Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,481£13,727540,9422,584
Aberdeenshire15£13,449641,99949
Angus9£11,551646,00512
Ayrshire21£13,807535,90518
Bedfordshire17£12,954447,91444
Berkshire10£10,005752,68916
Blaenau Gwent4£13,895434,1729
Borders3£13,931631,2864
Bridgend5£11,405654,06712
Bristol7£13,905533,72026
Buckinghamshire21£14,286433,96832
Caerphilly1£8,590960,3801
Cambridgeshire29£12,462547,14845
Cardiff12£15,392322,99320
Carmarthenshire5£13,995530,70815
Cheshire15£12,294645,75641
Clackmannanshire1£10,995855,0001
Conwy8£13,078642,0579
Cornwall25£16,412327,10145
County Antrim18£15,323428,94330
County Armagh1£7,750779,2549
County Down8£20,422321,66719
County Durham49£16,532437,24563
County Londonderry5£11,719747,4284
County Tyrone6£18,371214,6799
Cumbria18£16,985422,74449
Derbyshire43£18,572331,86064
Devon14£12,987540,74183
Dorset19£17,610427,46835
Dumfries & Galloway12£16,709326,5386
Dunbartonshire1£13,998645,683-
East Lothian2£8,997778,7181
East Riding of Yorkshire13£10,406853,32920
East Sussex19£15,921424,29336
Essex39£15,214535,61348
Falkirk9£18,014321,83415
Fife17£15,207425,59731
Flintshire1£4,7959122,000-
Gloucestershire16£16,199427,81112
Greater London39£13,703541,58249
Greater Manchester57£13,132537,585103
Gwynedd1£8,495959,000-
Hampshire44£13,780541,28872
Herefordshire8£14,765327,64125
Hertfordshire37£17,414320,81663
Highland8£19,223216,82713
Inverclyde6£16,560319,53114
Isle of Anglesey1£4,99511132,500-
Isle of Wight15£15,690421,15316
Kent29£13,384437,59271
Lanarkshire36£13,572536,77962
Lancashire39£10,655653,90950
Leicestershire15£9,837758,33219
Lincolnshire32£13,216650,07477
Merseyside20£15,140327,11429
Midlothian17£10,296760,16019
Monmouthshire4£10,798866,7912
Neath Port Talbot2£16,747431,9615
Newport10£15,234430,88940
Norfolk19£14,952430,16832
North Yorkshire54£15,095426,79379
Northamptonshire18£15,621430,13424
Northumberland16£19,113224,02628
Nottinghamshire26£12,709542,64340
Oxfordshire5£10,336757,5286
Pembrokeshire3£10,263744,4302
Perth & Kinross2£11,747655,62011
Renfrewshire1£6,995794,6827
Rhondda Cynon Taf2£10,249756,6671
Shropshire25£14,299433,59144
Somerset29£17,886423,92343
South Yorkshire20£13,057536,46236
Staffordshire20£14,686429,56142
Stirling2£15,648334,9934
Suffolk27£17,490321,21544
Surrey16£13,793325,11949
Swansea4£12,547644,9496
Tyne and Wear31£13,125539,65658
Vale of Glamorgan2£9,565879,8202
Warwickshire7£14,231330,70112
West Lothian7£18,232327,3508
West Midlands83£13,825539,135105
West Sussex19£15,681428,95043
West Yorkshire80£14,727434,111127
Wiltshire14£15,858427,24639
Worcestershire11£14,326532,73030
Add postcode for better results.