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Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,387£16,313445,9372,146
Aberdeen City13£21,582235,24016
Aberdeenshire3£18,131331,5572
Angus2£11,645665,6503
Ards5£5,410231,19211
Armagh1£4,25015132,000-
Ballymoney2£12,123640,0002
Banbridge1£13,495460,6022
Bedfordshire7£9,0978101,71410
Belfast2£15,900430,7343
Berkshire25£16,565445,86728
Blaenau Gwent2£10,997774,441-
Bristol86£19,189226,811141
Bromley - Greater London1£15,295455,216-
Buckinghamshire27£14,160766,07128
Cambridgeshire37£14,197459,24439
Cheshire22£15,353554,49626
City of Edinburgh14£18,621229,70216
Coleraine3£20,447332,4534
Cookstown1£8,995691,514-
Cornwall8£18,568232,71910
County Durham7£13,364581,09217
Craigavon3£27,82801220
Croydon - Greater London2£10,694563,0995
Cumbria23£16,878234,19325
Denbighshire11£26,091738,1707
Derbyshire41£18,661224,911112
Devon16£16,786339,03189
Dorset8£21,04429,13710
Down8£13,742452,49413
Dumfries and Galloway6£21,512215,6108
Dundee City16£19,652223,92629
Dungannon10£15,701458,86619
East Ayrshire11£16,506338,23722
East Riding of Yorkshire5£10,268498,3946
East Sussex4£15,499651,5515
Essex83£18,597232,42547
Falkirk4£10,745390,5002
Fermanagh1£15,990243,0001
Glasgow City57£19,443224,008194
Gloucestershire5£21,015116,73710
Greater Manchester67£17,589340,576171
Hampshire35£18,796333,48757
Harrow - Greater London1£19,990110,2337
Havering - Greater London4£15,367432,7878
Herefordshire2£21,493220,732-
Hertfordshire12£15,393449,13531
Highland4£15,324334,90111
Hillingdon - Greater London5£13,044450,9353
Hounslow - Greater London4£20,20628,9562
Kent16£13,079569,32118
Kingston upon Thames - Greater London1£12,995364,700-
Lancashire31£14,705558,38037
Leicestershire23£14,176450,21948
Limavady1£20,4951037,000-
Lincolnshire27£17,733336,06343
Lisburn1£12,995347,0502
Magherafelt6£14,977555,1675
Merseyside31£21,286110,58524
Moray7£20,081220,39216
Newry and Mourne6£17,178541,96317
Newtownabbey3£13,264361,3553
Norfolk8£14,007678,07913
North Lanarkshire8£17,298331,75510
North Yorkshire12£18,661337,45013
Northamptonshire11£14,712449,97110
Northumberland1£18,995529,000-
Nottinghamshire23£14,751451,64134
Omagh1£19,900231,4813
Oxfordshire7£15,204341,30712
Perth and Kinross7£17,569227,19710
Redbridge - Greater London1£9,2998112,300-
Rhondda Cynon Taf1£4,99511148,7051
Scottish Borders2£20,748230,130-
Shropshire4£18,476231,4015
Somerset3£25,158226,2757
South Ayrshire3£17,164238,3315
South Yorkshire18£15,634561,64931
Staffordshire54£18,200335,30475
Stirling9£21,20719,36127
Suffolk6£14,995447,7168
Surrey33£17,406334,91728
Sutton - Greater London87£23,90301,756143
Swansea1£14,500439,1722
Tyne and Wear13£16,753456,00121
West Dunbartonshire1£9,9957110,2396
West Lothian3£12,096756,1173
West Midlands41£17,264446,33154
West Sussex5£12,396565,4358
West Yorkshire84£21,861223,88090
Wiltshire61£19,688224,43529
Worcestershire9£17,474336,40613
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