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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,239£13,672540,5602,297
Aberdeen City3£14,346525,67612
Aberdeenshire20£17,010424,88639
Antrim1£13,950320,0002
Ards1£7,995765,4273
Armagh1£9,495957,254-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire18£13,024544,54245
Berkshire5£9,452756,65619
Blaenau Gwent2£14,599534,0075
Brent - Greater London2£7,1331099,691-
Bristol9£15,179434,38927
Bromley - Greater London8£16,698320,87814
Buckinghamshire21£12,851536,16023
Cambridgeshire23£11,642652,89834
Cardiff6£19,17525,46710
Carmarthenshire5£14,551531,36111
Carrickfergus1£7,995753,575-
Ceredigion2£8,491948,8231
Cheshire19£11,746641,83636
City of Edinburgh13£11,600747,23913
City of London - Greater London1£8,800784,4803
Clackmannanshire1£11,998350,191-
Conwy7£18,095325,6826
Cornwall15£14,227541,84938
County Durham44£16,870437,13763
Cumbria27£14,913532,52144
Derbyshire23£13,462531,42764
Derry1£16,450318,370-
Devon20£12,901637,50277
Dorset22£17,501425,42531
Down3£13,547632,9961
Dumfries and Galloway9£18,577213,76113
Dundee City6£13,876631,37215
East Ayrshire3£12,899524,6475
East Lothian1£8,995696,0821
East Riding of Yorkshire4£11,446638,4596
East Sussex18£16,042422,04732
Essex31£15,708430,61242
Falkirk11£16,800324,28018
Fife22£13,778533,32130
Glasgow City22£14,096533,51560
Gloucestershire9£17,871325,31828
Greater Manchester55£10,734752,47994
Gwynedd1£8,995959,000-
Hampshire40£15,771428,89686
Havering - Greater London6£11,023752,0016
Herefordshire10£12,316535,70624
Hertfordshire42£17,353321,00365
Highland11£18,907323,62714
Hillingdon - Greater London2£10,420748,8003
Hounslow - Greater London2£7,2251087,7601
Isle of Anglesey1£4,99511132,500-
Isle of Wight15£15,725423,39216
Kent17£12,354636,89828
Lancashire35£10,979752,10853
Leicestershire11£9,495860,79627
Lincolnshire37£13,728537,67063
Lisburn1£6,4951080,6005
Magherafelt2£12,223641,378-
Merseyside7£11,394649,01013
Moray2£9,995780,0004
Newtownabbey17£15,868429,11015
Norfolk16£17,920319,00343
North Ayrshire9£15,774427,13511
North Down7£22,537222,60115
North Yorkshire42£15,326426,73083
Northamptonshire17£13,710537,12836
Northumberland18£21,593219,49924
Nottinghamshire21£13,017543,35731
Omagh1£19,49518,450-
Oxfordshire5£10,317758,9037
Perth and Kinross6£13,761638,58312
Renfrewshire3£9,665867,79610
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders2£15,995649,1873
Shropshire24£13,411539,10637
Somerset21£19,661320,98340
South Ayrshire5£11,154751,9984
South Yorkshire20£11,643543,62050
Staffordshire21£16,664322,32027
Stirling3£16,232436,2224
Strabane7£18,617217,8778
Suffolk18£20,211211,68235
Surrey13£10,798313,59221
Sutton - Greater London1£11,5491049,0003
The Vale of Glamorgan1£8,750964,6003
Tyne and Wear28£14,189541,93660
Warwickshire6£14,203435,97610
West Lothian7£16,659438,1774
West Midlands51£13,945642,18497
West Sussex15£16,155426,87532
West Yorkshire51£13,622540,876137
Wiltshire10£19,800420,83342
Worcestershire13£17,125324,94419
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