Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Swift on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Swift on finance

Acquiring a used Suzuki Swift via finance entails a few essential steps and understanding various financing options. Here’s a simplified guide to walk you through it:

1. Plan Your Finances:

  • Budgeting: Consider both upfront and ongoing costs like maintenance and insurance.
  • Credit Score: Ensure your credit score is in good shape to secure better finance rates.

2. Explore Financing Options:

a. Bank Loan:
  • Pros: Fixed interest rates, clear repayment plan.
  • Cons: Requires a healthy credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure, own the car after the last payment.
  • Cons: Monthly payments might be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexible end-term options.
  • Cons: Larger final payment to retain the car.
d. Dealership Financing:
  • Pros: Convenience, potential promotional offers.
  • Cons: Rates might be higher than bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can be an easy online process, sometimes with competitive rates.
  • Cons: Understand the platform's terms and legitimacy thoroughly.

3. Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with robust reviews and a solid reputation.
b. Negotiating the Deal:
  • Know the average market price of a used Suzuki Swift to bolster negotiations.
c. Understanding the Agreement:
  • Ensure clarity about terms, interest rates, and any additional fees.
d. Insuring the Vehicle:
  • Choose an insurance policy that suits your usage and budget.

4. Ownership and Management:

  • Maintenance: Stick to the service schedule to prolong the car’s lifespan.
  • Payments: Ensure timely monthly payments to maintain a healthy credit rating.

5. Additional Tips:

  • Vehicle Check: Have a trusted mechanic inspect the car before purchase.
  • Depreciation: Remember cars depreciate; consider this in your budgeting.
  • Warranties: Explore if the car comes with any existing warranty or if you can purchase one.

Closing Thoughts:

Navigating through the process of financing a used Suzuki Swift involves due diligence in understanding your financing options and meticulously planning your budget. By being mindful of each step and managing your ongoing costs efficiently, you’ll be set to enjoy your Suzuki Swift with financial peace of mind.

About the Suzuki Swift

The Suzuki Swift, a compact and nimble hatchback, has carved a special place in the hearts of British drivers who appreciate affordability, efficiency, and agile city driving. In a country where navigating tight urban streets and enjoying economical motoring are top priorities, the Swift has become a trusted companion. In this article, we'll explore the standout features of the Suzuki Swift, introduce its competitors in the UK market, and discuss the appealing financing options available for this reliable hatchback.

Suzuki Swift Key Features:

  • Compact Agility: The Swift's small size and nimble handling make it perfect for navigating crowded city streets and fitting into tight parking spaces, ensuring convenience for urban dwellers.
  • Efficient Engines: The Swift is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage without breaking the bank.
  • Modern Styling: With its contemporary design, including a distinctive front grille and bold lines, the Swift adds a touch of style to city driving.
  • User-Friendly Tech: Inside, you'll find a straightforward infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Suzuki Swift faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Suzuki Swift, with its compact agility, efficiency, and modern styling, has established itself as a practical and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the Swift delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and nimble vehicle for their UK journeys.

Buying Guide

Want to find out everything about all Swift models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Swift buying guide here.

Suzuki Swift Data by County

Suzuki Swift data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,452£10,734637,4803,119
Aberdeen City2£9,749645,0906
Aberdeenshire7£11,995526,78531
Antrim5£10,308624,0909
Ards2£8,923656,7653
Argyll and Bute1£7,479766,000-
Armagh1£10,795531,212-
Barking & Dagenham - Greater London1£13,484211,528-
Bedfordshire18£7,2891054,94242
Belfast1£8,990654,0003
Berkshire16£9,546742,41036
Blaenau Gwent2£14,849210,90811
Bristol16£14,405312,08453
Bromley - Greater London5£15,32028,14114
Buckinghamshire13£10,801539,84224
Cambridgeshire26£10,019644,44958
Cardiff6£13,61629,83315
Carmarthenshire8£11,982530,2167
Carrickfergus1£8,9501137,0001
Ceredigion3£10,413461,11713
Cheshire32£10,167630,75860
City of Edinburgh9£9,188850,76122
City of London - Greater London2£4,9431184,5009
Conwy12£15,441314,3017
Cornwall17£13,973317,98239
County Durham39£12,170531,80098
Craigavon5£13,346315,966-
Croydon - Greater London1£8,490733,7824
Cumbria21£13,841419,26354
Derbyshire24£10,714528,85060
Devon23£10,802732,77766
Dorset28£15,525416,64045
Dumfries and Galloway10£14,763210,95512
Dundee City12£11,921524,39815
Ealing - Greater London1£4,4951250,000-
East Ayrshire2£7,199855,2888
East Riding of Yorkshire8£10,058642,5948
East Sussex23£13,837422,35429
Essex39£12,241526,50151
Falkirk11£13,762322,91020
Fermanagh1£9,750361,000-
Fife13£12,799429,24332
Glasgow City26£12,522429,58965
Gloucestershire10£12,960420,91136
Greater Manchester66£10,772529,550150
Hampshire57£11,500529,881128
Harrow - Greater London2£8,895634,3521
Havering - Greater London4£5,3701357,9889
Herefordshire5£8,255848,81420
Hertfordshire33£13,740317,46491
Highland14£15,412313,30814
Hillingdon - Greater London3£5,1921278,2176
Hounslow - Greater London1£7,395765,4142
Isle of Anglesey1£2,9951482,7001
Isle of Wight9£11,264626,87219
Kent21£10,342731,55742
Kingston upon Thames - Greater London1£5,095983,0002
Lancashire25£9,662736,39767
Leicestershire26£7,794849,31453
Lincolnshire36£10,722533,62774
Lisburn1£6,295891,5241
Merseyside19£11,413525,52646
Merton - Greater London2£4,9231090,7091
Monmouthshire1£2,19516111,0003
Moray1£13,995430,6933
Neath Port Talbot1£7,499656,5071
Newham - Greater London1£2,450-69,105-
Newport7£14,409320,94120
Newtownabbey15£13,817316,71322
Norfolk24£11,308531,95145
North Ayrshire9£13,330323,73025
North Down5£10,708536,51916
North Lanarkshire3£10,316845,4978
North Yorkshire32£13,922316,25798
Northamptonshire29£12,553428,42032
Northumberland27£16,684330,85547
Nottinghamshire31£12,514528,61432
Oxfordshire2£9,495553,38310
Pembrokeshire1£12,199418,2662
Perth and Kinross2£10,593533,6504
Renfrewshire2£8,247861,3487
Rhondda Cynon Taf10£7,950956,4528
Scottish Borders2£9,997655,9941
Shropshire15£12,467426,12640
Somerset28£13,449419,16845
South Ayrshire4£9,298740,2518
South Lanarkshire3£13,662312,85220
South Yorkshire32£9,478739,79558
Staffordshire32£14,282317,38541
Stirling2£12,374429,2802
Strabane7£19,63315,8704
Suffolk28£14,237420,49871
Surrey16£6,693847,84420
Sutton - Greater London1£8,995645,3502
Swansea1£9,499630,2301
The Vale of Glamorgan1£8,750830,940-
Torfaen1£6,495691,349-
Tyne and Wear31£10,509633,33690
Warwickshire10£10,788522,64114
West Dunbartonshire2£12,147337,3941
West Lothian8£8,683848,18921
West Midlands67£11,731531,407112
West Sussex22£13,327420,77843
West Yorkshire61£10,631636,376242
Wiltshire29£13,851628,02064
Worcestershire17£11,090528,63943
Add postcode for better results.