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Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,732£16,882443,5302,091
Aberdeen City15£18,220337,9299
Aberdeenshire3£14,130451,5538
Angus2£13,949441,6964
Ards7£2,02518,0158
Armagh1£4,25015132,000-
Ballymena1£14,990339,9821
Ballymoney4£13,994548,367-
Banbridge1£12,995377,796-
Bedfordshire10£14,076663,8168
Belfast4£12,217773,0792
Berkshire39£15,674556,59637
Bexley - Greater London3£20,490436,3337
Blaenau Gwent3£13,992651,76010
Bristol120£21,546111,498145
Buckinghamshire24£13,070867,91330
Caerphilly3£14,328352,6671
Cambridgeshire38£13,998460,83737
Cardiff9£10,1347102,4914
Carmarthenshire2£11,245676,1541
Ceredigion9£15,415446,5739
Cheshire25£15,642547,37337
City of Edinburgh16£16,673441,59420
City of London - Greater London13£16,401335,5597
Coleraine3£20,480434,0913
Cornwall9£15,274559,44712
County Durham12£14,011477,60017
Craigavon11£25,67718,58922
Croydon - Greater London3£19,257226,660-
Cumbria20£17,332337,99016
Denbighshire14£28,000732,178-
Derbyshire86£21,073115,78769
Derry6£14,456465,48910
Devon45£20,173220,67787
Dorset9£20,128333,5817
Down6£16,695340,9218
Dumfries and Galloway2£18,998228,96414
Dundee City16£19,108222,77633
Dungannon12£16,275345,74615
East Ayrshire13£17,228434,94917
East Renfrewshire3£15,832744,79610
East Riding of Yorkshire8£13,409547,8738
East Sussex15£20,077330,91214
Enfield - Greater London1£28,233165
Essex85£19,007332,90249
Falkirk5£14,275371,4217
Fermanagh2£23,220229,838-
Fife3£19,666321,1223
Glasgow City116£21,85406,314159
Gloucestershire11£14,825441,49221
Greater Manchester69£17,133442,435146
Hampshire75£20,598225,43150
Havering - Greater London7£16,678334,9609
Herefordshire1£17,490341,4631
Hertfordshire16£15,783547,47629
Highland5£15,999344,82412
Hillingdon - Greater London4£14,738449,2043
Hounslow - Greater London2£22,23522792
Kent19£12,589582,24017
Lancashire33£14,872662,79545
Leicestershire36£14,189447,60635
Lincolnshire20£18,028439,10330
Lisburn1£13,995347,0501
Magherafelt7£18,935542,0008
Merseyside29£19,973119,27665
Midlothian1£13,780365,840-
Monmouthshire2£12,3505104,2532
Moray5£21,095212,52619
Newport1£12,790469,9176
Newry and Mourne12£22,503118,70722
Newtownabbey2£13,498561,0494
Norfolk12£16,554558,42314
North Ayrshire1£19,495433,7441
North Down1£17,4901054,271-
North Yorkshire17£16,064451,44615
Northamptonshire10£15,142347,1763
Northumberland1£19,995529,0005
Nottinghamshire26£16,548340,20029
Omagh1£14,490461,0462
Oxfordshire12£15,427447,43913
Perth and Kinross6£15,930342,50411
Scottish Borders1£19,995226,0001
Shropshire4£19,099230,4524
Somerset7£17,423428,7148
South Ayrshire4£17,548333,3034
South Lanarkshire2£21,495214,3701
South Yorkshire19£16,770558,29919
Staffordshire46£16,738340,92155
Stirling9£22,59502120
Strabane1£15,500324,7031
Suffolk13£16,729441,5676
Surrey30£16,715335,17225
Sutton - Greater London106£24,2971952161
Swansea2£12,997463,3961
Torfaen2£13,645453,037-
Tyne and Wear16£19,523339,70121
West Dunbartonshire3£11,3287102,2419
West Midlands41£17,268461,79946
West Sussex4£17,871226,7787
West Yorkshire79£21,849329,60677
Wiltshire33£16,715451,44427
Worcestershire8£18,575336,6888
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