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Used Nissan Qashqai on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Nissan Qashqai on finance

The Nissan Qashqai is a popular compact crossover SUV, well-regarded for its comfortable ride, ample cabin space, and efficient fuel consumption, particularly in the UK and Europe. If you're considering purchasing a used Qashqai and are exploring finance options, here’s a comprehensive guide.

General Insights for Financing a Used Nissan Qashqai:

  1. Assess Your Budget:

    • Identify how much you can afford for monthly payments and the overall cost.
    • Include insurance, maintenance, and other potential costs in your budget.
  2. Credit Score:

    • A healthier credit score usually aids in obtaining better financing options and interest rates.
    • Consider utilizing tools or consultants to evaluate your credit score.
  3. Car Condition and History:

    • Ensure thorough checks on the car’s history and condition.
    • Consider a professional inspection to avoid unexpected issues.

Financing Options:

1. Personal Loan:

  • You borrow money from a bank, credit union, or online lender and pay back in monthly instalments.
  • Allows you to own the car immediately.

2. Hire Purchase (HP):

  • You pay an upfront deposit, then pay the rest in monthly instalments.
  • The car is yours once you make the final payment.
  • The car can be repossessed if you miss payments.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a larger final payment if you choose to buy at the end of the term.
  • You can return the car or use it as a part-exchange at the end of the contract.

4. Lease Purchase:

  • Similar to PCP but you must buy the car at the end of the period.

5. Dealership Finance:

  • The dealership may offer financing options.
  • Compare their offer with other external financing options for the best deal.

6. Peer-to-Peer Lending:

  • Platforms enable you to borrow directly from individuals often with competitive interest rates.
  • Ensure you comprehend the terms and confirm the platform’s reliability.

Steps to Acquire the Qashqai on Finance:

1. Research and Choose a Model:

  • Consider factors like model year, specifications, and mileage.

2. Find a Reputable Dealer:

  • Ensure they have good reviews and provide detailed car histories.

3. Negotiate:

  • Be prepared to negotiate on price and ensure all costs are transparent.

4. Test Drive and Inspection:

  • Never skip a test drive and consider having the car inspected by a professional.

5. Finalize Financing:

  • Upon settling for a finance option, read the terms thoroughly and finalize the deal.
  • Ensure you are comfortable with the monthly payments and total payable amount.

6. Insurance:

  • Ensure the car is insured before you drive it away.

7. Complete Paperwork:

  • Finalize all paperwork and keep copies for your records.

Additional Tips:

  • Early Repayment Penalties: Check if your finance deal has any penalties for early repayment.
  • Warranty: Investigate if there’s an existing warranty or consider purchasing an additional warranty for security.
  • Residual Values: If considering PCP, be mindful of the Guaranteed Future Value (GFV) and if it’s a fair representation.

Conclusion:

Purchasing a used Nissan Qashqai on finance requires a thorough examination of your financial situation, a detailed inspection of the vehicle, and a comprehensive understanding of the finance terms. Always consult with financial experts if unsure and ensure a transparent and clear deal when proceeding with your purchase.

About the Nissan Qashqai

Long before the compact crossover segment surged in popularity, Nissan's innovative vision introduced the Qashqai – a vehicle that perfectly blended the practicality of an SUV with the efficiency and dynamics of a hatchback.

Genesis of a Segment Leader:

Launched in 2006, the Nissan Qashqai was a departure from the norm. With a name inspired by the Qashqai people of Iran, this vehicle dared to offer something different. Nissan's gamble paid off, with the Qashqai filling a previously unrecognised niche in the market, becoming an instant success in the UK and across Europe.

Adapting and Thriving:

Through subsequent generations, the Qashqai matured in design, technology, and performance. Modern variants come packed with advanced driver assistance features, enhanced infotainment systems, and options for more efficient powertrains. Its versatile interior, ample cargo space, and elevated driving position have made it a favourite among families and urban adventurers alike.

Against the Tide of Competition:

In a segment it helped popularise, the Qashqai faces challenges from rivals like the Kia Sportage, Ford Kuga, and Peugeot 3008. Yet, its distinct blend of style, functionality, and innovation ensures it remains a formidable presence in the compact SUV arena.

Driving Towards Tomorrow:

With an eye on the future, Nissan has also infused the Qashqai with hybrid technology, marrying traditional combustion with electric prowess. This step not only heightens performance but also aligns with the global push for sustainable mobility.

Final Thoughts:

The Nissan Qashqai stands as a testament to innovative thinking and the ability to anticipate market needs. Its role in shaping the compact crossover segment in the UK cannot be understated, and as the automotive landscape evolves, the Qashqai is poised to adapt, innovate, and lead once more.

Buying Guide

Want to find out everything about all Qashqai models, pros and cons, what to look out for and everything else you need to know? Check out our Nissan Qashqai buying guide here.

