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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,307£13,743540,5472,390
Aberdeen City8£12,924638,1919
Aberdeenshire17£15,777530,59548
Angus1£11,495834,0473
Ards1£14,495230,7502
Armagh1£9,995957,254-
Banbridge1£17,200315,000-
Barking & Dagenham - Greater London1£11,999563,289-
Barnet - Greater London1£9,9951025,823-
Bedfordshire18£11,393661,08947
Berkshire10£11,876646,02619
Blaenau Gwent2£15,399525,3275
Brent - Greater London1£5,98810113,000-
Bristol10£14,018640,09722
Bromley - Greater London2£21,565111,16412
Buckinghamshire14£14,091531,76225
Cambridgeshire20£11,671649,82536
Cardiff7£19,60627,6087
Carmarthenshire10£15,273426,9957
Carrickfergus1£8,995753,575-
Ceredigion2£12,991646,3002
Cheshire17£11,700645,65846
City of Edinburgh9£10,916758,78723
City of London - Greater London2£16,222528,0003
Clackmannanshire1£12,998350,191-
Conwy7£19,470227,7665
Cornwall16£15,313433,43938
County Durham44£17,079438,39656
Craigavon3£12,828627,9397
Croydon - Greater London1£9,495761,000-
Cumbria27£14,557628,14645
Derbyshire34£12,965535,73866
Derry2£15,497330,3852
Devon26£12,527544,38766
Dorset19£17,577428,93128
Down1£16,995319,9871
Dumfries and Galloway9£18,311313,28417
Dundee City9£13,139644,00817
East Ayrshire3£11,132741,7548
East Lothian2£11,625751,359-
East Riding of Yorkshire6£9,775762,5177
East Sussex23£14,840526,87627
Essex26£16,264429,80340
Falkirk8£17,359319,45823
Fife19£15,899424,53330
Glasgow City27£14,952430,30163
Gloucestershire7£16,993324,98231
Greater Manchester53£11,515648,25972
Hampshire50£15,311533,193101
Havering - Greater London4£10,759655,5328
Herefordshire10£13,003437,05825
Hertfordshire43£18,062319,12871
Highland12£18,490424,44514
Hillingdon - Greater London2£10,890748,8007
Hounslow - Greater London1£6,5991090,0004
Inverclyde1£8,495962,000-
Isle of Anglesey1£4,99511132,500-
Isle of Wight13£15,690420,94215
Kent36£13,102533,59850
Lancashire33£10,322757,94953
Leicestershire12£10,469752,50228
Lincolnshire34£14,501534,04561
Lisburn1£7,995779,4755
Magherafelt2£12,223641,378-
Merseyside12£13,321433,12019
Monmouthshire1£12,995435,0003
Moray3£12,328558,5004
Newport11£17,509221,84519
Newtownabbey12£16,915318,68614
Norfolk18£16,179430,23244
North Ayrshire6£15,663422,87714
North Down7£23,252215,98220
North Lanarkshire2£8,998864,7321
North Yorkshire41£15,569422,40384
Northamptonshire13£13,811542,55338
Northumberland23£20,947224,58638
Nottinghamshire11£14,211633,03930
Oxfordshire5£9,596965,9168
Pembrokeshire2£11,245738,145-
Perth and Kinross5£12,834649,6789
Redbridge - Greater London1£6,25011107,000-
Renfrewshire3£11,430670,06613
Rhondda Cynon Taf2£7,845963,7302
Scottish Borders3£13,123652,2272
Shropshire19£13,516534,60843
Somerset11£13,209536,42637
South Ayrshire2£13,196339,6437
South Lanarkshire4£16,045414,2795
South Yorkshire21£11,792545,79258
Staffordshire11£15,074436,70926
Stirling2£12,998652,3856
Strabane10£22,584313,4384
Suffolk27£18,291323,67839
Surrey15£10,009425,34920
Sutton - Greater London1£9,995861,2202
Tyne and Wear30£15,045533,00758
Warwickshire6£12,059543,8528
West Lothian7£15,837544,0693
West Midlands66£13,108642,89587
West Sussex17£15,668429,15128
West Yorkshire59£14,977432,658135
Wiltshire23£20,715325,60233
Worcestershire11£18,070324,58622
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