Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,640£16,874443,3792,095
Aberdeen City15£18,220337,9976
Aberdeenshire3£14,130451,5536
Ards3£7,667222,50814
Armagh1£4,25015132,000-
Ballymena1£14,990339,9821
Ballymoney4£13,994548,367-
Banbridge1£12,995377,796-
Bedfordshire11£14,155666,6508
Belfast3£12,217673,0792
Berkshire37£16,092452,48237
Blaenau Gwent3£13,992651,76010
Bristol113£21,488112,134142
Buckinghamshire26£14,353762,81031
Caerphilly5£13,655353,6003
Cambridgeshire36£14,335458,99137
Cardiff4£12,184777,1151
Carmarthenshire2£11,245676,154-
Ceredigion9£14,360552,82910
Cheshire25£15,781445,01734
City of Edinburgh10£16,149442,23817
City of London - Greater London3£14,464545,3333
Coleraine3£21,813328,4744
Cookstown1£8,995691,5141
Cornwall8£15,215558,27410
County Durham8£15,800372,68517
Craigavon14£24,728111,04317
Croydon - Greater London6£16,907337,049-
Cumbria25£16,730341,09417
Denbighshire14£28,000732,178-
Derbyshire87£22,125110,46383
Derry2£20,495222,3541
Devon67£21,570114,68987
Dorset7£20,424330,4669
Down7£16,893349,2979
Dumfries and Galloway1£16,498457,92713
Dundee City14£17,854232,34434
Dungannon11£17,037341,37414
East Ayrshire12£16,956435,56018
East Renfrewshire3£14,166754,9019
East Riding of Yorkshire3£10,995566,45310
East Sussex16£19,744332,25212
Enfield - Greater London1£27,434163
Essex82£18,974231,85546
Falkirk6£14,145470,1846
Fermanagh2£23,220229,838-
Fife3£19,666321,1223
Glasgow City90£21,94916,898184
Gloucestershire10£13,503649,35815
Greater Manchester62£16,808445,811148
Hampshire68£20,160225,43549
Harrow - Greater London6£18,840227,2925
Havering - Greater London8£17,028331,7379
Herefordshire1£17,490341,463-
Hertfordshire16£15,423550,47328
Highland6£16,499339,06511
Hillingdon - Greater London4£14,519449,2043
Hounslow - Greater London2£22,23522792
Kent20£13,214572,24316
Lancashire35£14,871661,40850
Leicestershire29£13,980447,98645
Lincolnshire20£22,618341,49333
Lisburn1£13,750347,0501
Magherafelt4£15,599652,0006
Merseyside25£20,355115,43964
Midlothian1£13,780365,840-
Moray4£21,12019,53419
Newry and Mourne11£21,912220,41018
Newtownabbey3£13,165558,0374
Norfolk9£15,734559,77615
North Ayrshire1£19,495433,7441
North Down1£11,495394,000-
North Lanarkshire1£14,695357,47114
North Yorkshire14£16,139352,45918
Northamptonshire9£15,103344,5754
Northumberland1£18,995529,0003
Nottinghamshire28£16,038341,45731
Omagh2£13,470464,2992
Oxfordshire11£15,479447,06914
Perth and Kinross6£15,880342,50410
Scottish Borders1£19,995226,000-
Shropshire4£19,024230,5823
Somerset8£16,620433,8636
South Ayrshire3£16,232439,6785
South Lanarkshire2£21,495213,933-
South Yorkshire19£14,837667,73417
Staffordshire43£16,747340,44850
Stirling9£23,07302724
Suffolk13£16,690541,0514
Surrey27£16,359335,13225
Sutton - Greater London97£24,2430180164
Swansea1£13,495544,1861
Torfaen2£13,645453,037-
Tyne and Wear14£20,605231,53920
West Dunbartonshire3£11,3287102,2418
West Lothian1£17,998225,0982
West Midlands39£17,336456,49942
West Sussex5£20,657111,5488
West Yorkshire78£21,362330,74881
Wiltshire36£17,528344,62723
Worcestershire8£19,726331,1725
Add postcode for better results.