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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,437£13,819541,3532,520
Aberdeen City8£13,411538,40510
Aberdeenshire23£15,356532,31447
Angus2£11,938653,0995
Antrim1£8,4991086,0005
Ards2£12,138533,3751
Armagh1£9,995957,254-
Banbridge1£17,200315,0001
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London6£16,847413,87811
Bedfordshire24£12,450648,74638
Berkshire14£12,426643,34321
Blaenau Gwent5£15,908433,12210
Brent - Greater London1£5,98810113,000-
Bristol8£12,898641,71524
Bromley - Greater London2£19,89529,37512
Buckinghamshire14£12,757640,37625
Caerphilly1£7,9951099,0001
Cambridgeshire25£12,135648,62834
Cardiff9£18,684317,0548
Carmarthenshire8£16,342426,5418
Carrickfergus1£8,995753,575-
Ceredigion3£10,995652,5334
Cheshire17£10,978750,69345
City of Edinburgh11£10,844752,34526
City of London - Greater London9£14,145538,8868
Clackmannanshire1£12,998350,191-
Conwy7£19,470227,7668
Cornwall13£17,133322,94244
County Durham37£17,638437,55461
Craigavon3£14,328422,9965
Croydon - Greater London2£11,248849,226-
Cumbria27£14,785627,93447
Derbyshire27£13,792529,82076
Devon37£13,313541,48658
Dorset20£17,444430,28329
Down1£16,995319,9871
Dumfries and Galloway13£17,591317,52413
Dundee City9£16,428533,93013
East Ayrshire2£10,699749,31710
East Dunbartonshire1£16,298316,0701
East Lothian1£9,495696,082-
East Riding of Yorkshire10£13,105643,57413
East Sussex24£15,322523,87932
Essex29£15,479435,76840
Falkirk11£16,967324,83729
Fife26£16,002423,29226
Glasgow City21£15,321431,43161
Gloucestershire11£13,590544,72738
Greater Manchester58£12,003645,38875
Greenwich - Greater London1£22,195113,103-
Hampshire53£15,266530,65892
Havering - Greater London2£9,498881,7404
Herefordshire9£12,243541,89321
Hertfordshire44£17,711318,60369
Highland9£20,042318,95918
Hillingdon - Greater London2£12,849431,3196
Isle of Anglesey1£4,99511132,500-
Isle of Wight9£14,731423,80915
Kent42£13,346534,23049
Lancashire35£10,511760,14950
Leicestershire15£10,724754,68828
Lincolnshire33£14,252535,12974
Lisburn1£15,495424,6514
Magherafelt1£9,950963,0001
Merseyside15£15,103425,11737
Monmouthshire6£10,998858,8588
Moray2£14,995438,2505
Newport19£15,224430,70829
Newtownabbey12£15,666429,41716
Norfolk22£15,417531,72343
North Ayrshire7£16,910319,70713
North Down9£20,278325,80317
North Lanarkshire4£8,616969,0864
North Yorkshire34£16,242321,98383
Northamptonshire19£14,577534,40339
Northumberland23£20,399226,72335
Nottinghamshire21£12,429643,46732
Oxfordshire7£10,254865,3028
Pembrokeshire2£11,245738,1452
Perth and Kinross6£11,376760,4558
Redbridge - Greater London1£6,25011107,000-
Renfrewshire6£12,331653,33611
Rhondda Cynon Taf3£7,996973,5502
Scottish Borders3£13,123652,2272
Shropshire15£13,468534,45740
Somerset20£14,276530,84836
South Ayrshire4£11,545648,9247
South Lanarkshire4£12,247639,38211
South Yorkshire23£12,451540,64171
Staffordshire18£13,956533,13824
Stirling2£15,498520,0115
Strabane9£25,35527,7073
Suffolk28£18,715320,18541
Surrey9£10,692428,57021
Sutton - Greater London1£9,995861,2202
Swansea2£8,345966,7855
Tyne and Wear33£14,475532,40151
Warwickshire9£11,214653,14111
West Lothian6£11,761662,2715
West Midlands63£13,276641,950102
West Sussex18£16,166428,89431
West Yorkshire67£14,653533,225144
Wiltshire25£19,085328,73831
Worcestershire14£16,797430,39529
Wrexham1£15,499221,9471
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