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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All293£6,0311052,012435
Angus1£6,495854,4952
Ayrshire3£7,497835,3422
Bedfordshire3£4,163982,7654
Berkshire1£4,9951441,02110
Bridgend3£5,862954,014-
Bristol3£6,7301141,4837
Buckinghamshire4£4,0781175,8671
Caerphilly1£5,295874,000-
Cambridgeshire1£5,290875,7539
Cardiff1£7,4911316,7993
Carmarthenshire3£8,127832,7322
Ceredigion2£7,373927,4011
Cheshire4£7,696938,0269
Cornwall4£7,109946,0145
County Antrim2£5,393960,5455
County Down3£5,7741067,1771
County Durham4£4,9371145,9139
County Londonderry1£5,975857,5143
Cumbria2£7,223956,9215
Denbighshire1£5,395891,000-
Derbyshire4£8,124730,2868
Devon5£6,647952,54314
Dorset2£7,3471115,8002
East Riding of Yorkshire3£6,220948,0615
East Sussex5£7,2161033,4625
Essex6£5,9631144,6089
Fife1£4,6501260,0811
Greater London13£5,8891143,8878
Greater Manchester19£5,0161065,30817
Hampshire16£5,0861164,50323
Herefordshire1£6,2501223,5372
Hertfordshire7£7,737825,3074
Isle of Wight3£7,4281062,8825
Kent12£5,6361052,22918
Lanarkshire1£7,998746,3675
Lancashire15£5,7151145,39711
Leicestershire4£6,571940,75811
Lincolnshire8£6,064950,36815
Merseyside6£7,068940,7324
Midlothian2£6,9971051,1145
Monmouthshire1£4,0941277,800-
Moray1£5,7501167,6921
Neath Port Talbot9£5,5391062,4444
Norfolk1£6,795938,90012
North Yorkshire4£7,434739,8787
Northamptonshire1£2,9951192,00016
Nottinghamshire3£6,924837,8737
Oxfordshire3£5,8251037,5384
Rhondda Cynon Taf3£4,7271275,5542
Shropshire5£5,467961,4134
Somerset2£5,245968,9503
South Yorkshire4£5,7401041,48715
Staffordshire11£6,309954,49611
Suffolk4£4,4981168,22012
Surrey3£5,8501141,50512
Swansea6£6,5651041,8913
Torfaen1£4,2951161,0001
Tyne and Wear7£5,1911056,55110
Warwickshire1£3,7001262,2264
West Midlands15£5,1521156,38923
West Sussex5£8,080842,0356
West Yorkshire18£5,4111056,22819
Wiltshire3£5,2951156,2534
Worcestershire2£6,560858,4255
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