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Used Nissan Qashqai on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Nissan Qashqai on finance

The Nissan Qashqai is a popular compact crossover SUV, well-regarded for its comfortable ride, ample cabin space, and efficient fuel consumption, particularly in the UK and Europe. If you're considering purchasing a used Qashqai and are exploring finance options, here’s a comprehensive guide.

General Insights for Financing a Used Nissan Qashqai:

  1. Assess Your Budget:

    • Identify how much you can afford for monthly payments and the overall cost.
    • Include insurance, maintenance, and other potential costs in your budget.
  2. Credit Score:

    • A healthier credit score usually aids in obtaining better financing options and interest rates.
    • Consider utilizing tools or consultants to evaluate your credit score.
  3. Car Condition and History:

    • Ensure thorough checks on the car’s history and condition.
    • Consider a professional inspection to avoid unexpected issues.

Financing Options:

1. Personal Loan:

  • You borrow money from a bank, credit union, or online lender and pay back in monthly instalments.
  • Allows you to own the car immediately.

2. Hire Purchase (HP):

  • You pay an upfront deposit, then pay the rest in monthly instalments.
  • The car is yours once you make the final payment.
  • The car can be repossessed if you miss payments.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a larger final payment if you choose to buy at the end of the term.
  • You can return the car or use it as a part-exchange at the end of the contract.

4. Lease Purchase:

  • Similar to PCP but you must buy the car at the end of the period.

5. Dealership Finance:

  • The dealership may offer financing options.
  • Compare their offer with other external financing options for the best deal.

6. Peer-to-Peer Lending:

  • Platforms enable you to borrow directly from individuals often with competitive interest rates.
  • Ensure you comprehend the terms and confirm the platform’s reliability.

Steps to Acquire the Qashqai on Finance:

1. Research and Choose a Model:

  • Consider factors like model year, specifications, and mileage.

2. Find a Reputable Dealer:

  • Ensure they have good reviews and provide detailed car histories.

3. Negotiate:

  • Be prepared to negotiate on price and ensure all costs are transparent.

4. Test Drive and Inspection:

  • Never skip a test drive and consider having the car inspected by a professional.

5. Finalize Financing:

  • Upon settling for a finance option, read the terms thoroughly and finalize the deal.
  • Ensure you are comfortable with the monthly payments and total payable amount.

6. Insurance:

  • Ensure the car is insured before you drive it away.

7. Complete Paperwork:

  • Finalize all paperwork and keep copies for your records.

Additional Tips:

  • Early Repayment Penalties: Check if your finance deal has any penalties for early repayment.
  • Warranty: Investigate if there’s an existing warranty or consider purchasing an additional warranty for security.
  • Residual Values: If considering PCP, be mindful of the Guaranteed Future Value (GFV) and if it’s a fair representation.

Conclusion:

Purchasing a used Nissan Qashqai on finance requires a thorough examination of your financial situation, a detailed inspection of the vehicle, and a comprehensive understanding of the finance terms. Always consult with financial experts if unsure and ensure a transparent and clear deal when proceeding with your purchase.

About the Nissan Qashqai

Long before the compact crossover segment surged in popularity, Nissan's innovative vision introduced the Qashqai – a vehicle that perfectly blended the practicality of an SUV with the efficiency and dynamics of a hatchback.

Genesis of a Segment Leader:

Launched in 2006, the Nissan Qashqai was a departure from the norm. With a name inspired by the Qashqai people of Iran, this vehicle dared to offer something different. Nissan's gamble paid off, with the Qashqai filling a previously unrecognised niche in the market, becoming an instant success in the UK and across Europe.

Adapting and Thriving:

Through subsequent generations, the Qashqai matured in design, technology, and performance. Modern variants come packed with advanced driver assistance features, enhanced infotainment systems, and options for more efficient powertrains. Its versatile interior, ample cargo space, and elevated driving position have made it a favourite among families and urban adventurers alike.

Against the Tide of Competition:

In a segment it helped popularise, the Qashqai faces challenges from rivals like the Kia Sportage, Ford Kuga, and Peugeot 3008. Yet, its distinct blend of style, functionality, and innovation ensures it remains a formidable presence in the compact SUV arena.

Driving Towards Tomorrow:

With an eye on the future, Nissan has also infused the Qashqai with hybrid technology, marrying traditional combustion with electric prowess. This step not only heightens performance but also aligns with the global push for sustainable mobility.

Final Thoughts:

The Nissan Qashqai stands as a testament to innovative thinking and the ability to anticipate market needs. Its role in shaping the compact crossover segment in the UK cannot be understated, and as the automotive landscape evolves, the Qashqai is poised to adapt, innovate, and lead once more.

Buying Guide

Want to find out everything about all Qashqai models, pros and cons, what to look out for and everything else you need to know? Check out our Nissan Qashqai buying guide here.

