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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All239£5,9941052,142384
Aberdeen City1£6,998937,5301
Ards1£7,995724,5612
Ballymoney2£4,4851357,835-
Berkshire2£4,5431352,2617
Bristol5£6,9741033,51613
Buckinghamshire3£4,6571161,5956
Carmarthenshire2£7,495937,0872
Ceredigion1£7,450855,6612
Cheshire4£7,331938,3077
City of Edinburgh3£4,9961261,7366
City of London - Greater London1£5,2001182,3001
Coleraine1£5,975857,5141
Cornwall4£8,484831,2551
County Durham3£8,031726,6629
Cumbria2£7,223956,9215
Denbighshire1£5,395891,000-
Derbyshire4£7,218838,64211
Devon7£6,7621049,66411
Dorset2£6,8971240,0004
East Ayrshire1£5,199973,0002
East Riding of Yorkshire1£4,9901059,1921
Essex3£6,0951039,6847
Fife2£5,1951057,2882
Glasgow City2£5,2201146,7612
Gloucestershire1£5,995932,0002
Greater Manchester15£5,320965,84115
Hampshire12£5,3361159,90714
Harrow - Greater London1£6,2501440,0004
Hertfordshire6£6,127858,7222
Hillingdon - Greater London5£4,5061152,9476
Isle of Wight4£6,6701068,9015
Kent6£7,554940,25210
Kingston upon Thames - Greater London1£5,990129,700-
Lancashire13£5,0641153,98510
Larne1£4,4901246,972-
Leicestershire5£5,7261052,45211
Lincolnshire8£6,0071037,68612
Lisburn1£4,88810102,0001
Merseyside3£6,763951,1906
Moray1£5,995930,000-
Neath Port Talbot7£5,7661059,7146
Newport1£4,0941277,800-
Norfolk4£6,1981036,47612
North Lanarkshire1£6,930745,8372
North Yorkshire1£9,387810,7976
Northamptonshire4£5,859954,82712
Nottinghamshire3£4,8271053,5925
Oxfordshire3£6,697853,0144
Rhondda Cynon Taf1£3,6951495,7323
Scottish Borders1£5,4951140,000-
Somerset2£7,073941,3585
South Yorkshire6£5,905957,78215
Staffordshire12£6,669946,10910
Suffolk4£4,6201266,25612
Surrey6£6,264944,5618
Tyne and Wear2£4,997979,31913
Warwickshire2£3,5501273,6133
West Midlands13£5,6031049,42623
West Sussex4£7,850854,00813
West Yorkshire15£5,8131051,73118
Wiltshire4£5,4701149,3056
Worcestershire2£5,3901078,9937
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