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Used Mazda MX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda MX-5 on finance

  1. Finance Options:

    • Personal Contract Purchase (PCP): This is a popular option where you pay a deposit, followed by monthly instalments. At the end of the contract, you can either pay a final lump sum (Guaranteed Future Value) to own the car, hand the car back with no additional fees (assuming it's in good condition and within the agreed mileage limits), or trade it in for a new model.
    • Hire Purchase (HP): You pay a deposit, followed by monthly instalments that cover the full value of the car. At the end of the agreement, you own the car outright.
    • Personal Loan: You can take out a personal loan from a bank or other lending institution, use it to buy the car, and then pay back the loan in monthly instalments.
    • Lease/Contract Hire: You essentially rent the car for a fixed period and then return it at the end of the term. This can be beneficial if you like driving a new car every few years.
  2. Deposits and Monthly Payments: The amount of deposit you're required to pay and the monthly payments will depend on the finance deal, the price of the car, your credit rating, and other variables. Special promotions or deals might occasionally be available, especially if you're financing through a Mazda dealer.

  3. Interest Rates: These can vary based on the finance company, your credit rating, and broader economic factors. It's worth shopping around and perhaps consulting with a car finance broker to get the best rate.

  4. Insurance: Remember, when you finance a car, it's typically a requirement to have fully comprehensive car insurance. This can affect your monthly motoring costs.

  5. Mileage Restrictions: Especially with PCP deals, be aware of mileage restrictions. Exceeding the agreed mileage can lead to penalties when the agreement ends.

  6. Resale Value: The Mazda MX-5 generally has a good resale value in the UK, which can lead to favorable Guaranteed Future Values on PCP deals, thus potentially reducing monthly payments.

  7. End of Agreement Options: Especially if you're on a PCP deal, consider what you might want to do at the end of the agreement. Whether it's purchasing the car, moving into a new deal, or returning the car, plan ahead.

  8. Other Costs: Don't forget to account for other costs associated with owning a car, like road tax, MOT after the car is three years old, and any maintenance not covered by the warranty.

  9. Credit Score: Your credit score will influence the interest rate you're offered and whether you're approved for finance. It's worth checking your score before applying and possibly improving it if needed.

When considering car finance, always read the agreement carefully, understand all the terms, and shop around for the best deal. Remember that a car is a depreciating asset, so consider the total cost of financing before committing.

About the Mazda MX-5

The Mazda MX-5, often dubbed as the world's best-selling two-seater sports car, stands as an embodiment of Mazda's philosophy of crafting vehicles that bring joy to their drivers. Its combination of stylish design, unmatched driving dynamics, and affordability has cemented its place as a favorite among car enthusiasts worldwide.

Features and Specifications:

  • Pure Driving Joy: The MX-5 is built on the ethos of Jinba Ittai, a Japanese phrase that signifies the unity of horse and rider. This car is all about the bond between the vehicle and its driver. Its lightweight construction and balanced weight distribution offer nimble handling and a truly engaging driving experience.

  • Timeless Aesthetics: Over its generations, the MX-5 has maintained its iconic roadster silhouette. It balances classic sports car elements with modern design cues, resulting in a look that's both timeless and contemporary.

  • Cutting-Edge Technology: Beneath its classic exterior lies a suite of modern technologies. Features such as the MZD Connect infotainment system, advanced safety systems, and premium audio ensure that drivers and passengers have a comfortable and connected journey.

  • Convertible Pleasure: One of the defining features of the MX-5 is its convertible top, allowing drivers to immerse themselves fully in the open-air driving experience, whether it's soaking up the sun or stargazing at night.

Concluding Thoughts:

The Mazda MX-5 isn't just a car; it's an experience, a statement, a journey. It has consistently delivered on its promise of open-air joy, exhilarating performance, and sheer driving pleasure. With diverse financing options, this iconic roadster is within reach for those who dream of an unparalleled driving experience.

Buying Guide

Want to find out everything about all MX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda MX-5 buying guide here.

Mazda MX-5 Data by County

Mazda MX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All476£15,813833,1391,014
Aberdeen City8£28,146097
Bedfordshire7£6,1681758,98617
Belfast2£13,7231027,3441
Berkshire30£10,4471158,56921
Bexley - Greater London3£30,492422,5101
Bristol7£10,4521248,43912
Bromley - Greater London1-525,1967
Buckinghamshire13£15,808939,80930
Cambridgeshire7£11,5011147,07424
Cardiff1£21,90039,0556
Carrickfergus1£6,9501539,0001
Cheshire24£17,464828,54856
City of Edinburgh8£24,90228,5204
Cornwall8£21,369520,6978
County Durham4£16,557732,83415
Croydon - Greater London1£4,7951729,1551
Cumbria4£23,398519,0423
Derbyshire11£15,205834,66222
Derry1£8,9501337,000-
Devon10£13,2441037,01822
Dorset6£19,812618,18212
Dundee City1£18,295525,0322
Dungannon1£7,9951743,7251
Ealing - Greater London1£6,7951276,000-
East Ayrshire2£10,0561055,832-
East Riding of Yorkshire1£21,485415,0004
East Sussex1£10,7501072,1762
Essex24£17,596829,69351
Falkirk2£16,490523,9047
Fife4£19,747612,33313
Glasgow City7£23,597311,75812
Gloucestershire3£17,075531,55613
Greater Manchester18£16,224932,28742
Hampshire13£17,900829,09052
Herefordshire1£11,6951237,0171
Hertfordshire6£18,013635,24921
Highland5£22,59935,7084
Isle of Anglesey1£11,4991060,000-
Isle of Wight1£4,6951898,0001
Kent28£11,6071340,73934
Lancashire10£15,465929,61229
Leicestershire4£18,813738,14714
Lincolnshire16£17,039629,65822
Lisburn5£17,277726,0193
Magherafelt1£18,995313,0461
Merseyside8£12,0001242,5764
Moray1£7,9951458,065-
Newtownabbey8£22,866311,3778
Norfolk4£13,7471043,08011
North Yorkshire5£19,709521,73121
Northamptonshire7£18,440546,46213
Northumberland1£3,5992074,0003
Nottinghamshire3£18,885822,04533
Oxfordshire2£14,2951051,7745
Renfrewshire1£27,9980715
Richmond upon Thames - Greater London2£24,495412,1055
Shropshire4£24,495415,7476
Somerset18£17,963625,28342
South Ayrshire5£21,736311,2078
South Yorkshire9£18,718719,91925
Staffordshire6£17,972835,93819
Stirling3£24,8310107
Suffolk6£17,434823,5817
Surrey11£15,385926,00516
Tyne and Wear6£18,747622,39813
Warwickshire2£6,4951673,0007
West Lothian1£8,9951519,0001
West Midlands18£19,576521,09252
West Sussex3£19,762826,58322
West Yorkshire15£9,3981452,66833
Wiltshire6£13,1411148,95420
Worcestershire7£14,2201033,34419
Wrexham1£8,4951268,000-
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