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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,216£13,350542,9032,310
Aberdeen City3£13,131547,41312
Aberdeenshire11£14,159541,21836
Angus2£12,645735,0981
Antrim1£9,299950,1212
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London1£11,8951032,4751
Bedfordshire17£13,518538,08450
Belfast1£8,950886,0001
Berkshire9£8,802862,51021
Blaenau Gwent2£18,349113,4674
Brent - Greater London2£7,31010103,5771
Bristol10£14,912433,68524
Bromley - Greater London7£17,496216,45910
Buckinghamshire22£13,925437,94432
Cambridgeshire34£11,992549,48941
Cardiff7£15,649324,6319
Carmarthenshire5£14,595431,66511
Carrickfergus1£13,895323,9601
Ceredigion1£8,4911058,6461
Cheshire20£11,845644,40338
City of Edinburgh16£10,515761,22017
City of London - Greater London1£8,600784,4801
Clackmannanshire1£10,995855,0001
Coleraine1£8,9991053,827-
Conwy5£17,595329,2627
Cornwall20£16,265325,99940
County Durham48£16,326440,25060
Craigavon1£7,750779,2549
Cumbria26£16,319426,41141
Denbighshire1£12,495640,750-
Derbyshire26£13,191538,74853
Devon15£13,004541,66576
Dorset16£19,150326,32333
Down2£13,495631,9941
Dumfries and Galloway12£16,768324,4297
Dundee City6£9,795860,30614
East Ayrshire5£10,914741,3022
East Lothian2£9,247651,3591
East Riding of Yorkshire4£10,520747,4395
East Sussex18£15,344525,92532
Enfield - Greater London1£9,995875,824-
Essex31£15,928431,36447
Falkirk8£16,753324,26910
Fife17£16,134323,12535
Glasgow City27£14,539530,68453
Gloucestershire10£16,960324,29515
Greater Manchester47£10,943648,17897
Gwynedd1£8,995959,000-
Hampshire31£15,462433,93090
Havering - Greater London6£9,681857,4364
Herefordshire10£14,617427,38126
Hertfordshire30£18,345218,59362
Highland9£19,109319,32511
Hillingdon - Greater London1£7,990959,5005
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,951419,04913
Kent16£11,695543,71031
Lancashire32£10,152757,49753
Leicestershire12£10,228757,89922
Limavady1£9,245874,000-
Lincolnshire29£14,794653,01872
Lisburn1£4,99510104,6574
Magherafelt1£9,950963,000-
Merseyside3£12,658440,69713
Merthyr Tydfil1£8,999950,700-
Merton - Greater London1£8,3903107,000-
Newtownabbey12£16,707322,75524
Norfolk19£16,279422,34831
North Ayrshire7£16,742323,33712
North Down5£26,632115,21613
North Lanarkshire1£9,995848,7084
North Yorkshire50£14,919428,92077
Northamptonshire12£15,947328,68530
Northumberland16£18,520227,77427
Nottinghamshire19£13,010541,51837
Omagh1£19,49518,450-
Oxfordshire3£9,748766,3198
Perth and Kinross3£11,661660,79013
Renfrewshire4£8,747765,5946
Rhondda Cynon Taf2£10,599756,6262
Scottish Borders2£11,072742,3174
Shropshire22£14,844429,87540
Somerset21£21,793210,63339
South Ayrshire5£12,356550,0926
South Lanarkshire1£12,495740,9371
South Yorkshire19£12,239546,01245
Staffordshire15£15,661427,41836
Stirling2£14,448547,6743
Strabane7£18,710217,4499
Suffolk21£18,756318,61240
Surrey15£13,987318,81921
Sutton - Greater London2£9,5221156,3642
Tyne and Wear24£13,858641,22063
Warwickshire5£14,162429,75412
West Lothian7£18,232327,0976
West Midlands67£14,301537,053102
West Sussex16£15,094528,88536
West Yorkshire63£14,226537,852133
Wiltshire15£17,607423,05142
Worcestershire10£14,958425,43727
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