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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,241£13,664541,0492,312
Aberdeen City2£14,224627,24313
Aberdeenshire19£17,274423,70841
Ards1£7,995765,4273
Armagh1£9,495957,254-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire22£13,483543,42745
Berkshire7£11,750643,52018
Blaenau Gwent2£14,599534,0075
Brent - Greater London2£7,1331099,691-
Bristol9£14,979434,38926
Bromley - Greater London9£16,442321,27013
Buckinghamshire17£13,082536,87324
Cambridgeshire21£11,140655,70336
Cardiff8£18,35028,3348
Carmarthenshire6£15,625426,78810
Carrickfergus1£8,495753,575-
Ceredigion2£8,491948,8231
Cheshire21£11,720642,78935
City of Edinburgh11£11,483748,09915
City of London - Greater London1£8,800784,4803
Clackmannanshire1£12,498350,191-
Conwy8£16,462434,2355
Cornwall17£14,229540,16137
County Durham42£16,666440,08961
Cumbria26£15,563430,09245
Derbyshire21£13,094536,99164
Devon17£12,944737,85181
Dorset21£17,635325,43631
Down2£14,573627,4941
Dumfries and Galloway10£18,369313,29512
Dundee City6£13,876631,37216
East Ayrshire4£11,349738,9114
East Lothian1£8,995696,0821
East Riding of Yorkshire4£11,446737,9157
East Sussex17£16,346420,18933
Essex32£15,589431,64445
Falkirk11£18,456218,13518
Fife22£14,208530,14532
Glasgow City22£14,518531,13467
Gloucestershire8£16,755326,83727
Greater Manchester52£11,031752,30395
Gwynedd1£8,995959,000-
Hampshire43£15,939426,81991
Havering - Greater London6£11,131752,0016
Herefordshire10£12,507535,88523
Hertfordshire42£17,237321,70065
Highland12£18,706323,66313
Hillingdon - Greater London2£10,420748,8004
Hounslow - Greater London2£7,2251087,7602
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,029424,49717
Kent19£12,600636,61126
Lancashire34£11,127751,72953
Leicestershire12£9,870758,22830
Lincolnshire32£14,151537,88865
Lisburn2£10,240748,4365
Magherafelt2£12,223641,378-
Merseyside9£11,339650,50712
Moray2£9,995780,0004
Newtownabbey19£14,775431,82313
Norfolk19£17,379322,95538
North Ayrshire10£15,486427,39410
North Down7£22,537222,56616
North Yorkshire40£15,559425,91583
Northamptonshire18£13,272542,00533
Northumberland16£22,042218,73833
Nottinghamshire21£13,255541,34730
Omagh1£19,49518,450-
Oxfordshire5£10,317758,9667
Pembrokeshire1£13,995429,165-
Perth and Kinross5£13,513641,30813
Renfrewshire4£8,822975,31410
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders3£13,123652,2272
Shropshire24£13,549534,93739
Somerset22£19,387321,95338
South Ayrshire5£11,154751,9984
South Yorkshire26£11,991541,40147
Staffordshire18£15,571426,75327
Stirling2£13,998650,0184
Strabane10£21,920212,5235
Suffolk18£20,861211,23436
Surrey14£10,798319,48921
Sutton - Greater London1£11,5491049,0003
The Vale of Glamorgan1£8,750964,6003
Tyne and Wear28£14,414539,20562
Warwickshire4£13,556448,32410
West Lothian7£16,659437,7324
West Midlands50£13,906639,80293
West Sussex14£16,327427,74734
West Yorkshire52£13,250544,086136
Wiltshire9£20,278320,79444
Worcestershire14£16,512427,48019
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