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Used Nissan Micra on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Nissan Micra on finance

Purchasing a used Nissan Micra on finance can be a straightforward process when you're armed with the right information. Below, you'll find a simplified guide to help you navigate through the various finance options available:

1. Understand Your Budget:

  • Calculate Affordability: Ensure you're clear on how much you can afford both as a down payment and in monthly installments.
  • Additional Costs: Remember to factor in insurance, maintenance, and other associated costs.

2. Explore Financing Options:

a. Bank Loan:
  • Pros: Potentially competitive rates; straightforward terms.
  • Cons: May require a strong credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure; ownership at the end.
  • Cons: Higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments; multiple end-of-term options.
  • Cons: Larger final payment to keep the vehicle.
d. Dealership Financing:
  • Pros: Convenient; may offer special deals.
  • Cons: Could have higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can provide attractive rates and straightforward processes.
  • Cons: Reliability of platforms can vary; understand all terms clearly.

3. Navigate the Purchasing Process:

a. Choose a Reliable Dealer:
  • Look for positive reviews and potentially get recommendations.
b. Negotiate Wisely:
  • Be aware of the typical market value of a used Nissan Micra.
c. Review the Contract Thoroughly:
  • Ensure you comprehend all terms and implications before signing.
d. Select Appropriate Insurance:
  • Ensure the insurance coverage suits your needs and budget.

4. Maintenance and Management:

  • Keep Up with Servicing: Ensure regular maintenance to preserve vehicle value and performance.
  • Manage Repayments: Ensure you adhere to the payment schedule to avoid any additional costs.

Extra Tips:

  • Be Aware of Depreciation: Understand how car value may decrease over time.
  • Consider the Loan Duration: Ensure the total cost and duration are manageable and economically sensible.
  • Understand Warranty Options: Know what's covered under existing or additional warranties.

In Conclusion:

When embarking on financing a used Nissan Micra, having a robust understanding of your financial situation, and being well-versed in your chosen finance option will pave the way for a smooth and enjoyable vehicle ownership journey. Always ensure to seek advice when needed and utilize digital tools to aid your decision-making process. Through astute planning and understanding, you can enjoy the thrills of driving your Micra, confident in the stability of your financial decision.

About the Nissan Micra

The Nissan Micra, a compact and stylish hatchback, has been a trusted choice for British drivers seeking an efficient and practical urban companion. In a country where city living demands nimbleness and efficiency, the Micra has made its mark with its small size and big personality. In this article, we'll explore the standout features of the Nissan Micra, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Nissan Micra Key Features:

  • Compact Size: The Micra's small footprint makes it perfect for navigating crowded city streets and fitting into tight parking spaces, ensuring convenience for urban dwellers.
  • Modern Design: With its contemporary styling, including bold lines and distinctive features, the Micra stands out in the crowded hatchback segment.
  • Efficient Engines: The Micra offers a range of fuel-efficient petrol engines, providing good mileage without compromising on performance for city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Nissan Micra faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Nissan Micra, with its compact size, modern design, and efficiency, has cemented itself as a practical and stylish choice for British urban drivers. In a country where city living demands convenience and affordability, the Micra delivers a compelling package. With flexible financing options, owning this versatile hatchback becomes an accessible and attractive proposition for those who seek a reliable and efficient car for their UK journeys.

Buying Guide

Want to find out everything about all Micra models, pros and cons, what to look out for and everything else you need to know? Check out our Nissan Micra buying guide here.

