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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All583£6,110946,7461,021
Aberdeenshire3£7,929730,3164
Angus1£4,4951062,7587
Ayrshire2£7,999832,7504
Bedfordshire8£4,3031066,91111
Berkshire6£6,179843,82310
Bridgend9£5,3291051,3313
Bristol6£5,959839,81315
Buckinghamshire8£4,3441060,38818
Caerphilly1£5,9951149,0002
Cambridgeshire10£4,3021068,77122
Cheshire12£6,950836,34030
Cornwall10£8,375732,42813
County Antrim3£7,565836,00017
County Armagh2£7,125746,9812
County Down4£9,049732,6062
County Durham11£5,949949,90418
County Fermanagh1£6,495838,5001
County Londonderry3£8,078723,4421
Cumbria5£6,3261063,04810
Derbyshire8£7,161827,42319
Devon12£6,810935,32134
Dorset7£5,753945,0289
Dunbartonshire1£4,995952,824-
East Riding of Yorkshire1£3,5959106,20013
East Sussex12£7,125740,41312
Essex17£6,216952,28131
Falkirk5£5,1971066,883-
Fife3£4,1981066,2277
Gloucestershire6£5,819941,4569
Greater London21£5,4691044,41325
Greater Manchester26£5,432947,56572
Hampshire18£5,620956,27227
Hertfordshire11£5,934947,77213
Inverclyde2£4,7431057,3864
Isle of Anglesey1£3,4951166,6001
Isle of Wight3£9,495726,7673
Kent24£6,372943,83030
Lanarkshire8£6,016932,59524
Lancashire24£5,566952,33242
Leicestershire9£6,472839,03127
Lincolnshire10£6,061956,86516
Merseyside9£5,839942,83916
Midlothian4£6,3731046,1347
Monmouthshire1£6,495937,3201
Moray2£6,993928,1505
Neath Port Talbot8£6,870839,5127
Newport4£7,917930,2263
Norfolk5£5,394951,6379
North Yorkshire2£5,4981063,35911
Northamptonshire6£5,671847,8613
Northumberland7£5,669945,6339
Nottinghamshire18£6,892841,02722
Oxfordshire3£6,163852,7596
Pembrokeshire2£6,745835,3882
Perth & Kinross1£5,0001138,6312
Renfrewshire4£7,998636,0416
Rhondda Cynon Taf5£4,9621059,9743
Shropshire14£5,972848,89510
Somerset17£6,3181037,07418
South Yorkshire9£6,384942,88727
Staffordshire12£5,444945,74426
Suffolk9£5,4061049,7918
Surrey12£5,2111046,14824
Swansea3£5,664850,2713
Torfaen1£8,395819,4113
Tyne and Wear9£5,085952,12711
Vale of Glamorgan2£6,0951143,1892
Warwickshire8£6,728838,79917
West Lothian3£5,0791071,3596
West Midlands24£5,999946,05846
West Sussex8£5,895945,74319
West Yorkshire25£6,038943,90145
Wiltshire7£7,180849,64822
Worcestershire4£5,824859,38610
Wrexham1£4,750948,4274
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