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Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,551£16,536445,1132,353
Aberdeenshire18£21,164335,58918
Angus20£18,331326,91030
Ayrshire13£16,597336,03626
Bedfordshire6£9,7308101,66711
Berkshire26£16,170446,41330
Blaenau Gwent4£13,619558,8315
Borders2£20,748230,130-
Bridgend10£16,603443,8407
Bristol79£18,945228,293146
Buckinghamshire29£14,243766,23329
Caerphilly1£13,495344,0006
Cambridgeshire35£13,990461,56842
Cardiff7£16,886344,87619
Carmarthenshire3£14,828337,5111
Ceredigion1£15,995429,300-
Cheshire19£15,776552,36726
Conwy1£18,490226,8221
Cornwall7£18,799231,63810
County Antrim6£13,640444,90011
County Armagh11£19,645437,07534
County Down13£10,206347,44329
County Durham8£14,537473,00317
County Fermanagh1£15,990243,0001
County Londonderry30£20,597347,22016
County Tyrone12£15,492459,30424
Cumbria24£17,154231,31826
Denbighshire11£26,091738,1707
Derbyshire45£17,613330,937109
Devon16£18,739231,34195
Dorset10£19,285220,62210
Dumfries & Galloway6£21,512215,6118
Dunbartonshire1£9,9957110,2395
East Riding of Yorkshire5£11,367486,06815
East Sussex17£19,787333,15514
Essex89£18,109336,06346
Falkirk6£12,662370,9164
Flintshire4£18,445735,3004
Gloucestershire6£19,895220,25215
Greater London107£21,413113,517178
Greater Manchester76£17,850339,773177
Hampshire45£17,930336,40575
Herefordshire1£17,490341,4631
Hertfordshire12£15,384449,13530
Highland6£16,299233,2839
Isle of Anglesey1£11,980553,202-
Kent20£13,417557,49229
Lanarkshire66£19,013224,312212
Lancashire31£15,024554,14138
Leicestershire22£14,307449,94847
Lincolnshire32£16,933339,76842
Merseyside46£20,615115,73449
Merthyr Tydfil3£17,328339,7411
Midlothian15£18,212332,08618
Monmouthshire4£13,245467,6991
Moray7£18,796225,29318
Newport3£11,8984123,7415
Norfolk7£14,773670,22515
North Yorkshire15£18,628335,6658
Northamptonshire13£14,371454,68610
Northumberland1£18,995529,0001
Nottinghamshire24£14,549452,28143
Oxfordshire10£15,921338,36314
Perth & Kinross7£17,569227,19710
Rhondda Cynon Taf2£4,24513140,6731
Shropshire4£18,476231,4014
Somerset5£20,193440,1857
South Yorkshire18£15,634561,64930
Staffordshire66£17,743336,62983
Stirling11£21,75917,66729
Suffolk9£15,607652,14010
Surrey37£16,979338,82531
Swansea4£17,760321,0717
Torfaen1£11,995454,7406
Tyne and Wear11£16,935460,39422
Vale of Glamorgan2£13,399441,696-
West Lothian4£12,447656,2356
West Midlands40£17,193447,80459
West Sussex6£13,330560,7368
West Yorkshire83£21,778222,38588
Wiltshire62£19,626224,42923
Worcestershire10£17,176337,37811
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