Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Swift on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,501 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Swift on finance

Acquiring a used Suzuki Swift via finance entails a few essential steps and understanding various financing options. Here’s a simplified guide to walk you through it:

1. Plan Your Finances:

  • Budgeting: Consider both upfront and ongoing costs like maintenance and insurance.
  • Credit Score: Ensure your credit score is in good shape to secure better finance rates.

2. Explore Financing Options:

a. Bank Loan:
  • Pros: Fixed interest rates, clear repayment plan.
  • Cons: Requires a healthy credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure, own the car after the last payment.
  • Cons: Monthly payments might be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexible end-term options.
  • Cons: Larger final payment to retain the car.
d. Dealership Financing:
  • Pros: Convenience, potential promotional offers.
  • Cons: Rates might be higher than bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can be an easy online process, sometimes with competitive rates.
  • Cons: Understand the platform's terms and legitimacy thoroughly.

3. Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with robust reviews and a solid reputation.
b. Negotiating the Deal:
  • Know the average market price of a used Suzuki Swift to bolster negotiations.
c. Understanding the Agreement:
  • Ensure clarity about terms, interest rates, and any additional fees.
d. Insuring the Vehicle:
  • Choose an insurance policy that suits your usage and budget.

4. Ownership and Management:

  • Maintenance: Stick to the service schedule to prolong the car’s lifespan.
  • Payments: Ensure timely monthly payments to maintain a healthy credit rating.

5. Additional Tips:

  • Vehicle Check: Have a trusted mechanic inspect the car before purchase.
  • Depreciation: Remember cars depreciate; consider this in your budgeting.
  • Warranties: Explore if the car comes with any existing warranty or if you can purchase one.

Closing Thoughts:

Navigating through the process of financing a used Suzuki Swift involves due diligence in understanding your financing options and meticulously planning your budget. By being mindful of each step and managing your ongoing costs efficiently, you’ll be set to enjoy your Suzuki Swift with financial peace of mind.

About the Suzuki Swift

The Suzuki Swift, a compact and nimble hatchback, has carved a special place in the hearts of British drivers who appreciate affordability, efficiency, and agile city driving. In a country where navigating tight urban streets and enjoying economical motoring are top priorities, the Swift has become a trusted companion. In this article, we'll explore the standout features of the Suzuki Swift, introduce its competitors in the UK market, and discuss the appealing financing options available for this reliable hatchback.

Suzuki Swift Key Features:

  • Compact Agility: The Swift's small size and nimble handling make it perfect for navigating crowded city streets and fitting into tight parking spaces, ensuring convenience for urban dwellers.
  • Efficient Engines: The Swift is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage without breaking the bank.
  • Modern Styling: With its contemporary design, including a distinctive front grille and bold lines, the Swift adds a touch of style to city driving.
  • User-Friendly Tech: Inside, you'll find a straightforward infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Suzuki Swift faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Suzuki Swift, with its compact agility, efficiency, and modern styling, has established itself as a practical and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the Swift delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and nimble vehicle for their UK journeys.

Buying Guide

Want to find out everything about all Swift models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Swift buying guide here.

Suzuki Swift Data by County

Suzuki Swift data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,469£11,107635,7263,011
Aberdeenshire6£12,112528,38828
Angus7£13,466322,23821
Argyll & Bute1£7,479766,000-
Ayrshire5£9,942739,18623
Bedfordshire14£9,153844,48236
Berkshire10£9,862838,28518
Blaenau Gwent11£12,894328,64312
Borders1£6,995852,5005
Bridgend13£11,792538,06322
Bristol19£12,311527,06235
Buckinghamshire23£12,041534,93822
Caerphilly3£5,9271167,1724
Cambridgeshire34£10,851537,55941
Cardiff16£14,502217,12822
Carmarthenshire10£11,825433,13411
Ceredigion1£7,495684,5001
Cheshire23£10,994532,35153
Conwy9£15,807313,25810
Cornwall20£13,781322,37438
County Antrim11£11,679433,12138
County Armagh5£11,836422,1346
County Down8£10,766642,79520
County Durham47£11,204640,77069
County Fermanagh1£9,750361,000-
County Londonderry2£8,000750,7352
County Tyrone2£10,445549,0257
Cumbria19£12,579422,98134
Denbighshire1£10,995612,414-
Derbyshire31£12,412534,80178
Devon28£11,453535,60963
Dorset31£14,480524,85335
Dumfries & Galloway11£15,193210,3687
Dunbartonshire1£9,995257,4311
East Riding of Yorkshire14£11,447427,39025
East Sussex31£10,459841,49338
Essex41£11,896527,40259
Falkirk10£11,548433,57116
Fife11£10,621634,09324
Gloucestershire13£12,081429,22625
Greater London42£9,109747,14966
Greater Manchester63£10,907529,914141
Hampshire44£11,289537,267107
Herefordshire7£11,886522,74415
Hertfordshire56£10,259737,958109
Highland4£13,798524,78118
Inverclyde7£16,209317,13219
Isle of Anglesey2£3,9951386,400-
Isle of Wight5£12,297628,00311
Kent19£13,005519,85843
Lanarkshire18£10,699537,78465
Lancashire54£9,795741,28772
Leicestershire30£8,498849,85049
Lincolnshire28£9,484648,05373
Merseyside19£12,781416,38251
Merthyr Tydfil2£7,4431147,9922
Midlothian8£10,585733,61822
Monmouthshire3£5,8281267,6847
Moray1£13,495430,6931
Neath Port Talbot6£15,012416,5938
Newport11£13,606316,48829
Norfolk15£8,575751,51040
North Yorkshire23£12,791422,59674
Northamptonshire25£12,035528,14636
Northumberland18£16,530222,80646
Nottinghamshire21£9,423646,78562
Oxfordshire3£9,798644,4767
Pembrokeshire5£14,926322,2894
Perth & Kinross2£12,740615,7046
Renfrewshire2£13,74858,7639
Rhondda Cynon Taf12£9,014644,6599
Shropshire11£10,627634,70941
Somerset36£16,903212,44445
South Yorkshire27£9,616635,82554
Staffordshire29£12,355425,42648
Stirling3£11,165522,1644
Suffolk37£14,944317,32950
Surrey22£9,136638,07646
Swansea8£9,936639,27815
Tyne and Wear30£8,859851,42255
Warwickshire10£9,866736,79921
West Lothian9£7,735849,79614
West Midlands41£9,960740,308127
West Sussex14£11,546624,75446
West Yorkshire54£10,767631,976206
Wiltshire31£11,864633,91257
Worcestershire7£9,313838,56432
Wrexham1£4,1001191,500-
Add postcode for better results.