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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,317£13,908539,7422,246
Aberdeen City9£13,154538,3608
Aberdeenshire20£15,060534,07045
Angus1£11,495834,0474
Ards2£12,243533,3751
Armagh1£9,995957,254-
Banbridge1£17,200315,000-
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London5£17,512312,7749
Bedfordshire20£12,859548,65344
Berkshire11£11,820646,09120
Blaenau Gwent2£19,399214,6294
Brent - Greater London1£5,98810113,000-
Bristol12£14,097636,77720
Bromley - Greater London3£20,518210,61811
Buckinghamshire13£13,572534,51423
Cambridgeshire17£11,864649,73634
Cardiff8£19,65416,8346
Carmarthenshire7£16,106426,8337
Carrickfergus1£8,995753,575-
Ceredigion2£12,991646,3002
Cheshire17£11,236749,67744
City of Edinburgh8£10,909758,26123
City of London - Greater London2£16,222528,0004
Clackmannanshire1£12,998350,191-
Conwy7£19,470227,7665
Cornwall15£16,023331,33537
County Durham40£17,750435,87653
Craigavon4£12,620636,0666
Croydon - Greater London1£9,495761,000-
Cumbria26£14,829626,93043
Derbyshire30£13,455533,19663
Derry1£16,995318,3702
Devon27£12,437546,32764
Dorset21£17,370431,64326
Down1£16,995319,9871
Dumfries and Galloway10£17,829213,14915
Dundee City10£13,875637,71715
East Ayrshire2£10,699749,3178
East Lothian1£9,495696,082-
East Riding of Yorkshire6£9,894761,1506
East Sussex24£15,322523,87925
Essex29£15,310433,53738
Falkirk9£17,472318,76622
Fife22£15,989424,26826
Glasgow City23£15,138430,79260
Gloucestershire7£17,129324,45930
Greater Manchester53£11,800646,83371
Hampshire52£15,391531,17295
Havering - Greater London2£11,173658,1164
Herefordshire12£12,857536,65621
Hertfordshire44£18,081318,56768
Highland10£19,938319,48614
Hillingdon - Greater London3£11,333640,9796
Hounslow - Greater London1£6,5991090,0004
Inverclyde1£8,495962,000-
Isle of Anglesey1£4,99511132,500-
Isle of Wight10£15,147422,04614
Kent40£13,442532,44544
Lancashire34£10,605657,03845
Leicestershire11£11,287747,68927
Lincolnshire31£14,657432,19158
Magherafelt2£12,223641,378-
Merseyside12£13,367433,12020
Monmouthshire2£14,495521,5002
Moray3£12,328558,5004
Newport12£17,218223,08718
Newtownabbey11£16,545423,60313
Norfolk20£15,996429,56542
North Ayrshire7£16,753319,70713
North Down9£20,417326,73618
North Lanarkshire4£8,614969,0862
North Yorkshire39£15,684323,20579
Northamptonshire14£13,938540,39236
Northumberland24£20,322225,60634
Nottinghamshire13£13,519636,72627
Oxfordshire6£10,629862,8217
Pembrokeshire2£11,245738,145-
Perth and Kinross7£12,022654,4367
Redbridge - Greater London1£6,25011107,000-
Renfrewshire4£11,322764,09812
Rhondda Cynon Taf2£7,995963,7302
Scottish Borders3£13,123652,2272
Shropshire17£13,240533,39342
Somerset14£13,620533,82632
South Ayrshire3£11,495550,6926
South Lanarkshire4£16,045414,4805
South Yorkshire23£11,900543,96255
Staffordshire15£14,833530,75120
Stirling2£15,498520,0115
Strabane9£23,20527,7474
Suffolk25£18,664320,58439
Surrey10£9,281536,01319
Sutton - Greater London1£9,995861,2202
Tyne and Wear27£15,314529,70956
Warwickshire7£11,329649,4449
West Lothian7£15,980544,0693
West Midlands60£12,931642,62480
West Sussex17£16,281427,41426
West Yorkshire60£15,114431,195129
Wiltshire21£18,555327,70730
Worcestershire12£18,110323,26221
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