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Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,590£16,394445,5172,282
Aberdeenshire18£20,364334,25616
Angus20£18,419222,69828
Ayrshire16£17,078336,61726
Bedfordshire8£9,89011101,12512
Berkshire24£15,183555,26234
Blaenau Gwent3£13,492660,8155
Borders2£20,748230,130-
Bridgend8£17,054438,5506
Bristol64£19,986224,179132
Buckinghamshire31£13,944869,96832
Caerphilly1£12,995356,0006
Cambridgeshire33£14,161457,44140
Cardiff5£14,693563,50118
Ceredigion1£14,995429,300-
Cheshire22£14,202558,85026
Cornwall4£18,286234,48313
County Antrim6£16,030442,0199
County Armagh15£22,602326,37835
County Down18£10,840337,26121
County Durham12£16,453356,14519
County Fermanagh1£15,190243,0001
County Londonderry24£20,939239,32516
County Tyrone18£14,930458,97818
Cumbria22£16,661338,83431
Denbighshire11£26,091738,1707
Derbyshire31£16,902337,489106
Devon19£18,958229,61981
Dorset11£20,115220,5617
Dumfries & Galloway5£21,315218,7318
Dunbartonshire2£16,445455,1257
East Riding of Yorkshire5£9,8684102,05111
East Sussex13£22,031120,27217
Essex82£18,544334,75949
Falkirk8£12,619464,3375
Flintshire3£18,662840,1334
Gloucestershire6£13,586457,14517
Greater London118£21,930111,993158
Greater Manchester75£17,266341,348205
Hampshire48£18,065335,51467
Herefordshire1£17,490341,4631
Hertfordshire16£16,516449,48431
Highland4£16,724230,27510
Isle of Anglesey1£11,980553,202-
Kent24£13,687559,89729
Lanarkshire139£21,308112,554172
Lancashire26£14,720658,37839
Leicestershire22£14,312558,26443
Lincolnshire33£16,444339,99440
Merseyside45£19,808118,10543
Merthyr Tydfil2£14,495349,6262
Midlothian11£18,454229,07316
Monmouthshire4£13,245467,6991
Moray7£17,896230,33516
Newport2£9,7004131,8405
Norfolk7£13,095686,78111
North Yorkshire15£18,462335,9658
Northamptonshire12£13,281451,60011
Northumberland3£17,413434,0332
Nottinghamshire21£14,612445,90843
Oxfordshire10£16,806337,41013
Pembrokeshire1£13,999352,881-
Perth & Kinross5£15,977332,58212
Rhondda Cynon Taf4£8,8699116,1111
Shropshire3£20,134119,4305
Somerset8£16,931550,7166
South Yorkshire22£15,188462,52529
Staffordshire57£17,848334,66093
Stirling8£21,05918,21036
Suffolk13£14,938555,8298
Surrey36£17,162338,65734
Swansea5£13,912351,6448
Torfaen1£11,995454,7406
Tyne and Wear11£19,256336,40120
Vale of Glamorgan2£13,399441,696-
West Lothian1£10,995745,8329
West Midlands40£17,800449,89853
West Sussex6£13,330560,7365
West Yorkshire82£21,516223,20485
Wiltshire58£19,359222,31230
Worcestershire9£15,912339,07713
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