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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,263£13,495541,7282,109
Aberdeen City4£14,486531,84011
Aberdeenshire16£17,108425,23740
Armagh1£9,750957,254-
Banbridge1£17,200315,000-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire17£14,109440,00044
Berkshire7£11,764643,52018
Blaenau Gwent2£14,599534,0075
Brent - Greater London2£7,1331099,691-
Bristol9£14,233533,81124
Bromley - Greater London8£17,838216,57711
Buckinghamshire16£13,512533,92323
Cambridgeshire25£11,899648,78829
Cardiff7£19,18614,8978
Carmarthenshire8£14,905429,8778
Carrickfergus1£8,995753,575-
Ceredigion1-739,0001
Cheshire19£11,754642,96433
City of Edinburgh11£11,092751,04112
City of London - Greater London1£8,800784,4803
Clackmannanshire1£12,498350,191-
Conwy6£20,120217,3525
Cornwall16£15,466432,91134
County Durham45£16,331440,17352
Craigavon2£13,495526,3116
Croydon - Greater London1£8,494761,000-
Cumbria25£15,624526,14141
Derbyshire24£13,039532,67258
Derry1£16,450318,370-
Devon21£12,171741,26369
Dorset23£16,216532,56826
Down1£16,650319,9871
Dumfries and Galloway10£18,369313,29512
Dundee City7£14,980527,54515
East Ayrshire3£11,132741,7544
East Lothian1£9,250696,0821
East Riding of Yorkshire2£8,593855,6986
East Sussex16£15,209420,49331
Essex38£15,796428,87737
Falkirk10£19,729214,92017
Fife21£14,566529,73329
Glasgow City23£13,198538,83460
Gloucestershire5£18,564325,93027
Greater Manchester50£11,233748,76989
Hampshire49£15,888427,29283
Havering - Greater London5£10,512755,7317
Herefordshire11£12,810534,44622
Hertfordshire43£17,534321,38461
Highland13£18,375324,75511
Hillingdon - Greater London3£10,957744,0393
Hounslow - Greater London2£7,2251087,7602
Isle of Anglesey1£4,99511132,500-
Isle of Wight14£15,005425,40116
Kent19£12,264639,69523
Lancashire35£11,011753,30249
Leicestershire14£9,910761,40028
Lincolnshire31£14,669534,30658
Lisburn1£6,4951080,6005
Magherafelt2£12,223641,378-
Merseyside8£11,632649,47512
Moray2£9,995780,0004
Newtownabbey18£16,229424,76010
Norfolk17£17,876320,53139
North Ayrshire11£15,187427,9559
North Down6£24,627217,24315
North Yorkshire36£15,337427,26481
Northamptonshire19£13,265641,62131
Northumberland18£21,076221,24230
Nottinghamshire19£12,005646,08126
Oxfordshire4£10,371763,3097
Pembrokeshire1£13,995429,165-
Perth and Kinross7£14,007640,36111
Redbridge - Greater London1£6,25011107,000-
Renfrewshire2£8,3971086,90610
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders3£13,123652,2272
Shropshire25£13,683534,97234
Somerset16£12,550641,61630
South Ayrshire6£10,795752,1443
South Yorkshire25£11,997541,59845
Staffordshire17£15,683427,09227
Stirling1£8,998886,7174
Strabane10£21,870214,0164
Suffolk21£19,287315,63433
Surrey12£10,447315,22521
Sutton - Greater London2£10,772955,1102
Tyne and Wear30£14,240539,31859
Warwickshire3£13,092456,33310
West Lothian7£16,663437,7324
West Midlands62£14,007638,32280
West Sussex17£16,233426,52529
West Yorkshire55£13,520541,540123
Wiltshire15£18,817321,89936
Worcestershire13£17,294324,13219
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