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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All477£6,029946,992832
Aberdeen City1£8,998529,0393
Aberdeenshire2£7,495937,0611
Antrim3£4,6441059,0475
Ards1£8,350651,6581
Ballymena1£7,950837,0003
Bedfordshire4£3,7231086,5009
Berkshire10£5,805946,9668
Brent - Greater London1£8,490744,0001
Bristol5£5,643941,71013
Bromley - Greater London2£5,895859,000-
Buckinghamshire4£4,3501053,92315
Cambridgeshire6£4,8711054,76814
Cheshire15£5,947843,20929
City of Edinburgh1£6,750545,7613
City of London - Greater London2£5,7931056,8021
Conwy2£7,245734,177-
Cornwall4£9,621635,63010
County Durham11£5,258956,98614
Craigavon1£7,250760,8401
Cumbria3£6,8951047,46210
Derbyshire8£6,812831,35615
Devon13£6,336941,11432
Dorset6£5,4961049,85711
Dundee City1£8,69572,0974
Ealing - Greater London1£4,690109,0001
East Sussex11£7,273740,0586
Enfield - Greater London1-719,100-
Essex13£5,567959,24422
Falkirk4£4,9981177,6041
Fife3£4,1981066,2278
Glasgow City7£6,925832,94320
Gloucestershire4£5,828947,8236
Greater Manchester34£5,403952,22059
Hampshire12£6,711944,81126
Harrow - Greater London2£3,995949,3371
Havering - Greater London3£5,491943,8696
Herefordshire1£7,9951024,0492
Hertfordshire6£5,406947,62810
Hounslow - Greater London1£4,999960,0001
Inverclyde3£5,0601048,9243
Isle of Anglesey1£3,4951166,6001
Isle of Wight3£9,495726,7673
Kent23£5,946849,26527
Lancashire24£5,807950,66341
Leicestershire10£5,347946,72216
Lincolnshire13£5,2501060,71715
Lisburn1£5,7951068,0001
Merseyside2£5,495847,07016
Merton - Greater London1£4,2951152,8051
Moray3£6,161941,3774
Neath Port Talbot6£6,995839,5837
Newport2£5,1951139,680-
Newtownabbey1£4,4951155,0692
Norfolk4£6,644947,3978
North Down3£10,133520,8081
North Yorkshire4£5,970947,15911
Northamptonshire5£4,826961,0083
Northumberland3£5,6641032,9104
Nottinghamshire13£6,579844,12815
Oxfordshire2£6,247853,2683
Renfrewshire3£9,165530,0944
Rhondda Cynon Taf3£3,7631175,9424
Shropshire9£5,572948,7728
Somerset13£5,7631140,89819
South Ayrshire2£8,249823,559-
South Lanarkshire1£7,695726,047-
South Yorkshire7£5,688954,29127
Staffordshire9£5,278952,66225
Suffolk5£4,2051166,3189
Surrey9£5,3301143,10012
Tyne and Wear5£5,1771049,98915
Warwickshire3£5,677844,1718
West Lothian2£7,748845,8924
West Midlands19£5,468956,13956
West Sussex11£5,3041051,15615
West Yorkshire28£5,817947,52143
Wiltshire7£7,179847,73420
Worcestershire4£4,5101081,2879
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