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Used Peugeot 108 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Peugeot 108 on finance

  1. Research the Vehicle:

    • The Peugeot 108 is a city car known for its compact size, efficient engines, and customisation options.
    • Understand the various trim levels, engine choices, and specifications.
    • If looking at a used model, focus on the specific year and any notable changes or updates in subsequent years.
  2. Searching for a Used Model:

    • To get a good deal on a used Peugeot 108 on finance, begin with Peugeot's approved-used dealerships. These vehicles are typically covered by warranties and have undergone manufacturer-standard inspections.
    • Explore online car platforms, local dealerships, and car supermarkets for wider availability and potential price variations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): This begins with a deposit, followed by monthly payments. At the end of the term, you can either pay the final balloon payment to own the car, hand it back, or start a new finance deal.
    • Hire Purchase (HP): After paying a deposit, you'll pay off the car's value in monthly instalments. Once completed, the car is yours.
    • Leasing: This lets you rent the Peugeot 108 for a set period, after which you return it.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, and repay the loan in instalments.
  4. Gather and Compare Quotes:

    • Obtain finance quotes from Peugeot dealerships and independent finance providers. Some may have enticing deals, especially for those interested in a used Peugeot 108 on finance.
    • When comparing, ensure you consider the APR (Annual Percentage Rate) to gauge the overall cost of the loan.
  5. Credit Score Considerations:

    • Your eligibility and the terms of your finance can be influenced by your credit score.
    • Before applying, check your score with UK credit agencies like Experian, Equifax, or TransUnion. Ensure there are no errors on your report.
  6. Budgeting:

    • Set a monthly budget that you're comfortable with.
    • A more substantial deposit typically leads to lower monthly repayments.
  7. Review the Contract:

    • If considering a PCP or lease deal, be aware of mileage limitations.
    • Understand any early termination fees or penalties for going over the agreed mileage.
  8. Negotiation:

    • With your research in hand, attempt to negotiate the car's price and the finance terms. Even when looking for a used Peugeot 108 on finance, there's often room for negotiation.
    • Always consider the total cost over the contract's term, not just the monthly payments.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the required paperwork.
    • Read everything carefully before signing and keep copies of all agreements.
  10. Insurance:

  • Secure car insurance before taking possession of your Peugeot 108. Shopping around can help you secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, choose to pay the balloon payment, return the car, or start a new agreement.
  • With HP: The car is yours once all payments are made.
  • For leases, prepare to return the car in an agreed-upon condition.
  1. Other Costs:
  • Don't forget about additional costs such as road tax, maintenance, and fuel.

When considering financing a vehicle, it's essential to ensure the chosen finance plan aligns with your financial situation and possible future changes. If ever in doubt, it's wise to seek advice from financial professionals.

About the Peugeot 108

The Peugeot 108 is a chic city car that beautifully epitomizes Peugeot's flair for combining style with practicality. Perfectly suited for urbanites, its compact dimensions, efficient engines, and abundant personalisation options ensure that it remains a popular choice for those navigating city streets and tight parking spaces.

Features and Specifications:

  • Elegant Design: The 108 sports a stylish exterior with modern lines, distinctive headlights, and signature Peugeot design cues. Its compactness does not compromise its style, making it a head-turner on the streets.

  • Compact yet Roomy: Despite its compact exterior, the 108 offers a surprisingly spacious interior. It can comfortably accommodate up to four passengers, making it perfect for short trips with friends or family.

  • Engine Efficiency: Peugeot provides the 108 with a set of efficient petrol engines. These units prioritize fuel efficiency, ensuring that running costs remain low – a crucial factor for city dwellers.

  • Personalisation Options: One of the standout features of the 108 is the wide range of personalisation options available. From vibrant exterior colours to interior trims, owners can tailor the 108 to reflect their unique style and personality.

  • Modern Infotainment: The Peugeot 108 isn’t short on tech. The model features a touchscreen infotainment system compatible with Apple CarPlay and Android Auto, ensuring drivers and passengers remain connected and entertained.

Conclusion:

The Peugeot 108 is more than just a city car; it's a statement of style and efficiency. With its captivating design, spacious interior, and modern tech features, it strikes the perfect balance between form and function. For city dwellers or those looking for a reliable secondary car, the 108 remains a top contender in the compact car segment.

