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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,226£13,410542,6072,313
Aberdeen City3£13,131547,41312
Aberdeenshire12£14,354540,37038
Angus2£12,645735,0981
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London1£11,8951032,4751
Bedfordshire18£13,759436,27149
Belfast1£8,950886,0002
Berkshire8£8,804863,44922
Blaenau Gwent3£16,132322,9833
Brent - Greater London2£7,31010103,5771
Bristol10£14,982433,68526
Bromley - Greater London7£17,496216,45910
Buckinghamshire21£14,029438,64832
Cambridgeshire32£11,656651,55341
Cardiff5£15,769324,66612
Carmarthenshire4£13,995532,83112
Carrickfergus1£13,895323,9601
Ceredigion1£8,4911058,6461
Cheshire22£11,835644,63637
City of Edinburgh16£10,791760,54116
City of London - Greater London1£8,600784,4801
Clackmannanshire1£10,995855,0001
Coleraine1£8,9991053,827-
Conwy4£16,745339,6437
Cornwall21£16,195325,38739
County Durham46£16,319441,46359
Craigavon2£10,873558,1278
Cumbria27£16,122427,07744
Denbighshire1£12,495640,750-
Derbyshire29£12,869540,36652
Devon14£12,183645,39179
Dorset16£19,150326,32334
Down2£13,495631,9941
Dumfries and Galloway11£17,384320,0137
Dundee City6£9,795860,30616
East Ayrshire5£10,914741,3022
East Lothian2£9,247651,3591
East Riding of Yorkshire3£10,760649,3855
East Sussex18£15,344525,92532
Enfield - Greater London1£9,995875,824-
Essex31£15,696433,28248
Falkirk8£16,753324,26910
Fife16£16,270323,36134
Glasgow City27£14,365530,57955
Gloucestershire10£16,944324,29516
Greater Manchester48£11,012647,91594
Gwynedd1£8,995959,000-
Hampshire33£15,106436,07788
Havering - Greater London6£9,681857,4365
Herefordshire10£14,617427,38127
Hertfordshire30£18,348218,59362
Highland9£19,109319,32512
Hillingdon - Greater London1£7,990959,5004
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,951419,04915
Kent16£11,914543,86830
Lancashire35£10,442755,81151
Leicestershire12£10,493754,40921
Lincolnshire31£14,531652,83170
Lisburn1£4,99510104,6574
Magherafelt1£9,950963,000-
Merseyside4£11,943544,27312
Merthyr Tydfil1£8,999950,700-
Merton - Greater London1£8,3903107,000-
Newtownabbey13£17,228321,03923
Norfolk20£16,440321,31731
North Ayrshire8£17,524320,84511
North Down5£26,632115,21613
North Lanarkshire1£9,995848,7084
North Yorkshire47£14,814429,83082
Northamptonshire12£15,947328,68531
Northumberland17£18,272227,19026
Nottinghamshire24£12,733541,80832
Omagh1£19,49518,450-
Oxfordshire3£9,731766,3198
Perth and Kinross3£11,661660,79014
Renfrewshire3£8,330876,1357
Rhondda Cynon Taf2£10,599756,6262
Scottish Borders2£11,072742,3174
Shropshire22£14,844429,87540
Somerset23£20,902213,32637
South Ayrshire5£12,356550,0926
South Lanarkshire1£12,495740,9371
South Yorkshire19£12,237546,01245
Staffordshire14£14,885430,44035
Stirling3£15,631436,2222
Strabane7£18,710217,4499
Suffolk19£17,783318,80739
Surrey15£14,011318,51223
Sutton - Greater London2£9,5221156,3642
Tyne and Wear26£13,503641,66766
Warwickshire5£14,162429,75412
West Lothian7£18,946326,0116
West Midlands67£14,328636,599101
West Sussex15£15,001529,64436
West Yorkshire63£14,023539,474133
Wiltshire15£17,534423,63043
Worcestershire10£14,958425,76926
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