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Used Skoda Citigo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Skoda Citigo on finance

Thinking about a used Škoda Citigo on finance? This small city car is known for its efficiency and easy handling. Here's a brief rundown.


Q: Why go for the Škoda Citigo? A: The Citigo is compact, making it great for city driving. It's also economical and comes with Škoda's reputation for reliability. But, as always, look up some reviews to see if it's what you need.

Q: Where can I find a used one? A: Check out Škoda's official used car listings first. Also, online car platforms, local Škoda dealers, and classified ads can have listings.

Q: What finance options are available? A:

  • PCP: Pay a deposit, then monthly sums. At the end, decide to buy the Citigo, trade it, or return it.
  • HP: You start with a deposit, followed by monthly payments. Finish them, and the Citigo is all yours.
  • Leasing: It's like renting for a longer time. Use the Citigo for the agreed period and return it after.
  • Personal Loan: Borrow the cash, buy the Citigo outright, and repay the loan monthly.

Q: How can I make sure I'm getting a good deal? A: Compare, compare, compare. Get different offers from Škoda and other finance companies. The APR will help you see the true borrowing cost.

Q: Does my credit score matter? A: Yes, it does. A better score might give you nicer terms. Check yours on websites like Experian or Equifax.

Q: How do I decide on a budget? A: Work out a monthly payment you're comfortable with. Putting more money down initially can reduce monthly fees.

Q: Anything in the contract I should watch out for? A: For PCP or lease deals, look out for mileage limits. And always check for any early termination fees.

Q: Can I try to get the price down? A: For sure! It doesn't hurt to try and negotiate. You might snag a better price or improved finance terms.


And that's about it. Always read contracts carefully and ask if something's not clear. Best of luck with your Škoda Citigo hunt!

About the Skoda Citigo

For urban dwellers in the UK craving a practical, economical, yet stylish city car, the Škoda Citigo stands out as a brilliant contender. This compact marvel, from the house of the Czech automaker Škoda, ticks all the right boxes for those navigating tight city streets while seeking commendable fuel efficiency.

Beginning of the City Gem:

Introduced in 2011, the Citigo was Škoda's answer to the urban transportation conundrum. Although it was a relative latecomer to the city car segment, it swiftly made its mark, courtesy of its clever design, efficient engines, and the brand's reputation for reliability.

City Driving, Redefined:

The Citigo, available in both three-door and five-door configurations, brought forth a blend of compact dimensions, making it perfect for narrow lanes, paired with a surprisingly spacious interior. Its nimble nature, combined with precise steering, ensures a delightful drive, be it during rush-hour traffic or weekend getaways.

Rivals on the Road:

In the bustling UK city car segment, the Citigo faces competition from models like the Volkswagen up!, SEAT Mii, and the Toyota Aygo. However, its potent combination of affordability, reliability, and Škoda's famed practicality grants it a unique position in the market.

In Conclusion:

Škoda's Citigo embodies what an urban vehicle should be – compact, yet capacious; stylish, yet affordable. For the UK's city populace seeking a reliable companion for their daily commutes and beyond, the Citigo presents itself as an excellent choice. With an array of finance options to choose from, this city car's allure only magnifies.

Buying Guide

Want to find out everything about all Citigo models, pros and cons, what to look out for and everything else you need to know? Check out our Skoda Citigo buying guide here.

Skoda Citigo Data by County

Skoda Citigo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All215£5,8831053,660408
Aberdeen City1£6,998937,530-
Antrim1£4,4991170,0002
Bedfordshire2£4,0931276,4059
Berkshire2£3,5931474,5114
Bristol7£6,1661145,11011
Bromley - Greater London1£6,485956,597-
Cambridgeshire5£6,428948,8799
Carmarthenshire1£7,495844,2981
Cheshire4£6,4821044,0619
City of Edinburgh2£4,9971367,1024
City of London - Greater London1£5,2001182,3001
Coleraine1-857,491-
Cornwall2£7,995934,500-
County Durham5£6,592938,0846
Cumbria5£6,086953,8282
Derbyshire4£7,092838,62914
Devon3£7,9581044,28114
Dorset1£5,499954,2896
Dumfries and Galloway1£6,995744,165-
East Ayrshire1£5,199973,0002
East Lothian1£8,9999-1
East Riding of Yorkshire1£6,295679,012-
East Sussex1£6,4951437,4923
Essex4£6,4451041,44110
Fife1£4,7501260,0813
Glasgow City2£5,2201146,7611
Gloucestershire1£6,950836,5431
Greater Manchester14£5,3051062,94421
Hampshire12£5,7111155,08014
Harrow - Greater London2£7,1001238,4852
Herefordshire1£5,495770,3791
Hertfordshire4£5,095973,0832
Hillingdon - Greater London2£3,0501177,5948
Isle of Wight5£6,235967,8003
Kent3£8,496916,4168
Kingston upon Thames - Greater London1£5,990129,700-
Lancashire10£5,5901053,23314
Leicestershire6£4,9251056,02711
Lincolnshire6£6,7051040,18113
Lisburn1£4,88810102,0001
Merseyside2£4,9951069,3558
Neath Port Talbot6£6,278951,8339
Norfolk4£6,1711034,95315
North Lanarkshire1£7,680745,8373
North Yorkshire2£6,1931142,7337
Northamptonshire7£5,1391063,9456
Nottinghamshire2£6,5451043,3003
Oxfordshire2£5,3951160,2464
Renfrewshire1£4,4951156,877-
Rhondda Cynon Taf1£3,9951495,7322
Shropshire1£6,694757,8003
Somerset1£5,6891143,0946
South Yorkshire7£5,0591159,21512
Staffordshire4£7,684938,48113
Suffolk6£4,8131161,6858
Surrey4£6,356847,6505
Tyne and Wear4£5,271967,52416
West Midlands12£4,8831155,23223
West Sussex5£6,598961,08516
West Yorkshire10£5,5631149,79620
Wiltshire3£7,760832,2377
Worcestershire2£5,8751078,99311
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