Buying Guide

Want to find out everything about all 108 models, pros and cons, what to look out for and everything else you need to know? Check out our Peugeot 108 buying guide here.

Peugeot 108 Data by County

Peugeot 108 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All543£6,230944,354941
Aberdeen City1£7,498750,0672
Aberdeenshire1£9,995723,1212
Barking & Dagenham - Greater London1£3,5001076,2981
Bedfordshire5£5,961646,8129
Belfast1£8,499636,350-
Berkshire6£5,0721153,82314
Blaenau Gwent1£4,6951067,847-
Brent - Greater London1£2,9901181,0002
Bristol8£5,4651050,86716
Buckinghamshire10£3,7851159,81114
Cambridgeshire11£5,283952,62516
Cardiff1£2,6951165,0003
Ceredigion1£4,7991154,00010
Cheshire20£5,954948,30139
City of Edinburgh5£5,997947,0476
City of London - Greater London11£6,056942,85210
Conwy2£7,495734,1772
Cornwall8£8,683730,32620
County Durham6£6,287849,65313
Croydon - Greater London4£7,150836,4063
Cumbria4£7,070823,3697
Denbighshire1£6,995841,2621
Derbyshire9£7,221724,22230
Derry2£8,790728,7861
Devon15£6,0111045,63020
Dorset4£6,4731039,36810
Dumfries and Galloway1£6,995923,545-
Dundee City1£3,9951183,3314
Ealing - Greater London1£3,4901244,0002
East Ayrshire1£4,9981162,3233
East Sussex9£6,715839,57710
Essex17£5,600953,47620
Falkirk4£5,4981175,2632
Fife4£4,811963,2425
Glasgow City6£6,932836,3219
Gloucestershire4£5,674955,98714
Greater Manchester33£5,589948,64263
Hampshire16£6,200944,09028
Harrow - Greater London1£2,8951035,8012
Havering - Greater London4£5,088959,3317
Herefordshire1£9,000919,8174
Hertfordshire7£5,246947,63514
Highland1£8,498932,8001
Hillingdon - Greater London1£4,500869,9092
Isle of Wight4£8,746737,575-
Kent17£6,851838,96134
Lancashire23£6,115850,48345
Leicestershire7£4,790957,06418
Lincolnshire12£4,9771060,69017
Lisburn1£4,0001174,0003
Magherafelt1£6,795815,441-
Merseyside12£6,741840,99219
Merthyr Tydfil1£7,050733,592-
Merton - Greater London2£4,7951144,1691
Monmouthshire1£9,99547,3902
Neath Port Talbot8£6,208943,2198
Newport3£6,028850,8253
Newtownabbey1£5,495924,0005
Norfolk5£6,538845,89510
North Ayrshire3£6,662931,0002
North Down1£11,45057,1141
North Lanarkshire3£8,661837,6213
North Yorkshire5£6,353936,81011
Northamptonshire1£4,2901245,0005
Northumberland3£5,2661157,6455
Nottinghamshire11£6,962937,63521
Omagh1£3,9951186,780-
Oxfordshire2£6,495946,00012
Pembrokeshire2£6,745835,388-
Redbridge - Greater London1£9,99578,000-
Rhondda Cynon Taf3£4,4981061,4625
Richmond upon Thames - Greater London2£5,485927,4971
Scottish Borders1£3,9951260,0002
Shropshire5£6,466927,4019
Somerset7£5,7291052,00617
South Ayrshire1£7,6991039,633-
South Lanarkshire1£8,498528,9181
South Yorkshire12£6,144849,61026
Staffordshire18£5,4251040,43418
Stirling2£7,145828,9221
Suffolk5£7,615829,25813
Surrey10£5,156938,68015
Swansea3£6,096947,1054
Tyne and Wear10£7,711725,31221
Warwickshire3£4,854961,2689
West Lothian1£5,2501181,3002
West Midlands35£6,131948,48740
West Sussex5£6,703834,85312
West Yorkshire25£5,598947,82347
Wiltshire9£8,104732,63916
Worcestershire1£9,500818,00011
Wrexham2£5,2451042,6005
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