Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Swift on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Swift on finance

Acquiring a used Suzuki Swift via finance entails a few essential steps and understanding various financing options. Here’s a simplified guide to walk you through it:

1. Plan Your Finances:

  • Budgeting: Consider both upfront and ongoing costs like maintenance and insurance.
  • Credit Score: Ensure your credit score is in good shape to secure better finance rates.

2. Explore Financing Options:

a. Bank Loan:
  • Pros: Fixed interest rates, clear repayment plan.
  • Cons: Requires a healthy credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure, own the car after the last payment.
  • Cons: Monthly payments might be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexible end-term options.
  • Cons: Larger final payment to retain the car.
d. Dealership Financing:
  • Pros: Convenience, potential promotional offers.
  • Cons: Rates might be higher than bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can be an easy online process, sometimes with competitive rates.
  • Cons: Understand the platform's terms and legitimacy thoroughly.

3. Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with robust reviews and a solid reputation.
b. Negotiating the Deal:
  • Know the average market price of a used Suzuki Swift to bolster negotiations.
c. Understanding the Agreement:
  • Ensure clarity about terms, interest rates, and any additional fees.
d. Insuring the Vehicle:
  • Choose an insurance policy that suits your usage and budget.

4. Ownership and Management:

  • Maintenance: Stick to the service schedule to prolong the car’s lifespan.
  • Payments: Ensure timely monthly payments to maintain a healthy credit rating.

5. Additional Tips:

  • Vehicle Check: Have a trusted mechanic inspect the car before purchase.
  • Depreciation: Remember cars depreciate; consider this in your budgeting.
  • Warranties: Explore if the car comes with any existing warranty or if you can purchase one.

Closing Thoughts:

Navigating through the process of financing a used Suzuki Swift involves due diligence in understanding your financing options and meticulously planning your budget. By being mindful of each step and managing your ongoing costs efficiently, you’ll be set to enjoy your Suzuki Swift with financial peace of mind.

About the Suzuki Swift

The Suzuki Swift, a compact and nimble hatchback, has carved a special place in the hearts of British drivers who appreciate affordability, efficiency, and agile city driving. In a country where navigating tight urban streets and enjoying economical motoring are top priorities, the Swift has become a trusted companion. In this article, we'll explore the standout features of the Suzuki Swift, introduce its competitors in the UK market, and discuss the appealing financing options available for this reliable hatchback.

Suzuki Swift Key Features:

  • Compact Agility: The Swift's small size and nimble handling make it perfect for navigating crowded city streets and fitting into tight parking spaces, ensuring convenience for urban dwellers.
  • Efficient Engines: The Swift is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage without breaking the bank.
  • Modern Styling: With its contemporary design, including a distinctive front grille and bold lines, the Swift adds a touch of style to city driving.
  • User-Friendly Tech: Inside, you'll find a straightforward infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Suzuki Swift faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Suzuki Swift, with its compact agility, efficiency, and modern styling, has established itself as a practical and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the Swift delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and nimble vehicle for their UK journeys.

Buying Guide

Want to find out everything about all Swift models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Swift buying guide here.

Suzuki Swift Data by County

Suzuki Swift data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,587£10,847636,5313,008
Aberdeen City2£9,849645,0906
Aberdeenshire7£11,924530,33130
Antrim5£9,476733,7028
Argyll and Bute1£7,479766,000-
Armagh1£10,795531,212-
Ballymena1£11,950317,196-
Barking & Dagenham - Greater London1£13,584211,528-
Barnet - Greater London6£14,961212,28110
Bedfordshire22£7,975955,27943
Belfast2£4,4951365,5003
Berkshire15£10,133735,52238
Bexley - Greater London1£5,1501258,000-
Blaenau Gwent1£14,999312,55417
Bristol16£13,355315,65552
Bromley - Greater London5£15,35228,14113
Buckinghamshire11£11,563533,60124
Caerphilly1£6,495972,0005
Cambridgeshire28£10,351640,65852
Cardiff8£12,010429,76419
Carmarthenshire9£12,427428,7045
Carrickfergus1£8,9501137,0001
Ceredigion6£8,871662,49413
Cheshire34£10,502627,59656
City of Edinburgh9£9,290848,62022
City of London - Greater London7£9,665746,06526
Conwy12£15,441314,2237
Cornwall17£13,164418,49737
County Durham50£11,749632,35786
Craigavon3£15,56226,258-
Croydon - Greater London1£8,490733,7823
Cumbria25£14,364316,13447
Derbyshire28£10,555530,26055
Devon22£11,644532,02961
Dorset31£15,544415,89044
Dumfries and Galloway9£14,626211,43312
Dundee City12£11,696526,39914
Ealing - Greater London1£4,4951250,000-
East Ayrshire3£7,098861,9808
East Riding of Yorkshire17£10,111536,99237
East Sussex27£12,509530,03731
Essex41£11,614529,17043
Falkirk12£13,649321,89119
Fermanagh1£9,750361,000-
Fife13£12,799429,24332
Glasgow City23£12,630530,61960
Gloucestershire8£12,855417,25639
Greater Manchester69£10,542629,596139
Hampshire59£11,854528,106118
Harrow - Greater London2£7,593954,8893
Havering - Greater London5£5,1151365,8555
Herefordshire6£10,064734,35218
Hertfordshire54£11,642527,59395
Highland16£15,036313,99713
Hounslow - Greater London1£7,395765,4143
Isle of Anglesey1£2,9951482,7001
Isle of Wight10£10,267735,09617
Kent21£11,212726,54042
Kingston upon Thames - Greater London1£5,095983,0002
Lancashire26£9,722734,91962
Leicestershire25£7,552851,00149
Lincolnshire39£11,150531,04266
Lisburn1£6,295891,5241
Magherafelt1£11,950326,0001
Merseyside29£13,145316,75652
Merton - Greater London2£4,9481090,7091
Midlothian1£10,995421,426-
Monmouthshire3£9,915734,3656
Moray1£13,995430,6933
Neath Port Talbot1£7,499656,5071
Newport14£13,867423,25118
Newtownabbey17£13,743317,91718
Norfolk28£10,959532,96538
North Ayrshire10£13,376321,29723
North Down6£10,165645,12316
North Lanarkshire3£10,316845,4978
North Yorkshire36£13,889315,47491
Northamptonshire25£13,110425,32730
Northumberland25£16,433346,76143
Nottinghamshire30£13,205525,96638
Oxfordshire2£6,6451076,85010
Pembrokeshire1£12,199418,2662
Perth and Kinross2£9,593538,0653
Renfrewshire2£8,247851,5746
Rhondda Cynon Taf12£7,712962,9277
Scottish Borders2£9,997655,9941
Shropshire16£12,656426,85037
Somerset25£13,712417,40142
South Ayrshire5£8,037842,8736
South Lanarkshire4£12,621422,37822
South Yorkshire27£10,240635,00453
Staffordshire35£14,180319,52836
Stirling2£12,374429,2802
Strabane7£19,63315,4664
Suffolk30£14,091421,06971
Surrey18£7,271847,92719
Sutton - Greater London1£8,995645,3502
Swansea7£9,298746,4354
The Vale of Glamorgan1£8,750830,940-
Torfaen1£6,495691,349-
Tyne and Wear29£10,206634,72085
Warwickshire10£10,868522,64116
West Dunbartonshire1£9,995257,4311
West Lothian13£9,326743,04116
West Midlands72£11,996529,937102
West Sussex23£13,699319,18139
West Yorkshire65£10,240637,324225
Wiltshire32£13,518630,15759
Worcestershire18£11,930523,76239
Add postcode for better results.