Nissan Qashqai Data by County

Nissan Qashqai data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,320£13,956644,52316,836
Aberdeen City23£17,364429,11863
Aberdeenshire11£12,314643,42818
Angus6£16,545429,80019
Antrim18£15,935432,57380
Ards22£16,990327,08138
Armagh6£10,288855,8534
Ballymena11£12,953651,70020
Ballymoney5£7,833978,9559
Barking & Dagenham - Greater London13£8,210973,55329
Barnet - Greater London2£10,325864,6163
Bedfordshire149£11,543757,620216
Belfast23£13,102545,32524
Berkshire134£13,186752,416242
Blaenau Gwent11£16,008527,73040
Brent - Greater London5£7,4771072,89714
Bristol75£12,426753,165236
Bromley - Greater London19£16,561435,62637
Buckinghamshire132£13,293648,136243
Cambridgeshire386£14,572541,965575
Cardiff4£10,765668,6815
Carmarthenshire15£19,295325,31733
Carrickfergus1£20,495214,1212
Ceredigion2£18,893545,1065
Cheshire264£15,702533,248516
City of Edinburgh42£14,149642,95394
City of London - Greater London34£13,868643,87462
Clackmannanshire4£15,797535,7016
Coleraine21£18,838328,90618
Conwy8£9,964958,5328
Cornwall65£18,898325,61957
County Durham150£14,162645,156420
Craigavon32£18,430428,51550
Croydon - Greater London6£11,899754,15826
Cumbria67£17,961433,205127
Denbighshire14£20,562222,60025
Derbyshire272£14,916534,451702
Derry5£13,495526,9201
Devon185£14,656645,606377
Dorset82£17,825426,926188
Down11£16,010330,2856
Dumfries and Galloway5£12,176748,27713
Dundee City36£19,139425,97257
Dungannon3£10,412794,0793
Ealing - Greater London8£5,2421372,42525
East Ayrshire22£9,146860,66237
East Lothian3£9,1781041,3947
East Riding of Yorkshire30£12,837643,52246
East Sussex44£15,770535,90894
Enfield - Greater London4£11,687844,9099
Essex216£16,628535,086405
Falkirk25£10,977853,69036
Fermanagh10£12,340647,7839
Fife38£18,973426,77772
Glasgow City115£16,604430,760333
Gloucestershire96£12,012652,515137
Greater Manchester537£14,267645,1261,127
Gwynedd7£13,139642,27511
Hampshire203£14,594539,323455
Harrow - Greater London10£12,445731,44221
Havering - Greater London106£14,897542,021168
Herefordshire15£12,344744,17528
Hertfordshire203£15,883537,440412
Highland16£18,735428,98343
Hillingdon - Greater London36£8,281972,14682
Hounslow - Greater London51£12,147757,13656
Inverclyde1£10,498651,8592
Isle of Anglesey5£5,9961265,4685
Isle of Wight12£10,887957,79510
Kent233£16,590536,935495
Kingston upon Thames - Greater London11£10,784854,38811
Lancashire379£14,275642,520769
Larne1£3,69013127,5244
Leicestershire119£14,652541,534266
Limavady2£9,720849,0002
Lincolnshire161£14,646542,739318
Lisburn11£16,938332,05424
Magherafelt6£10,363871,4177
Merseyside70£13,194647,345169
Merthyr Tydfil6£12,050653,92414
Merton - Greater London8£8,8011055,48220
Midlothian27£25,00217,92835
Monmouthshire1£3,6001384,7506
Moray6£15,047429,29415
Neath Port Talbot2£9,7471063,4983
Newham - Greater London1£7,2501165,750-
Newport3£11,430842,1381
Newry and Mourne9£13,707547,87211
Newtownabbey20£16,117437,66656
Norfolk238£14,971540,299401
North Ayrshire15£11,274751,58245
North Down10£13,169641,76423
North Lanarkshire35£15,192537,05259
North Yorkshire88£16,503533,723204
Northamptonshire122£13,481548,067223
Northumberland16£15,433634,65844
Nottinghamshire83£13,069643,072189
Omagh19£17,533436,23616
Oxfordshire47£17,984426,010181
Pembrokeshire2£16,249221,3395
Perth and Kinross11£15,479440,07236
Redbridge - Greater London7£12,975757,9917
Renfrewshire21£17,143327,92058
Rhondda Cynon Taf30£13,734652,44251
Rutland1£7,800980,6024
Scottish Borders10£18,116332,02218
Shropshire73£16,613432,023182
Somerset137£17,832537,850255
South Ayrshire30£19,380325,81068
South Lanarkshire3£9,812849,1101
South Yorkshire203£14,183543,792510
Staffordshire201£17,916428,131461
Stirling33£21,088318,71055
Strabane3£11,730763,9353
Suffolk91£15,301538,392151
Surrey134£15,533535,492248
Sutton - Greater London12£11,580746,73727
The Vale of Glamorgan4£7,375996,2406
Tyne and Wear232£16,332434,196453
Warwickshire56£16,304429,404128
West Dunbartonshire3£16,231428,11410
West Lothian14£11,660853,41432
West Midlands395£12,570652,770686
West Sussex120£15,990534,394319
West Yorkshire399£16,064435,791711
Wiltshire92£17,001539,886219
Worcestershire62£19,528326,663180
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