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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,541£13,769540,9292,603
Aberdeenshire25£15,527535,84948
Angus7£11,524653,20013
Ayrshire21£13,484536,90720
Bedfordshire19£13,643444,64341
Berkshire11£10,314751,77314
Blaenau Gwent4£13,798434,1727
Borders3£13,931631,2864
Bridgend7£11,819652,47111
Bristol5£16,195433,99427
Buckinghamshire21£14,383433,15835
Caerphilly1£8,590960,3801
Cambridgeshire29£12,473548,91248
Cardiff11£15,228326,01017
Carmarthenshire5£13,195536,25613
Cheshire17£12,258645,61044
Clackmannanshire1£10,995855,0001
Conwy8£13,078642,0579
Cornwall25£15,870329,66342
County Antrim17£15,285426,54032
County Armagh3£9,913669,2946
County Down10£21,081219,85119
County Durham49£16,366440,04163
County Londonderry6£11,224751,2006
County Tyrone6£18,371214,6799
Cumbria22£16,846422,22748
Denbighshire1£16,950320,3001
Derbyshire45£18,534331,51760
Devon17£11,718645,41181
Dorset23£16,803432,71733
Dumfries & Galloway17£15,761430,3698
East Lothian2£8,997778,7181
East Riding of Yorkshire14£10,679850,78619
East Sussex18£16,106423,89237
Essex43£15,148535,04948
Falkirk11£17,614224,49514
Fife14£15,932320,76431
Flintshire1£4,7959122,000-
Gloucestershire10£17,166322,00817
Greater London38£13,265544,46450
Greater Manchester56£13,135535,893105
Gwynedd1£8,495959,000-
Hampshire46£13,831541,27170
Herefordshire10£13,555432,02122
Hertfordshire37£17,492321,61768
Highland9£18,587318,61113
Inverclyde6£17,061320,95513
Isle of Anglesey1£4,99511132,500-
Isle of Wight15£16,811418,40817
Kent30£13,972433,60873
Lanarkshire36£14,390433,22160
Lancashire39£11,466649,63149
Leicestershire9£9,628760,61220
Lincolnshire39£13,529547,36273
Merseyside21£15,270327,07629
Midlothian17£10,270758,15320
Monmouthshire5£10,837861,3461
Neath Port Talbot4£15,871327,9315
Newport10£14,639533,90939
Norfolk20£14,021533,55430
North Yorkshire50£15,430424,91581
Northamptonshire17£16,222328,50026
Northumberland12£17,631325,27832
Nottinghamshire25£11,675649,89341
Oxfordshire6£11,164751,9104
Pembrokeshire3£12,097638,8603
Perth & Kinross3£12,963642,83811
Renfrewshire4£7,987978,4215
Rhondda Cynon Taf2£8,997875,6982
Shropshire24£13,903437,34044
Somerset28£18,245322,67146
South Yorkshire19£13,273533,30442
Staffordshire24£14,248433,78741
Stirling3£13,098552,2343
Suffolk32£16,860424,27541
Surrey19£14,479325,90047
Swansea2£15,495435,2187
Torfaen2£8,495786,8256
Tyne and Wear34£13,733536,39556
Vale of Glamorgan3£9,957868,0912
Warwickshire5£14,794328,30714
West Lothian9£16,624433,3849
West Midlands72£14,122538,710114
West Sussex19£15,582429,08744
West Yorkshire94£14,769433,048128
Wiltshire18£15,615426,04438
Worcestershire14£13,927534,63431
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