Nissan Micra Data by County

Nissan Micra data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,154£7,895945,7891,905
Aberdeen City6£8,807734,9698
Aberdeenshire1£12,995430,1092
Angus1£10,995613,2413
Antrim1£9,950537,60013
Ards1£2,2302190,1103
Ballymena2£5,9951334,0002
Barking & Dagenham - Greater London2£8,443840,015-
Bedfordshire23£5,4811261,71938
Belfast2£6,9971156,1434
Berkshire28£5,4141355,32437
Blaenau Gwent4£9,324735,3994
Brent - Greater London1£2,4992367,888-
Bristol19£6,8921145,34530
Bromley - Greater London3£9,430932,7485
Buckinghamshire18£6,2711258,23620
Caerphilly2£7,995847,0001
Cambridgeshire25£8,162842,30725
Cardiff2£7,8741365,5768
Carmarthenshire4£8,995746,1828
Ceredigion5£7,7961153,6035
Cheshire27£7,576950,93753
City of Edinburgh13£6,8661040,61220
City of London - Greater London11£5,8001247,33018
Conwy1£11,995417,8103
Cornwall8£9,184839,5505
County Durham23£7,200947,15554
Croydon - Greater London5£7,2341047,87713
Cumbria13£12,081629,12617
Denbighshire1£12,495715,1911
Derbyshire24£8,965737,05254
Devon26£10,336631,59745
Dorset26£9,083934,52336
Dumfries and Galloway3£10,428745,6331
Dundee City3£7,1641045,39310
Ealing - Greater London8£4,2941441,7007
East Ayrshire3£10,366637,8567
East Riding of Yorkshire5£9,486637,30915
East Sussex13£7,9991144,57416
Enfield - Greater London1£1,4952299,0071
Essex27£7,011947,52342
Falkirk3£9,482547,5345
Fife5£8,607940,1309
Flintshire1£4,5001173,108-
Glasgow City19£9,368736,71438
Gloucestershire5£7,306955,84513
Greater Manchester116£7,1111141,673177
Gwynedd1£14,495414,000-
Hampshire27£8,952835,90446
Harrow - Greater London2£2,9451681,2406
Havering - Greater London9£5,8921154,3647
Herefordshire2£7,445940,6534
Hertfordshire23£8,906733,51347
Highland2£9,9971056,6023
Hillingdon - Greater London15£4,1751553,14115
Hounslow - Greater London5£8,716932,5143
Inverclyde2£5,8931055,5115
Isle of Anglesey3£2,5821793,198-
Isle of Wight1£4,9951382,0002
Kent36£8,284840,45546
Kingston upon Thames - Greater London2£6,6691331,3903
Lancashire63£7,209951,13192
Leicestershire9£5,9761049,22423
Lincolnshire16£8,850833,96337
Lisburn1£12,770514,000-
Merseyside10£9,982637,09023
Merton - Greater London3£6,495960,8641
Midlothian1£12,698419,7414
Monmouthshire1£1,29521112,0001
Moray2£11,347529,1181
Neath Port Talbot2£8,245945,276-
Norfolk19£9,421735,62424
North Ayrshire3£11,329522,3683
North Down1£11,995412,9472
North Lanarkshire14£8,601833,07810
North Yorkshire17£9,124735,25629
Northamptonshire13£7,605845,10519
Northumberland2£8,499740,98510
Nottinghamshire18£7,6331048,32725
Oxfordshire6£8,923828,59515
Redbridge - Greater London1£1,99512104,0722
Renfrewshire5£8,743745,2337
Rhondda Cynon Taf5£5,5151061,5314
Richmond upon Thames - Greater London1£6,985948,800-
Scottish Borders3£7,0461059,3202
Shropshire6£6,0641135,24710
Somerset25£11,856840,55831
South Ayrshire7£8,527744,46612
South Yorkshire25£7,731951,93544
Staffordshire21£8,481840,13343
Stirling2£9,599641,1896
Suffolk14£7,702952,05617
Surrey17£7,3681048,48222
Sutton - Greater London2£5,2451634,5002
Swansea1£8,499836,1662
Tyne and Wear20£8,030846,68972
Warwickshire3£7,931755,6593
West Dunbartonshire1£1,99516100,0001
West Lothian3£11,984522,9254
West Midlands39£8,092849,51588
West Sussex23£8,354932,56833
West Yorkshire38£7,653950,20176
Wiltshire11£8,0331042,62525
Worcestershire9£9,1981038,39317
Wrexham1£4,5001340,300-
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