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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All283£6,0911052,496444
Angus1£6,495854,4952
Ayrshire2£7,499930,3132
Bedfordshire2£3,24710108,1973
Berkshire1£5,9951044,50011
Bridgend2£5,895957,8531
Bristol4£6,3701142,3636
Buckinghamshire3£4,1581076,0562
Cambridgeshire3£5,9341157,3169
Cardiff1£7,4911316,7993
Carmarthenshire3£8,127832,7322
Ceredigion1£6,7501029,8012
Cheshire4£7,696938,0268
Cornwall4£7,322841,5146
County Antrim2£5,393960,5455
County Down2£4,3451188,4863
County Durham5£4,5261156,5308
County Londonderry1£5,975857,5143
Cumbria2£7,223956,9213
Denbighshire1£5,395891,000-
Derbyshire4£9,012720,8279
Devon6£6,6881050,47311
Dorset2£7,2471115,8002
East Riding of Yorkshire4£5,896952,2965
East Sussex5£7,996929,4636
Essex5£6,2361044,6309
Fife2£5,8251049,4411
Greater London12£6,0911138,9358
Greater Manchester16£4,9201068,19920
Hampshire15£5,3211064,69326
Herefordshire2£4,5231261,1401
Hertfordshire7£7,388839,7364
Isle of Wight3£7,4281062,8825
Kent9£5,6351056,63820
Lanarkshire2£6,047963,3835
Lancashire14£5,4811146,43212
Leicestershire4£6,559940,75811
Lincolnshire7£6,153948,03015
Merseyside6£7,068940,7322
Midlothian2£6,9971051,1144
Monmouthshire1£4,0941277,800-
Moray1£5,7501167,6921
Neath Port Talbot8£5,6081063,1255
Norfolk2£8,893920,29110
North Yorkshire5£7,026844,2497
Northamptonshire1£2,9951192,00014
Nottinghamshire4£7,318834,7507
Oxfordshire3£5,8251037,5383
Rhondda Cynon Taf3£4,7271275,5541
Shropshire5£5,467961,4134
Somerset4£5,882949,4683
South Yorkshire5£5,952938,18912
Staffordshire10£6,203959,83811
Suffolk2£3,4951386,58612
Surrey3£5,516851,28012
Swansea5£6,579942,6694
Torfaen1£4,2951161,0001
Tyne and Wear7£5,4741053,81811
Vale of Glamorgan1£8,995919,318-
West Midlands13£5,9061051,50728
West Sussex4£7,350858,29110
West Yorkshire16£5,0791157,39525
Wiltshire3£5,2431156,2534
Worcestershire5£5,692960,6314
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