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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All471£5,836948,063777
Aberdeen City2£6,249844,4203
Aberdeenshire1£9,995723,121-
Antrim2£4,7491057,8213
Ards2£7,475951,068-
Armagh1£6,950618,580-
Barking & Dagenham - Greater London1£3,5001076,2981
Bedfordshire5£4,605952,7606
Berkshire6£5,588953,2148
Bristol6£5,4281044,97517
Buckinghamshire9£4,4731055,70215
Cambridgeshire8£5,207858,21111
Carrickfergus1£4,4951171,0001
Ceredigion1-1151,0001
Cheshire13£6,289943,48330
City of Edinburgh2£4,873862,2923
City of London - Greater London4£4,3941065,7671
Conwy2£7,245734,1771
Cornwall5£9,997628,18815
County Durham10£5,0421060,71410
Cumbria3£7,597933,2797
Derbyshire5£7,082826,93618
Devon15£5,966948,82724
Dorset6£5,5781037,8778
Dundee City1£3,9951183,3311
East Ayrshire3£4,8301053,6613
East Sussex7£6,536847,9269
Essex17£5,220957,63713
Falkirk3£5,3321175,5501
Fife4£5,810956,6537
Glasgow City8£7,295737,18814
Gloucestershire3£5,058957,88310
Greater Manchester28£6,172939,42354
Hampshire14£5,960946,13930
Havering - Greater London3£6,7721028,8387
Herefordshire1£8,2951024,0495
Hertfordshire6£5,439940,6518
Hillingdon - Greater London1£4,500869,9091
Isle of Anglesey1£2,995993,500-
Isle of Wight4£8,746737,5751
Kent16£6,575936,73331
Lancashire22£6,288840,18236
Larne1£3,29011108,778-
Leicestershire5£5,750939,59022
Lincolnshire10£5,2851061,90213
Lisburn1£5,7951068,0003
Magherafelt1£6,595815,441-
Merseyside9£6,424938,65014
Merton - Greater London2£4,6451144,1691
Midlothian1£4,3601153,456-
Moray1£5,4951039,2272
Neath Port Talbot7£6,409942,07111
Newport1£4,2951252,759-
Newtownabbey1£8,799528,0002
Norfolk1£6,800729,60210
North Down2£10,723527,4362
North Lanarkshire5£6,796837,5753
North Yorkshire4£5,4041053,7018
Northamptonshire2£4,3431055,5005
Northumberland2£5,9751035,0363
Nottinghamshire11£6,534837,98919
Oxfordshire1£5,495964,0009
Perth and Kinross1£4,9981142,4812
Redbridge - Greater London2£6,135949,765-
Renfrewshire3£7,998730,0101
Rhondda Cynon Taf3£4,9301058,0753
Scottish Borders1£3,9951260,0001
Shropshire8£5,669946,1515
Somerset12£6,126946,87613
South Ayrshire1£7,6991039,633-
South Yorkshire13£5,0131056,60525
Staffordshire13£5,395949,25620
Stirling2£5,2441144,8372
Suffolk4£6,167945,1148
Surrey9£5,196942,12912
Tyne and Wear4£6,348839,48020
Warwickshire3£4,7311041,5556
West Lothian1£5,995931,0002
West Midlands25£5,919952,75449
West Sussex9£6,085946,07711
West Yorkshire22£5,666948,02234
Wiltshire10£6,921845,33012
Worcestershire5£4,5131066,61010
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