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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,297£13,709540,4072,382
Aberdeen City8£12,861638,1919
Aberdeenshire15£16,348427,79849
Angus1£11,495834,0473
Ards1£14,495230,7502
Armagh1£9,995957,254-
Banbridge1£17,200315,000-
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London1£9,9951025,823-
Bedfordshire18£11,378661,08944
Berkshire9£12,573639,80720
Blaenau Gwent1£16,799429,2526
Brent - Greater London2£7,1361099,691-
Bristol11£13,577641,09822
Bromley - Greater London2£21,565111,16411
Buckinghamshire13£14,466425,64327
Cambridgeshire21£11,597650,31336
Cardiff5£21,56819889
Carmarthenshire9£15,526427,3178
Carrickfergus1£8,995753,575-
Ceredigion1-739,0003
Cheshire16£11,863645,42646
City of Edinburgh8£10,903760,79224
City of London - Greater London2£16,222528,0003
Clackmannanshire1£12,998350,191-
Conwy7£19,470227,7665
Cornwall15£15,600331,75038
County Durham45£17,051438,19653
Craigavon4£12,620636,0666
Croydon - Greater London1£9,495761,000-
Cumbria27£14,557628,14643
Derbyshire32£12,902536,58068
Derry2£15,497330,3852
Devon24£13,038540,95368
Dorset19£17,577428,93128
Down1£16,995319,9871
Dumfries and Galloway9£18,311313,28416
Dundee City9£13,139644,00817
East Ayrshire3£11,132741,7548
East Lothian2£11,625751,359-
East Riding of Yorkshire5£10,730653,0218
East Sussex23£14,840526,87627
Essex26£16,260429,80339
Falkirk10£17,982216,96222
Fife18£16,244423,22631
Glasgow City30£14,946427,54070
Gloucestershire7£16,978324,98229
Greater Manchester55£11,454748,81472
Hampshire50£15,556430,881100
Havering - Greater London4£10,759655,5328
Herefordshire10£13,003437,05822
Hertfordshire42£18,120319,07272
Highland12£18,490424,44515
Hillingdon - Greater London2£10,890748,8007
Hounslow - Greater London1£6,5991090,0004
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,690420,94215
Kent38£13,269532,73149
Lancashire34£10,371757,27453
Leicestershire14£10,619749,65728
Lincolnshire33£14,243535,03962
Lisburn1£7,995779,4755
Magherafelt2£12,223641,378-
Merseyside12£13,379433,12018
Monmouthshire1£12,995435,0003
Moray3£12,328558,5004
Newport11£16,464327,07519
Newtownabbey12£16,915318,68614
Norfolk18£16,179430,23242
North Ayrshire6£15,663422,87714
North Down7£23,252215,98220
North Lanarkshire1£8,450992,3102
North Yorkshire41£15,569422,40382
Northamptonshire13£13,804542,55337
Northumberland23£20,950224,58637
Nottinghamshire11£14,210633,03930
Oxfordshire5£9,596965,9168
Pembrokeshire2£11,245738,145-
Perth and Kinross5£12,834649,6789
Redbridge - Greater London1£6,25011107,000-
Renfrewshire3£11,430670,06613
Rhondda Cynon Taf2£7,845963,7302
Scottish Borders3£13,123652,2272
Shropshire19£13,090636,71342
Somerset10£13,281535,05937
South Ayrshire2£13,196339,6437
South Yorkshire21£11,785545,79258
Staffordshire12£15,359435,40625
Stirling2£12,748652,3856
Strabane10£22,584313,4384
Suffolk27£18,171323,66040
Surrey15£9,971425,34919
Sutton - Greater London1£9,995861,2202
Tyne and Wear29£15,156534,09960
Warwickshire6£12,048543,8528
West Lothian7£15,837544,0692
West Midlands66£13,081642,89587
West Sussex17£15,668429,15128
West Yorkshire59£14,859432,959134
Wiltshire23£20,713325,60232
Worcestershire11£18,052324,58622
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