Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
This Stonic has 19,183 miles on the dash and incorporates a 1000CC petrol motor with automatic transmission. This used one from this dealership in Solihull is available with a grey finish.
Up for sale and ready to take for a test drive is this Kia in the colour of red; this second hand model has 50,521 miles clocked up on the dash and features a 1.6 L diesel motor with manual transmission.
Painted in the shade of , this Kia Stonic 1.0 T-gdi Mhev Gt-line S Dct Euro 6 Ss has 500 miles on the dash and is fitted out with a 1.0 LTR hybrid engine.
Currently available for sale is this estate which comes fitted with a 1.0l petrol motor and manual transmission. This second hand model has 10,984 miles on the dash.
Seize the opportunity to purchase this Kia which is now for sale at just £15,298. It comes finished in the shade of red, contains a 1.0L petrol motor with manual transmission and has 32,690 miles on the dashboard.
On offer and ready for its next owner to drive away - second hand Kia Stonic that is equipped with a 1.0 L petrol engine with manual transmission. Buy it at the outstanding price of just £15,298 from this dealer in Thornton.
Become the new owner of this manual Kia Stonic coming fitted with manual transmission and a 1.0 l hybrid motor. This second-hand model has done 4,100 miles and is finished in the shade of grey.
There is an incredible price at this dealer for this highly maintained, like new estate with 4,232 miles on the clock, a cc petrol engine and automatic transmission.
On the market and ready for you to take home is this Stonic 2 23,935 Miles in the shade of . This second hand mode has 23,935 mi on the clock and is equipped with a 1000cc petrol motor with transmission.
This Kia Stonic has got 41,528 miles clocked up on the dash and is equipped with a 1.0 Litre petrol motor with automatic transmission. This particular second hand one from this dealership is available in a white finish.
Incorporating a 1.0 litre petrol engine and manual transmission - this second hand
Kia Stonic is on the market and ready for its next owner to drive home with 5,922 miles on the clock.
On offer and ready for you to drive away is this Kia Stonic 1.0T Gdi 99 2 Dct that contains a 1000CC petrol engine with automatic transmission. This used model has just 9,290 miles on the dashboard.
Up for sale and ready for its next owner to drive away is this estate Kia Stonic on offer at the incredible price of only £13,290. This dealer also gives you the possibility to buy with affordable monthly instalments with instalment plans commencing from only £ monthly.
Coming finished in red, this Stonic Suv 1.4 2 Euro 6 Ss 201969 has 67,482 miles on the dash and comes fitted out with a 1400CC petrol engine with manual transmission.
On offer at the terrific price of only £11,199 is this Kia Stonic, it comes fitted with manual transmission, a 1.4 L petrol motor and has got 32,111 miles clocked up on the dash.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.