Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,670 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,642£13,510541,6002,631
Aberdeenshire29£15,592437,06546
Angus9£11,695649,53312
Ayrshire25£12,549643,07620
Bedfordshire21£13,515446,71740
Berkshire11£9,804754,37114
Blaenau Gwent6£12,847540,9587
Borders4£14,861430,0215
Bridgend7£11,122656,66212
Bristol10£13,571638,26926
Buckinghamshire21£14,348434,13534
Caerphilly1£8,390960,380-
Cambridgeshire27£12,800546,34246
Cardiff8£15,359417,14822
Carmarthenshire5£12,695542,85714
Cheshire21£12,314644,80342
Clackmannanshire2£9,997949,0172
Conwy8£13,395542,05710
Cornwall32£15,554331,13241
County Antrim18£15,602425,02133
County Armagh3£9,913669,2945
County Down9£20,964220,74818
County Durham51£17,153437,89664
County Londonderry6£10,349861,7008
County Tyrone7£17,317218,5398
Cumbria22£16,835421,39447
Denbighshire1£16,950320,3001
Derbyshire49£17,949431,79358
Devon20£11,421744,68874
Dorset26£15,733536,09335
Dumfries & Galloway18£16,852427,2149
East Lothian2£8,997778,7181
East Riding of Yorkshire19£12,747644,95321
East Sussex21£15,769423,82731
Essex47£15,193532,99157
Falkirk12£17,098324,10713
Fife17£14,949426,27432
Flintshire1£4,7959122,000-
Gloucestershire11£17,963319,09017
Greater London44£13,544540,27950
Greater Manchester62£12,510640,30095
Gwynedd1£8,495959,000-
Hampshire50£13,521542,48374
Herefordshire6£13,932427,76423
Hertfordshire34£15,850424,22177
Highland9£17,753319,66715
Inverclyde7£19,480318,93313
Isle of Anglesey1£4,99511132,500-
Isle of Wight12£16,572418,16920
Kent31£13,896433,10568
Lanarkshire37£14,353433,60661
Lancashire39£11,428650,16449
Leicestershire13£11,146650,56617
Lincolnshire41£13,871543,62974
Merseyside26£14,264433,16227
Midlothian13£10,544754,37923
Monmouthshire3£11,064760,5044
Neath Port Talbot4£15,871327,9316
Newport7£14,665529,94141
Norfolk22£13,968533,30135
North Yorkshire53£16,084322,34882
Northamptonshire25£15,188429,46924
Northumberland9£17,408324,34336
Nottinghamshire25£13,173542,71743
Oxfordshire8£11,721645,2284
Pembrokeshire3£12,097638,8603
Perth & Kinross2£9,745874,64012
Renfrewshire5£8,889869,5305
Rhondda Cynon Taf3£9,061868,0472
Shropshire29£13,739437,70945
Somerset20£16,939529,00954
South Yorkshire27£12,712537,47338
Staffordshire19£14,567432,71744
Stirling3£12,995552,2343
Suffolk31£16,722427,24045
Surrey19£12,903432,71543
Swansea2£15,420435,2186
Torfaen3£7,928891,9113
Tyne and Wear33£13,044540,38259
Vale of Glamorgan4£9,155875,8252
Warwickshire6£10,790551,71714
West Lothian10£15,983432,7879
West Midlands78£14,362535,998117
West Sussex24£14,785534,50837
West Yorkshire99£14,138534,148137
Wiltshire20£14,759424,84135
Worcestershire12£13,395539,31230
Wrexham1£10,995733,4502
Add postcode for better results.