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Used Mazda MX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda MX-5 on finance

  1. Finance Options:

    • Personal Contract Purchase (PCP): This is a popular option where you pay a deposit, followed by monthly instalments. At the end of the contract, you can either pay a final lump sum (Guaranteed Future Value) to own the car, hand the car back with no additional fees (assuming it's in good condition and within the agreed mileage limits), or trade it in for a new model.
    • Hire Purchase (HP): You pay a deposit, followed by monthly instalments that cover the full value of the car. At the end of the agreement, you own the car outright.
    • Personal Loan: You can take out a personal loan from a bank or other lending institution, use it to buy the car, and then pay back the loan in monthly instalments.
    • Lease/Contract Hire: You essentially rent the car for a fixed period and then return it at the end of the term. This can be beneficial if you like driving a new car every few years.
  2. Deposits and Monthly Payments: The amount of deposit you're required to pay and the monthly payments will depend on the finance deal, the price of the car, your credit rating, and other variables. Special promotions or deals might occasionally be available, especially if you're financing through a Mazda dealer.

  3. Interest Rates: These can vary based on the finance company, your credit rating, and broader economic factors. It's worth shopping around and perhaps consulting with a car finance broker to get the best rate.

  4. Insurance: Remember, when you finance a car, it's typically a requirement to have fully comprehensive car insurance. This can affect your monthly motoring costs.

  5. Mileage Restrictions: Especially with PCP deals, be aware of mileage restrictions. Exceeding the agreed mileage can lead to penalties when the agreement ends.

  6. Resale Value: The Mazda MX-5 generally has a good resale value in the UK, which can lead to favorable Guaranteed Future Values on PCP deals, thus potentially reducing monthly payments.

  7. End of Agreement Options: Especially if you're on a PCP deal, consider what you might want to do at the end of the agreement. Whether it's purchasing the car, moving into a new deal, or returning the car, plan ahead.

  8. Other Costs: Don't forget to account for other costs associated with owning a car, like road tax, MOT after the car is three years old, and any maintenance not covered by the warranty.

  9. Credit Score: Your credit score will influence the interest rate you're offered and whether you're approved for finance. It's worth checking your score before applying and possibly improving it if needed.

When considering car finance, always read the agreement carefully, understand all the terms, and shop around for the best deal. Remember that a car is a depreciating asset, so consider the total cost of financing before committing.

About the Mazda MX-5

The Mazda MX-5, often dubbed as the world's best-selling two-seater sports car, stands as an embodiment of Mazda's philosophy of crafting vehicles that bring joy to their drivers. Its combination of stylish design, unmatched driving dynamics, and affordability has cemented its place as a favorite among car enthusiasts worldwide.

Features and Specifications:

  • Pure Driving Joy: The MX-5 is built on the ethos of Jinba Ittai, a Japanese phrase that signifies the unity of horse and rider. This car is all about the bond between the vehicle and its driver. Its lightweight construction and balanced weight distribution offer nimble handling and a truly engaging driving experience.

  • Timeless Aesthetics: Over its generations, the MX-5 has maintained its iconic roadster silhouette. It balances classic sports car elements with modern design cues, resulting in a look that's both timeless and contemporary.

  • Cutting-Edge Technology: Beneath its classic exterior lies a suite of modern technologies. Features such as the MZD Connect infotainment system, advanced safety systems, and premium audio ensure that drivers and passengers have a comfortable and connected journey.

  • Convertible Pleasure: One of the defining features of the MX-5 is its convertible top, allowing drivers to immerse themselves fully in the open-air driving experience, whether it's soaking up the sun or stargazing at night.

Concluding Thoughts:

The Mazda MX-5 isn't just a car; it's an experience, a statement, a journey. It has consistently delivered on its promise of open-air joy, exhilarating performance, and sheer driving pleasure. With diverse financing options, this iconic roadster is within reach for those who dream of an unparalleled driving experience.

Buying Guide

Want to find out everything about all MX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda MX-5 buying guide here.

Mazda MX-5 Data by County

Mazda MX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All462£15,759835,1281,023
Aberdeen City11£25,85116,9912
Aberdeenshire2£16,495843,2801
Ards2£8,4601378,7682
Bedfordshire11£6,3981855,66418
Belfast2£20,497522,2531
Berkshire37£12,7391043,59530
Bristol8£12,4001042,39219
Bromley - Greater London2£11,985613,9894
Buckinghamshire9£13,4091051,15730
Cambridgeshire8£10,7341255,77622
Cheshire19£16,136934,75351
City of Edinburgh4£23,149317,32410
Cornwall5£23,570411,9276
County Durham6£15,061831,43112
Cumbria5£16,7881031,0564
Derbyshire10£14,4481138,79029
Devon11£12,5331045,81116
Dorset6£19,494625,81217
Dundee City1£28,69901,2463
Dungannon2£12,4931136,878-
East Ayrshire1£10,662944,0571
East Lothian3£8,1801367,487-
East Sussex1£12,4951040,5591
Enfield - Greater London1£13,000847,9051
Essex14£18,302727,67560
Falkirk3£21,890210,1874
Fife3£13,6851641,6179
Glasgow City7£22,540515,44412
Gloucestershire11£19,670520,9549
Greater Manchester17£15,0651132,16139
Hampshire19£18,722728,60742
Herefordshire1£12,495842,0002
Hertfordshire14£14,342946,11124
Highland5£21,89836,6127
Hillingdon - Greater London1£9,9501085,3005
Isle of Wight2£8,0971566,6051
Kent28£13,0701136,27430
Lancashire9£16,008824,06835
Leicestershire6£10,6001256,62712
Lincolnshire6£17,879627,99931
Lisburn1£18,450735,0005
Magherafelt1£5,9951645,0002
Merseyside7£15,351929,4808
Neath Port Talbot1£12,2901052,589-
Newtownabbey10£23,567310,7448
Norfolk4£13,4431142,84415
North Lanarkshire1£11,8701050,9542
North Yorkshire3£20,694619,06723
Northamptonshire5£12,6561070,22715
Nottinghamshire6£13,7071034,62322
Omagh1£16,995722,4002
Oxfordshire3£13,4121039,8896
Perth and Kinross2£16,145734,6004
Richmond upon Thames - Greater London1£22,495310,4006
Shropshire8£18,778627,1068
Somerset10£19,983520,04142
South Ayrshire4£24,57018175
South Yorkshire3£19,6911028,80126
Staffordshire7£20,184620,80117
Stirling1£19,998531,01213
Suffolk2£17,530632,5438
Surrey12£13,651826,62722
Tyne and Wear4£18,237626,14314
Warwickshire2£7,8751289,2475
West Lothian1£8,4951519,0001
West Midlands19£16,476736,14358
West Sussex7£18,297721,58113
West Yorkshire10£8,0361557,47534
Wiltshire9£20,450518,17619
Worcestershire4£13,9471048,46618
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