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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All233£5,6501053,846400
Ards1£7,995724,5612
Ballymoney1£4,4951172,970-
Berkshire2£3,3931474,5115
Bristol6£7,1261034,66613
Bromley - Greater London1£5,945956,597-
Buckinghamshire3£4,6571161,5956
Cambridgeshire4£4,3351262,5837
Carmarthenshire2£7,2451041,1801
Cheshire3£7,0111041,46210
City of Edinburgh2£4,9971367,1026
City of London - Greater London1£5,2001182,3001
Coleraine1-857,491-
Cornwall3£7,662936,6671
County Durham4£7,953831,1128
Cumbria3£6,813853,3724
Denbighshire1£5,395891,000-
Derbyshire6£6,145946,64811
Devon6£6,5771055,9389
Dorset1£4,7951270,0005
East Ayrshire1£5,199973,0002
Essex1£8,29594,20010
Fife1£4,7501260,0812
Glasgow City2£5,2201146,7612
Gloucestershire1£5,995932,0002
Greater Manchester12£5,1731065,48617
Hampshire12£4,9151166,09714
Harrow - Greater London1£6,2501440,0004
Hertfordshire5£5,506964,7901
Highland1£6,4951066,3001
Hillingdon - Greater London4£4,5101254,7347
Isle of Wight5£5,2551174,6923
Kent4£7,7951027,39210
Kingston upon Thames - Greater London1£5,990129,700-
Lancashire12£5,2281152,22111
Larne1£4,4901246,972-
Leicestershire4£4,9711154,24115
Lincolnshire6£6,3441030,63112
Lisburn1£4,88810102,0001
Merseyside2£4,9451069,3556
Neath Port Talbot6£5,7781061,1678
Newport1£4,0941277,800-
Newtownabbey1£3,9951288,0001
Norfolk4£6,7051123,69313
North Lanarkshire1£7,280745,8372
North Yorkshire3£8,145922,9836
Northamptonshire7£5,7191054,6329
Northumberland1£5,499---
Nottinghamshire2£4,2431163,3895
Oxfordshire3£5,928955,1643
Renfrewshire1£3,9951156,877-
Rhondda Cynon Taf1£3,6951495,7322
Scottish Borders1£5,4951140,0001
Shropshire1£7,999733,0004
Somerset2£7,073941,3586
South Yorkshire3£5,250969,00017
Staffordshire9£6,398954,25710
Suffolk6£4,3211270,69311
Surrey9£6,633944,7006
Swansea1£3,9501352,036-
Tyne and Wear3£4,764972,53217
Warwickshire1£3,9001262,2263
West Midlands12£5,1641154,74026
West Sussex5£7,979848,09112
West Yorkshire16£5,8511052,30317
Wiltshire3£7,593832,2374
Worcestershire2£5,4971078,9938
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