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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All512£5,797947,099793
Aberdeen City3£6,498846,3022
Aberdeenshire1£9,995723,121-
Antrim1£4,999872,0001
Ards2£7,475951,068-
Armagh1£6,950618,580-
Ballymena1£4,4001133,0004
Barking & Dagenham - Greater London1£3,5001076,2981
Bedfordshire4£5,576646,9746
Berkshire7£5,0171055,0259
Bristol7£5,289957,10614
Buckinghamshire11£3,7861158,52412
Cambridgeshire9£5,275857,14010
Carrickfergus1£4,4951171,0001
Ceredigion1-1151,0002
Cheshire12£5,888948,26435
City of Edinburgh2£6,873631,6816
City of London - Greater London4£4,3941064,6511
Conwy2£7,245734,1771
Cornwall8£8,803734,94613
County Durham9£5,964948,67612
Cumbria4£7,199833,6335
Denbighshire1£6,495841,262-
Derbyshire5£7,412826,93623
Devon18£5,959950,04622
Dorset5£5,6161044,1398
Dumfries and Galloway1£6,995923,545-
Dundee City2£4,4951064,2642
East Ayrshire2£4,4971160,9443
East Sussex6£6,009947,2898
Essex17£5,251959,45812
Falkirk3£5,3321175,5502
Fife6£5,873950,8615
Glasgow City7£7,109837,54714
Gloucestershire4£4,818969,06311
Greater Manchester32£5,936942,70358
Hampshire16£5,889947,29129
Harrow - Greater London1£2,8951035,8011
Havering - Greater London4£6,0421039,3797
Herefordshire3£7,2631032,3044
Hertfordshire5£5,462949,0569
Hillingdon - Greater London1£4,500869,9091
Hounslow - Greater London1£4,549959,641-
Inverclyde1£4,3901045,0652
Isle of Anglesey1£2,995993,500-
Isle of Wight5£8,196836,640-
Kent18£6,276838,56230
Lancashire24£6,150846,28742
Larne1£3,49011108,778-
Leicestershire6£4,489967,28518
Lincolnshire8£5,0371070,02917
Lisburn1£5,7951068,0003
Magherafelt1£6,595815,441-
Merseyside12£6,821835,87212
Merthyr Tydfil1£6,660733,592-
Merton - Greater London2£4,6451144,1691
Moray1£5,4951039,2273
Neath Port Talbot9£6,517839,1678
Newport1£4,2951252,759-
Norfolk2£5,988951,51710
North Down2£10,723527,4362
North Lanarkshire4£7,746730,9683
North Yorkshire4£5,4861053,70110
Northamptonshire2£4,3431055,5005
Northumberland2£6,0251035,0362
Nottinghamshire12£6,506838,26217
Oxfordshire2£5,4951044,0009
Pembrokeshire1£4,9951223,608-
Redbridge - Greater London2£6,635949,765-
Renfrewshire2£8,248926,3173
Rhondda Cynon Taf4£4,6961063,5973
Richmond upon Thames - Greater London1£4,985937,1321
Scottish Borders1£3,9951260,0002
Shropshire6£4,998953,6487
Somerset11£5,7931047,28317
South Ayrshire1£7,6991039,633-
South Yorkshire14£5,441955,38621
Staffordshire13£5,638945,23923
Stirling2£6,995828,9221
Suffolk4£6,957933,5329
Surrey8£5,972835,41715
Tyne and Wear4£6,998833,68822
Warwickshire4£5,2561035,2694
West Lothian1£5,995931,0002
West Midlands32£5,999952,37445
West Sussex7£6,253947,69410
West Yorkshire27£5,652946,24936
Wiltshire11£7,223840,30813
Worcestershire3£5,493947,73111
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