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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,271£13,525542,2402,171
Aberdeen City4£14,486531,84011
Aberdeenshire16£17,108425,23740
Ards1£7,995765,4273
Armagh1£9,495957,254-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire19£14,231439,88544
Berkshire7£11,764643,52018
Blaenau Gwent2£14,599534,0075
Brent - Greater London2£7,1331099,691-
Bristol10£14,463535,75625
Bromley - Greater London9£17,227221,04312
Buckinghamshire16£13,145538,09124
Cambridgeshire23£11,734649,62830
Cardiff7£19,18614,8978
Carmarthenshire6£15,625426,78810
Carrickfergus1£8,995753,575-
Ceredigion2£8,491948,8231
Cheshire18£11,842642,94334
City of Edinburgh10£11,531746,90814
City of London - Greater London1£8,800784,4803
Clackmannanshire1£12,498350,191-
Conwy6£20,120217,3525
Cornwall17£14,200540,16137
County Durham45£16,299440,40554
Cumbria26£15,688528,31442
Derbyshire21£13,167534,01662
Derry1£16,450318,370-
Devon22£12,331740,90771
Dorset22£16,978428,50329
Down2£14,573627,4941
Dumfries and Galloway10£18,369313,29512
Dundee City7£14,837527,54515
East Ayrshire3£11,132741,7544
East Lothian1£9,250696,0821
East Riding of Yorkshire3£9,060853,4596
East Sussex17£15,902419,35130
Essex37£15,687429,54239
Falkirk11£18,462218,12618
Fife20£14,156530,66931
Glasgow City23£13,198538,83460
Gloucestershire6£17,406326,89727
Greater Manchester52£11,149749,61888
Hampshire45£15,477427,81686
Havering - Greater London5£10,712755,7317
Herefordshire11£12,792534,44622
Hertfordshire42£17,481321,01163
Highland11£19,534318,94113
Hillingdon - Greater London2£10,440748,8004
Hounslow - Greater London2£7,2251087,7602
Isle of Anglesey1£4,99511132,500-
Isle of Wight14£15,005425,40116
Kent19£12,264639,69523
Lancashire34£11,094752,29651
Leicestershire13£9,649763,06729
Lincolnshire34£14,305535,23559
Lisburn2£10,240748,4365
Magherafelt2£12,223641,378-
Merseyside9£11,339650,50712
Moray2£9,995780,0004
Newtownabbey18£15,096430,21313
Norfolk20£17,029424,88137
North Ayrshire12£14,963427,9549
North Down7£22,537222,56616
North Yorkshire38£15,300426,75881
Northamptonshire18£13,522541,24932
Northumberland16£21,598220,60932
Nottinghamshire20£11,953644,39626
Oxfordshire4£10,371763,4587
Pembrokeshire1£13,995429,165-
Perth and Kinross7£14,007640,36111
Redbridge - Greater London1£6,25011107,000-
Renfrewshire4£8,822975,31410
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders3£13,123652,2272
Shropshire24£13,667434,80535
Somerset25£18,791323,70832
South Ayrshire6£10,795752,1443
South Yorkshire27£12,002540,79546
Staffordshire17£15,662427,09227
Stirling1£8,998886,7174
Strabane10£21,870214,0164
Suffolk18£20,889211,23436
Surrey12£10,447315,93422
Sutton - Greater London2£10,772955,1102
The Vale of Glamorgan1£8,750964,6003
Tyne and Wear29£14,257538,85160
Warwickshire4£13,569448,32410
West Lothian7£16,659437,7324
West Midlands63£13,970538,92579
West Sussex17£15,976428,58430
West Yorkshire53£13,617541,805130
Wiltshire14£17,908426,91638
Worcestershire13£17,294324,13219
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