Nissan Qashqai Data by County

Nissan Qashqai data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,199£14,070643,86216,701
Aberdeen City27£18,038428,10259
Aberdeenshire10£11,516748,28016
Angus9£17,862427,13217
Antrim23£16,641330,47376
Ards25£17,140428,40236
Armagh6£10,288855,8534
Ballymena10£12,674651,99418
Ballymoney7£10,095761,9437
Barking & Dagenham - Greater London12£10,098972,65726
Barnet - Greater London6£13,552647,98920
Bedfordshire146£11,814756,575215
Belfast25£13,679542,59222
Berkshire133£13,602749,770243
Blaenau Gwent12£14,799427,00942
Brent - Greater London4£7,5931075,82814
Bristol84£11,927754,470223
Bromley - Greater London19£16,690436,79335
Buckinghamshire133£13,052649,183235
Cambridgeshire384£14,460543,152562
Cardiff2£13,031459,9135
Carmarthenshire18£18,856427,39830
Ceredigion3£18,893650,7374
Cheshire263£15,242535,504509
City of Edinburgh43£13,898643,07990
City of London - Greater London37£13,635645,64264
Clackmannanshire2£13,847650,3296
Coleraine18£18,613327,90120
Conwy8£9,777961,6577
Cornwall58£18,756325,54262
County Durham174£14,245644,753409
Craigavon26£16,465435,56648
Croydon - Greater London7£12,192747,84928
Cumbria71£18,319431,683139
Denbighshire14£20,077222,50527
Derbyshire259£15,453434,261703
Derry5£13,495526,9201
Devon180£14,631646,194378
Dorset79£18,075426,209195
Down6£16,456327,3195
Dumfries and Galloway5£12,176748,27716
Dundee City30£18,793427,75059
Dungannon2£13,620668,6183
Ealing - Greater London10£5,9931281,73227
East Ayrshire20£9,743856,77042
East Lothian2£10,2471034,8047
East Riding of Yorkshire32£12,377647,80040
East Sussex42£15,364636,705102
Enfield - Greater London5£10,170947,8358
Essex207£16,528534,627405
Falkirk23£11,528849,26334
Fermanagh11£12,677652,0758
Fife37£18,666426,97475
Glasgow City123£17,221429,405316
Gloucestershire80£11,843655,249141
Greater Manchester539£14,236645,1921,105
Gwynedd6£12,829645,69212
Hampshire206£14,480541,649459
Harrow - Greater London8£13,069727,77221
Havering - Greater London105£15,355540,103165
Herefordshire16£10,734850,94525
Hertfordshire198£16,209535,704429
Highland12£20,106426,67345
Hillingdon - Greater London39£7,806973,96477
Hounslow - Greater London26£17,210430,62976
Inverclyde1£10,498651,8593
Isle of Anglesey6£5,8291268,9904
Isle of Wight12£10,887957,79510
Kent224£15,956537,914484
Kingston upon Thames - Greater London10£10,763854,32611
Lancashire376£14,551641,687771
Larne1£3,69013127,5244
Leicestershire117£14,988539,637256
Limavady2£9,720849,0002
Lincolnshire172£14,936541,542307
Lisburn14£16,814429,73820
Magherafelt7£9,882872,0576
Merseyside61£12,333651,742171
Merthyr Tydfil9£12,524648,85711
Merton - Greater London10£8,3461060,68818
Midlothian25£25,47717,09440
Monmouthshire1£3,6001384,7506
Moray5£14,756526,21415
Neath Port Talbot2£9,7471063,4983
Newham - Greater London1£7,2501165,750-
Newport2£8,6451059,7431
Newry and Mourne7£12,596650,36513
Newtownabbey17£17,345336,53156
Norfolk249£15,052540,701378
North Ayrshire18£13,023647,55642
North Down10£13,258641,76424
North Lanarkshire36£16,341435,74054
North Yorkshire96£16,439532,106198
Northamptonshire116£13,466548,105223
Northumberland13£17,459530,22642
Nottinghamshire79£12,723645,200183
Omagh17£17,920432,87118
Oxfordshire56£17,243531,045175
Pembrokeshire2£16,249221,3395
Perth and Kinross11£15,525440,07238
Redbridge - Greater London6£13,038659,0737
Renfrewshire17£17,148327,68359
Rhondda Cynon Taf30£15,177647,73552
Rutland2£14,325640,6793
Scottish Borders10£17,146429,56417
Shropshire71£16,048435,551187
Somerset134£18,104537,008254
South Ayrshire27£18,941328,13167
South Lanarkshire3£9,830849,110-
South Yorkshire207£13,849545,123490
Staffordshire193£17,550430,345468
Stirling28£20,689318,50955
Strabane4£10,921767,7572
Suffolk86£15,180537,809146
Surrey132£15,751533,717253
Sutton - Greater London10£12,096647,05730
The Vale of Glamorgan4£7,375996,2407
Tyne and Wear227£16,005536,113455
Warwickshire60£16,455431,207124
West Dunbartonshire2£16,348322,33710
West Lothian14£12,303751,48031
West Midlands372£12,516653,256694
West Sussex118£16,313532,315314
West Yorkshire375£15,756536,394689
Wiltshire88£15,796544,213219
Worcestershire61£18,312432,587179
Wrexham1£15,59556,258-
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