Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,404£13,713540,8502,611
Aberdeenshire13£12,696644,90052
Angus8£10,445854,00415
Ayrshire18£13,930534,93919
Bedfordshire15£13,136440,94948
Berkshire9£9,839754,81619
Blaenau Gwent3£15,360325,56210
Borders3£14,380531,2113
Bridgend6£12,886638,43514
Bristol10£14,912433,68524
Buckinghamshire24£13,386539,93431
Caerphilly1£8,990960,3802
Cambridgeshire32£11,427652,68139
Cardiff9£15,307324,64422
Carmarthenshire4£13,370537,23614
Cheshire20£12,201642,35736
Clackmannanshire1£10,995855,0001
Conwy8£14,378536,5439
Cornwall22£16,536324,82844
County Antrim15£15,189431,87330
County Armagh1£7,750779,2549
County Down9£21,297329,80021
County Durham45£16,453439,39263
County Londonderry4£11,161852,2994
County Tyrone7£19,802112,86110
Cumbria25£16,932422,97943
Denbighshire1£12,495640,750-
Derbyshire42£18,230334,01265
Devon18£13,220539,91285
Dorset18£18,828324,15733
Dumfries & Galloway12£16,297327,1107
Dunbartonshire1£13,998645,683-
East Lothian2£9,247651,3591
East Riding of Yorkshire17£11,501647,44116
East Sussex18£15,344525,66236
Essex34£15,793433,39253
Falkirk9£16,449324,46711
Fife19£15,493425,73134
Flintshire1£4,7959122,000-
Gloucestershire14£15,710428,85215
Greater London40£13,327542,93446
Greater Manchester52£11,245647,145101
Gwynedd1£8,995959,000-
Hampshire36£14,489439,38779
Herefordshire10£14,579427,38226
Hertfordshire36£17,209321,24165
Highland10£18,868319,26111
Inverclyde5£16,073422,44815
Isle of Anglesey1£4,99511132,500-
Isle of Wight12£15,697418,18814
Kent28£13,097536,36372
Lanarkshire29£14,027532,92661
Lancashire35£10,603653,95656
Leicestershire12£9,952858,51823
Lincolnshire32£13,925652,67973
Merseyside20£14,515428,28225
Merthyr Tydfil1£8,999950,700-
Midlothian18£10,196763,16219
Monmouthshire2£9,0991178,5212
Neath Port Talbot2£16,747431,9614
Newport10£17,384215,14038
Norfolk18£15,283428,39433
North Yorkshire47£15,125426,75183
Northamptonshire14£15,200432,46831
Northumberland17£17,868327,31829
Nottinghamshire26£12,804642,27745
Oxfordshire4£9,804862,6546
Pembrokeshire3£10,263744,4302
Perth & Kinross3£11,661660,79012
Renfrewshire3£8,330876,1357
Rhondda Cynon Taf2£10,599756,6262
Shropshire22£14,129434,79939
Somerset23£21,358210,84443
South Yorkshire18£12,537543,38334
Staffordshire17£15,221427,87044
Stirling2£14,448547,6743
Suffolk25£17,672322,68346
Surrey20£13,546427,39744
Swansea4£13,622538,6485
Tyne and Wear28£13,563639,49164
Vale of Glamorgan2£10,185778,3142
Warwickshire8£13,044439,67413
West Lothian7£18,232327,3508
West Midlands72£14,160536,163107
West Sussex15£15,696426,40339
West Yorkshire67£14,175537,011130
Wiltshire16£17,437422,17544
Worcestershire11£12,892633,44828
Add postcode for better results.