Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
This Kia Xceed 1.5T Gdi Isg 3 has clocked up 4,035 miles and is fitted with a 1500 cc motor. It runs on petrol with manual transmission and has been finished in the shade of green.
This hatchback car is in a like new, almost pristine condition in and out. It is currently available for sale with the possibility to buy on finance beginning at only £ per calendar month.
On the market and ready for its next owner to take home is this Kia which is fitted out with a 1.0 Ltr petrol engine and manual transmission. This second-hand one comes finished in white and has 26,776 miles clocked-up on the dash.
Coming fitted with automatic transmission and a 1500CC petrol engine, this second hand Kia Xceed is currently available to drive away in the tone of black with 3,527 miles clocked up on the dash.
At the brilliant price of only £10,998 is this hatchback which incorporates a 1.0 L petrol engine with manual transmission. This used model at this dealership in Goole has 43,739 miles clocked-up on the dashboard.
Call this dealership for a closer look at this manual Kia Xceed 2022 1.5 3 Isg 158 Bhp incorporating a 1.5 ltr petrol motor with manual transmission. This used model in the Plymouth area is finished in the shade of black and has 48,199 miles clocked up on the dashboard.
Test drive this hatchback which
comes fitted with automatic transmission and a 1500 cc petrol motor. This second hand model comes in red and has got 1,909 miles clocked up on the dash.
An awesome price of just £26,494 is currently being advertised by this dealer in Rochdale on this near mint Xceed 1.5 T-gdi Isg Gt-line S with a mere 1,909 mi on the clock.
Are you thinking of buying a Kia? Well, take a closer look at this second hand one with low mileage from us at this dealer which is equipped with a 1.5L petrol engine with manual transmission.
This dealer in Milton Keynes has a great price of just £11,480 on this Xceed 1.6 Crdi Isg 2 with a 1600 cc diesel engine, manual transmission and 64,861 miles clocked-up on the dash.
This Xceed 1.5T Gdi Isg 3 has a 1.5 L petrol motor with manual transmission and has got 1,528 miles clocked up on the dash. First Registered in 2023, this Kia Xceed is currently on the market and ready for its new owner to take home for £20,842.
Available to view at our dealership in Blackpool is this Kia Xceed 1.5T Gdi Isg Gt-line which has a 1.5 Ltr petrol motor with manual transmission. On offer and ready for you to drive away in the tone of green with 4,683 miles on the dash.
Are you thinking of buying a Xceed? Then consider going for this used nearly new one that's in like new condition in and out. This particular vehicle has got 11,639 miles clocked up on the dash and features a CC petrol engine with manual transmission.
Finished in the shade of grey, this Kia Xceed 1.0 2 Isg 119 Bhp has 14,481 miles on the dashboard and comes equipped with a manual 1.0L engine requiring petrol.
Containing a 1.0L petrol motor and manual transmission, this second hand Xceed 1.0T Gdi Isg 2 is up for sale in a grey finish and has 36,282 miles clocked-up on the dash.
A bargain price of £18,100 is currently being advertised by this dealership in Cardiff for this almost flawless hatchback that’s got a 1.5l petrol motor, manual transmission and 4,303 miles on the dash.
The Kia XCeed is a stylish compact crossover, offering a combination of design, practicality, and modern features.
Familiarise yourself with its various trim levels, engine variants, and key features.
If you're interested in a used model, explore the specific year you're eyeing and any updates or changes made in subsequent years.
Searching for a Used Model:
For the best deal on a used Kia XCeed on finance, start with Kia's approved-used dealerships. Vehicles here usually come with a warranty and are inspected to meet the brand's standards.
Additionally, explore online marketplaces, local dealerships, and car supermarkets for a wider range of options and pricing.
Finance Options:
Personal Contract Purchase (PCP): Typically begins with a deposit, followed by monthly instalments. At the end, you can choose to make a final payment to own the car, hand it back, or renew the contract with a new vehicle.
