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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All284£5,9431052,561433
Angus2£5,245971,9931
Ayrshire1£7,495745,3892
Bedfordshire2£4,4951061,4715
Berkshire1£4,9951441,02110
Bridgend2£5,795859,4603
Bristol3£6,8961141,4839
Buckinghamshire5£4,0741177,6511
Caerphilly1£5,295874,000-
Cambridgeshire1£5,290875,7539
Cardiff2£7,7431019,9242
Carmarthenshire3£7,995932,8911
Ceredigion1£7,995725,0001
Cheshire4£7,696938,02611
Cornwall4£8,234834,2924
County Antrim1£3,9951172,9706
County Down4£6,1551062,807-
County Durham3£4,8821052,2169
County Londonderry1£5,975857,5143
Cumbria2£7,223956,9215
Denbighshire1£5,395891,000-
Derbyshire1£7,899830,4169
Devon4£6,935847,17514
Dorset2£7,3471115,8002
East Riding of Yorkshire3£7,178838,9535
East Sussex4£7,596933,5786
Essex5£5,6761147,12410
Fife1£4,6501260,0812
Greater London11£5,7791144,66211
Greater Manchester19£4,9981065,67115
Hampshire17£5,6481058,13522
Herefordshire1£6,2501223,5372
Hertfordshire8£7,050838,5703
Isle of Wight2£6,1451181,7005
Kent14£5,7951146,48014
Lanarkshire3£6,146946,6293
Lancashire16£5,6031047,73310
Leicestershire7£5,9191048,0438
Lincolnshire4£5,4811060,42915
Merseyside5£6,997944,2135
Midlothian2£6,9971051,1145
Monmouthshire1£4,0941277,800-
Moray1£5,7501167,6921
Neath Port Talbot9£5,5391062,4443
Norfolk2£6,4971140,79513
North Yorkshire4£6,980846,6096
Northamptonshire2£4,1451161,98916
Nottinghamshire4£6,792834,8946
Oxfordshire3£5,8251037,5384
Rhondda Cynon Taf3£4,7271275,5542
Shropshire4£5,010965,7814
Somerset2£5,8921138,8462
South Yorkshire4£5,503955,23716
Staffordshire8£6,254961,29312
Suffolk6£4,9131160,78912
Surrey2£4,6751153,80013
Swansea5£6,2881046,3173
Torfaen1£4,2951161,0002
Tyne and Wear7£5,4981055,71510
Warwickshire1£3,7001262,2264
West Midlands15£5,4281055,61425
West Sussex5£8,080842,0357
West Yorkshire16£5,4831051,43816
Wiltshire3£4,3301258,1813
Worcestershire2£5,645965,6254
Wrexham1£5,995855,4291
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