Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,604£16,646443,2892,066
Aberdeen City14£17,568438,4328
Aberdeenshire3£18,465331,5208
Ards5£5,410124,52213
Armagh1£4,25015132,000-
Ballymena1£14,990339,9821
Ballymoney4£13,058548,367-
Bedfordshire10£13,945663,85610
Belfast2£14,450536,6752
Berkshire40£16,511447,54633
Blaenau Gwent1£7,9951196,000-
Bristol106£21,263114,672153
Buckinghamshire30£13,550766,50231
Caerphilly4£13,870356,7504
Cambridgeshire38£14,048461,12737
Ceredigion1£9,495-78,0002
Cheshire21£15,034450,09129
City of Edinburgh11£17,772337,73419
City of London - Greater London1£18,995332,0002
Coleraine3£21,480328,4744
Cookstown1£8,995691,5141
Cornwall10£15,718548,05110
County Durham9£15,405368,34517
Craigavon13£23,592218,38815
Croydon - Greater London4£17,899330,7862
Cumbria24£16,405343,12713
Denbighshire14£28,000732,178-
Derbyshire74£21,489114,01695
Derry1£20,49517,3451
Devon65£20,859220,074100
Dorset6£19,021225,6159
Down6£17,225342,1797
Dumfries and Galloway7£20,296113,83912
Dundee City13£18,143232,48334
Dungannon11£14,615352,19817
East Ayrshire16£16,716437,42915
East Riding of Yorkshire2£10,995685,11011
East Sussex6£16,365549,3466
Essex76£18,988332,33652
Falkirk6£14,028470,1846
Fermanagh2£23,220229,838-
Fife2£18,281424,0752
Glasgow City82£21,136111,123204
Gloucestershire10£13,138649,35812
Greater Manchester67£16,124449,355159
Hampshire57£19,354228,30042
Harrow - Greater London7£18,290227,5295
Havering - Greater London7£17,482328,14710
Herefordshire1£17,490341,463-
Hertfordshire13£13,801558,50630
Highland8£17,061237,2568
Hillingdon - Greater London3£14,672444,7262
Hounslow - Greater London5£22,20611,9771
Kent20£12,902574,66316
Lancashire36£14,501665,58851
Leicestershire34£13,454451,62447
Lincolnshire25£16,402443,11331
Lisburn1£13,750347,0502
Magherafelt4£15,599652,0006
Merseyside17£21,61219,45829
Monmouthshire1£14,250352,2971
Moray5£18,355224,21218
Newry and Mourne12£22,945118,72915
Newtownabbey1£9,995588,9236
Norfolk10£14,697565,49814
North Ayrshire1£19,495433,7441
North Down1£11,495394,000-
North Lanarkshire5£12,096666,91511
North Yorkshire17£16,590352,54118
Northamptonshire12£14,132350,0594
Northumberland1£18,995529,0003
Nottinghamshire27£15,413339,86535
Omagh2£16,175349,5163
Oxfordshire11£13,860558,63715
Perth and Kinross11£16,252341,5446
Scottish Borders2£20,748230,130-
Shropshire5£18,079234,1253
Somerset6£17,444528,5657
South Ayrshire3£16,232439,6784
South Yorkshire25£15,348667,15621
Staffordshire41£16,431339,10658
Stirling8£23,08302425
Strabane1£23,95018,3082
Suffolk10£16,286446,2246
Surrey29£15,626444,65925
Sutton - Greater London92£24,2180179156
Swansea1£13,495544,1861
Torfaen2£13,375453,037-
Tyne and Wear16£19,279339,30818
West Dunbartonshire2£13,995693,8629
West Lothian2£17,498224,378-
West Midlands41£17,518450,57838
West Sussex5£17,517229,6508
West Yorkshire85£21,457328,26977
Wiltshire40£17,847341,04217
Worcestershire10£19,280330,5405
Add postcode for better results.