Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All228£6,0351050,369394
Bedfordshire4£5,0311051,1987
Berkshire1£4,9951441,0214
Bristol8£5,7761158,22110
Cambridgeshire3£5,0431062,03010
Carmarthenshire1£7,495844,2981
Cheshire6£6,2831140,5649
City of Edinburgh3£4,9961376,4354
Coleraine1-857,491-
Cornwall2£7,995934,500-
County Durham5£6,3661042,5036
Croydon - Greater London1£7,990630,427-
Cumbria7£5,8461054,372-
Derbyshire4£7,117838,62915
Devon4£6,114943,45112
Dumfries and Galloway1£6,995744,165-
East Ayrshire1£5,199973,0002
East Lothian1£8,9999-1
East Riding of Yorkshire1£6,395679,012-
East Sussex1£6,4951437,4925
Essex4£5,8121052,08511
Fife1£8,299720,2193
Glasgow City2£5,2201146,7611
Gloucestershire1£7,000836,5431
Greater Manchester13£5,2981063,32521
Hampshire13£6,0021049,17712
Harrow - Greater London2£7,1001238,4853
Havering - Greater London1£5,2001182,3002
Herefordshire2£6,248948,479-
Hertfordshire4£5,095973,0833
Hillingdon - Greater London4£4,3471249,8606
Isle of Wight5£6,235967,8004
Kent3£8,563916,41610
Kingston upon Thames - Greater London1£5,990129,700-
Lancashire10£5,6751059,17413
Leicestershire6£4,9251056,02712
Lincolnshire7£6,4451047,86912
Merseyside3£5,895865,4406
Neath Port Talbot6£6,278951,8339
Newtownabbey1£6,1901139,999-
Norfolk5£6,5341033,98215
North Ayrshire1£6,995843,0003
North Yorkshire1£7,990827,9059
Northamptonshire9£5,897959,5872
Nottinghamshire2£6,5451043,3006
Oxfordshire2£5,3951160,2464
Renfrewshire1£4,4951156,8771
Rhondda Cynon Taf2£3,7451496,3661
Shropshire2£6,2881141,4004
South Yorkshire7£4,9941156,53711
Staffordshire6£8,560939,36510
Suffolk8£4,8841162,5645
Surrey6£5,4371058,5383
Tyne and Wear4£5,322967,52419
West Midlands9£4,5231259,52525
West Sussex4£6,1991070,25017
West Yorkshire10£5,5851149,79626
Wiltshire3£7,827832,2377
Worcestershire2£5,8801078,99311
Add postcode for better results.