Hire Purchase (HP): After a deposit, you'll clear the car's value in monthly instalments. Once all payments are made, the vehicle is yours.
Leasing: Essentially a rental, you'll have the Kia XCeed for a specific period, returning it at the end.
Personal Loan: Obtain a loan from a bank or lender to buy the car, then repay in monthly instalments.
Collect and Compare Quotes:
Secure finance quotes from Kia dealerships and third-party finance companies. Some might offer attractive rates, especially if you're looking for a used Kia XCeed on finance.
Pay special attention to the APR (Annual Percentage Rate) to get a clearer view of the total borrowing cost.
Impact of Credit Score:
Your credit rating can influence the finance terms and rates you're offered.
It's a good idea to review your credit score with UK agencies like Experian, Equifax, or TransUnion before applying and address any discrepancies you find.
Budgeting:
Determine a monthly payment amount that's within your budget.
Remember, a bigger deposit can lead to reduced monthly payments.
Understanding the Agreement:
If considering a PCP or lease deal, be mindful of any mileage restrictions.
Ensure you're clear on any charges for early contract termination or surpassing the set mileage.
Negotiation:
Use your research as leverage to negotiate both the vehicle price and finance terms. Even if you're getting a used Kia XCeed on finance, there's usually some wiggle room.
Always consider the overall repayment amount over the contract period, not just monthly figures.
Finalise the Deal:
Once you're happy with the terms, you'll need to fill out the necessary paperwork.
Carefully read through all terms before signing and keep copies of every agreement.
Insurance:
Ensure you have the right car insurance in place before taking ownership of the XCeed. Compare different providers to secure a competitive rate.
End-of-Agreement Decisions:
For PCP agreements: At the end, you can opt to make the balloon payment, return the car, or start a new finance agreement.
With HP: The car is yours after all payments.
If leasing, ensure the car is ready for return, adhering to the contract's specified conditions.
Other Costs:
Factor in other potential expenses, including road tax, maintenance, and fuel.
When considering financing a vehicle, always ensure the selected terms fit both your present and projected financial conditions. If ever uncertain, seeking guidance from financial experts or professionals can be beneficial.
About the Kia Xceed
Striding confidently into the burgeoning world of crossover SUVs, the Kia XCeed presents itself as a harmonious blend of style, functionality, and innovation. Specifically engineered with the UK's diverse roads and discerning drivers in mind, the XCeed demonstrates Kia's ambition in expanding its modern vehicle repertoire.
Carving a Distinct Niche:
Launched in 2019, the Kia XCeed emerged from the shadows of the esteemed Ceed hatchback, forging its own identity. While it borrows the core underpinnings, the XCeed's elevated stance, sleek profile, and dynamic design cues distinctly set it apart, catering to those desiring SUV virtues with coupe-like elegance.
Design Excellence and Ingenuity:
Embodying a sporty aesthetic, the XCeed showcases a bold front fascia, accompanied by intricately designed LED headlights. Inside, the cabin marries ergonomic design with advanced tech features, including a state-of-the-art infotainment system and a suite of safety amenities. Whether cruising through city lanes or embarking on rural adventures, the XCeed ensures a ride that's both engaging and comfortable.
Meeting Its Market Match:
In the UK's competitive automotive market, the XCeed squares off against rivals like the Ford Focus Active, Volkswagen T-Roc, and Peugeot 3008. But with its compelling price point, generous equipment list, and the allure of Kia's unmatched 7-year warranty, the XCeed carves out a strong position for itself.
Summing It Up:
For those in the UK looking for a vehicle that melds the practicality of an SUV with the flair of a coupe, the Kia XCeed stands out as a persuasive choice. With tailored finance options augmenting its appeal, the dream of driving this dynamic crossover is within reach for many.
Kia Xceed Data by County
Kia Xceed data for the amount in stock, average price, age and mileage throughout
the UK and by county.