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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,207£13,646540,8852,373
Aberdeen City2£14,974440,44813
Aberdeenshire16£15,858431,03437
Antrim1£13,950320,0002
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire20£13,276543,15646
Belfast1£8,950886,0002
Berkshire6£8,459877,11720
Blaenau Gwent3£15,799323,8475
Brent - Greater London2£7,1331099,691-
Bristol9£14,932531,08026
Bromley - Greater London9£18,041215,37214
Buckinghamshire17£12,461542,73227
Cambridgeshire29£11,428654,59539
Cardiff8£16,355321,35311
Carmarthenshire2£15,245427,10014
Ceredigion2£8,491948,8231
Cheshire23£11,808642,17337
City of Edinburgh14£11,024750,70212
City of London - Greater London1£8,800784,4802
Conwy8£16,328434,6146
Cornwall17£15,233436,97738
County Durham45£16,544439,82363
Craigavon1£9,750838,2367
Cumbria27£15,863428,11748
Denbighshire1£12,495640,750-
Derbyshire25£13,459531,81163
Derry1£16,450318,370-
Devon25£13,581636,35074
Dorset21£17,083428,70834
Down3£13,247632,9961
Dumfries and Galloway10£17,739317,6668
Dundee City4£15,043526,81415
East Ayrshire3£12,830524,6474
East Lothian2£9,247651,3591
East Riding of Yorkshire3£11,895637,4807
East Sussex16£15,721423,14033
Essex31£15,355533,06045
Falkirk10£17,087324,54216
Fife19£14,475430,49633
Glasgow City22£14,725537,52263
Gloucestershire8£17,531326,79727
Greater Manchester51£10,918750,45698
Gwynedd1£8,995959,000-
Hampshire35£15,800429,43792
Havering - Greater London5£10,585756,8207
Herefordshire7£13,289427,87027
Hertfordshire32£17,450322,22064
Highland11£19,680318,21914
Hillingdon - Greater London2£8,990944,9005
Hounslow - Greater London2£6,9251087,7601
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,329424,54819
Kent15£12,120640,97830
Lancashire35£10,800753,84653
Leicestershire12£9,970759,45627
Lincolnshire37£13,569540,70864
Lisburn1£6,4951080,6005
Magherafelt1£9,950963,0001
Merseyside7£11,252649,01012
Merthyr Tydfil1£8,999950,700-
Merton - Greater London1£8,3903107,0001
Newtownabbey13£17,645322,87319
Norfolk17£16,531322,60941
North Ayrshire8£16,436324,55112
North Down5£28,376117,19912
North Lanarkshire1£9,995848,7084
North Yorkshire43£15,222426,44080
Northamptonshire15£14,044435,08436
Northumberland16£21,240222,71125
Nottinghamshire17£13,595539,37535
Omagh1£19,49518,450-
Oxfordshire5£10,759746,2256
Perth and Kinross5£13,913538,49212
Renfrewshire4£9,373870,4518
Rhondda Cynon Taf1£8,199862,7972
Scottish Borders3£13,245550,7163
Shropshire19£14,151433,90842
Somerset21£19,999320,65242
South Ayrshire5£11,555751,1055
South Yorkshire20£11,623542,98248
Staffordshire17£16,889317,07127
Stirling3£16,232436,2223
Strabane8£18,014217,8777
Suffolk21£18,247321,06333
Surrey11£12,636319,41925
Sutton - Greater London3£9,3131058,3423
The Vale of Glamorgan1£8,500964,6003
Tyne and Wear27£14,270540,06562
Warwickshire6£14,036436,01510
West Lothian8£17,765426,8674
West Midlands56£14,279538,313102
West Sussex13£16,572325,20137
West Yorkshire53£13,839540,669144
Wiltshire11£17,969537,16043
Worcestershire12£17,231317,53824
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