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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,247£13,685539,9502,148
Aberdeen City5£14,988429,67210
Aberdeenshire14£16,016527,00138
Angus1£11,495834,0471
Armagh1£9,995957,254-
Banbridge1£17,200315,000-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire16£13,325545,00642
Belfast1£13,374530,0112
Berkshire9£12,163641,36619
Blaenau Gwent1£11,699642,0147
Brent - Greater London2£7,1361099,691-
Bristol12£12,961642,85718
Bromley - Greater London2£21,415111,21112
Buckinghamshire12£14,839425,52625
Cambridgeshire27£12,429643,39631
Cardiff5£19,49025,5609
Carmarthenshire6£15,958426,78810
Carrickfergus1£8,995753,575-
Ceredigion1-739,0002
Cheshire12£11,541743,32839
City of Edinburgh8£10,493758,38417
City of London - Greater London1£8,800784,4804
Clackmannanshire1£12,998350,191-
Conwy7£19,595218,4824
Cornwall15£15,550431,32537
County Durham44£16,917440,21950
Craigavon3£13,328533,0438
Croydon - Greater London1£8,995761,000-
Cumbria25£15,011526,99338
Derbyshire27£13,535531,29065
Derry1£16,995318,370-
Devon24£12,695641,64868
Dorset19£18,268323,45927
Down1£16,650319,9871
Dumfries and Galloway9£18,311313,28414
Dundee City7£14,037638,54618
East Ayrshire3£11,132741,7544
East Lothian2£11,625751,359-
East Riding of Yorkshire2£8,450855,6986
East Sussex21£15,398525,92925
Essex27£16,834325,20140
Falkirk11£19,757213,87220
Fife21£16,192423,04326
Glasgow City24£14,453534,77060
Gloucestershire8£17,276325,02429
Greater Manchester60£11,439750,27074
Hampshire46£15,743427,85489
Havering - Greater London4£11,933641,3897
Herefordshire8£13,356432,88224
Hertfordshire41£18,303319,52967
Highland11£20,171316,96311
Hillingdon - Greater London2£10,650748,8004
Hounslow - Greater London2£7,3251087,7604
Isle of Anglesey1£4,99511132,500-
Isle of Wight9£14,375527,52318
Kent23£11,752642,63015
Lancashire35£10,148758,22248
Leicestershire11£10,144756,54233
Lincolnshire33£14,853530,28056
Magherafelt2£12,223641,378-
Merseyside9£11,460542,58012
Moray4£13,245550,3753
Newport7£17,781219,17220
Newtownabbey10£17,420316,65013
Norfolk22£16,492426,44938
North Ayrshire8£14,834427,22913
North Down8£22,277215,20518
North Lanarkshire1£7,995866,0002
North Yorkshire35£15,607423,17379
Northamptonshire18£13,377543,40840
Northumberland21£21,051221,30028
Nottinghamshire15£13,588642,27727
Oxfordshire4£10,621763,3098
Pembrokeshire1£13,995429,165-
Perth and Kinross6£13,676544,1629
Redbridge - Greater London1£6,25011107,000-
Renfrewshire2£9,147888,0289
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders3£13,123652,2272
Shropshire15£13,677534,20733
Somerset14£13,258539,23932
South Ayrshire5£11,155751,9987
South Yorkshire25£11,511647,23643
Staffordshire12£15,405435,12325
Stirling2£12,498652,3854
Strabane10£22,034213,9534
Suffolk28£18,098420,68632
Surrey16£10,035320,01613
Sutton - Greater London1£9,995861,2202
Tyne and Wear32£14,912533,48756
Warwickshire6£12,292545,1446
West Lothian9£14,793544,3882
West Midlands57£13,323642,13687
West Sussex19£16,251426,05425
West Yorkshire58£14,282535,927129
Wiltshire18£19,161325,01134
Worcestershire13£17,286328,06716
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