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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,206£13,592541,1602,353
Aberdeen City2£14,974440,44813
Aberdeenshire16£15,858431,03436
Antrim1£13,950320,0002
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire20£13,251543,15644
Belfast1£8,950886,0002
Berkshire5£8,051985,74020
Blaenau Gwent3£15,799323,8475
Brent - Greater London2£7,1331099,691-
Bristol9£14,932531,08026
Bromley - Greater London9£18,041215,53813
Buckinghamshire17£12,470542,73227
Cambridgeshire29£11,410654,59538
Cardiff8£16,355321,35311
Carmarthenshire2£15,245427,10014
Ceredigion2£8,491948,8231
Cheshire25£11,731643,71737
City of Edinburgh14£11,028750,70212
City of London - Greater London1£8,800784,4802
Conwy8£16,328434,6146
Cornwall13£15,401540,52741
County Durham45£16,712438,17662
Craigavon1£9,750838,2367
Cumbria27£16,130426,56549
Denbighshire1£12,495640,750-
Derbyshire28£13,319532,66364
Derry1£16,450318,370-
Devon25£13,641635,91074
Dorset20£17,512426,29434
Down3£13,247632,9961
Dumfries and Galloway10£17,719317,6668
Dundee City4£14,793526,81415
East Ayrshire3£12,830524,6474
East Lothian2£9,247651,3591
East Riding of Yorkshire4£12,496535,7657
East Sussex17£15,443424,84435
Essex30£15,433533,83045
Falkirk10£17,087324,54214
Fife18£14,007432,02934
Glasgow City22£14,725537,52261
Gloucestershire8£17,531326,79726
Greater Manchester51£10,833749,75297
Gwynedd1£8,995959,000-
Hampshire34£15,716430,29388
Havering - Greater London5£10,585756,8206
Herefordshire7£13,289427,88627
Hertfordshire34£16,984323,87465
Highland10£19,978318,81315
Hillingdon - Greater London1£7,990959,5006
Hounslow - Greater London2£6,9251087,7601
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,329424,54818
Kent15£12,120640,97829
Lancashire35£10,800753,84652
Leicestershire12£9,970759,45627
Lincolnshire34£13,477540,62067
Lisburn1£6,4951080,6005
Magherafelt1£9,950963,0001
Merseyside7£11,252649,01012
Merthyr Tydfil1£8,999950,700-
Merton - Greater London1£8,3903107,000-
Newport1£10,899849,5141
Newtownabbey13£17,645322,87319
Norfolk17£16,531322,60940
North Ayrshire8£16,436324,55112
North Down5£28,376117,19912
North Lanarkshire1£9,995848,7084
North Yorkshire43£15,221426,44077
Northamptonshire14£14,547431,08736
Northumberland18£20,373223,68225
Nottinghamshire17£13,595539,37533
Omagh1£19,49518,450-
Oxfordshire5£10,759746,2256
Perth and Kinross4£13,444646,29713
Renfrewshire4£9,373870,4517
Rhondda Cynon Taf1£8,199862,7972
Scottish Borders3£13,245550,7163
Shropshire19£14,151433,90842
Somerset21£19,999320,65341
South Ayrshire5£11,555751,1055
South Yorkshire19£11,753543,25847
Staffordshire17£16,881317,07125
Stirling3£16,232436,2223
Strabane8£18,014217,8777
Suffolk22£17,917321,33232
Surrey11£12,636319,47925
Sutton - Greater London3£9,3131058,3422
The Vale of Glamorgan1£8,500964,6003
Tyne and Wear29£14,439537,93363
Warwickshire5£15,844320,21811
West Lothian9£16,734432,8853
West Midlands54£14,127539,307103
West Sussex14£16,017426,71536
West Yorkshire53£13,663541,275142
Wiltshire12£18,386428,31142
Worcestershire13£16,748319,67724
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