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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All473£5,951947,707838
Aberdeen City1£8,998529,0393
Aberdeenshire2£7,495937,0611
Antrim2£5,495864,3153
Ards1£7,990651,6581
Bedfordshire1£2,500-123,00011
Berkshire6£5,630951,6369
Bexley - Greater London1£6,490853,500-
Brent - Greater London1£8,790744,0001
Bristol8£5,158952,24211
Bromley - Greater London2£5,895859,000-
Buckinghamshire6£5,447939,19613
Cambridgeshire7£4,8221053,87614
Cardiff2£6,599936,786-
Carrickfergus1£4,4951171,000-
Cheshire12£6,104944,23731
City of Edinburgh2£4,873862,2924
City of London - Greater London3£4,6601061,5352
Coleraine1£7,990748,506-
Conwy2£7,245734,177-
Cornwall3£9,830743,78213
County Durham9£4,9221058,89010
Cumbria1£5,6951158,42610
Denbighshire2£7,893834,3711
Derbyshire7£6,741734,83118
Devon15£6,644941,59730
Dorset4£5,8441035,67410
East Riding of Yorkshire1£5,699936,1583
East Sussex9£6,806843,0066
Enfield - Greater London1-719,100-
Essex13£4,8571064,30819
Falkirk4£4,9981177,6041
Fife5£4,2281066,1117
Glasgow City7£6,483840,52919
Gloucestershire4£4,8031053,7509
Greater Manchester37£5,753945,65364
Hampshire13£6,4561044,34533
Harrow - Greater London1£3,995744,7861
Havering - Greater London2£6,5141033,4587
Herefordshire1£8,2951024,0495
Hertfordshire8£6,399938,6518
Inverclyde2£4,9951057,3861
Isle of Anglesey2£3,2451080,050-
Isle of Wight3£9,495726,7672
Kent22£6,086947,63033
Lancashire19£5,700944,19337
Leicestershire7£5,2031043,47326
Lincolnshire12£5,1001062,01715
Lisburn1£5,7951068,0002
Magherafelt1£6,595815,441-
Merseyside8£6,259938,58714
Merton - Greater London2£4,6451144,1691
Moray3£6,329940,0202
Neath Port Talbot8£6,496846,1569
Newport1£4,2951252,759-
Norfolk3£6,493933,7289
North Down2£10,723527,4402
North Yorkshire4£5,834945,3228
Northamptonshire6£4,8291058,3355
Northumberland1£4,9501144,3834
Nottinghamshire12£6,707837,81215
Oxfordshire2£6,247853,2687
Redbridge - Greater London1£8,99578,0001
Renfrewshire5£7,898737,6923
Rhondda Cynon Taf2£3,3951177,6126
Scottish Borders1£3,9951260,000-
Shropshire8£5,621944,7957
Somerset12£5,6521048,28916
South Ayrshire2£8,499823,559-
South Lanarkshire2£7,695926,047-
South Yorkshire12£4,6281060,55226
Staffordshire8£5,509953,11624
Stirling1£5,9901034,0002
Suffolk8£5,1491053,9408
Surrey8£4,7951146,07213
Sutton - Greater London1£6,190835,000-
Tyne and Wear7£5,833945,21618
Warwickshire1£4,000985,0008
West Lothian1£4,9981048,9283
West Midlands18£5,603953,48752
West Sussex6£5,879949,46012
West Yorkshire28£5,750946,22042
Wiltshire9£7,916838,06217
Worcestershire3£4,3921161,60310
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