Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
There's a bargain price of just £22,459 on this Kia at this dealer. This is a second hand model, however it has been well maintained so it's still in a nearly new, almost pristine condition inside and out.
Have a closer look at this Kia Stonic 1.0T Gdi 99 2 which has a 1.0 Litre petrol engine with manual transmission. This used one now for sale at our dealership has only got 19,200 miles clocked up on the dashboard and has been finished in the shade of grey.
Get in touch with this car dealership for a closer look at this manual Kia containing a 1000cc petrol engine with manual transmission. This used one is finished in the shade of white and has got 42,453 miles clocked up on the dashboard.
Available from this car dealer's show room is this Kia with low mileage. It contains a 1.0 Ltr petrol motor with manual transmission and it has done a mere 22,873 mi.
Get yourself in the driver's seat of this Stonic 1.0 T-gdi Isg 2 in like new condition, it comes equipped with a 1000 CC motor and transmission. This second hand model now available from this dealer in Ipswich has got just 14,416 miles clocked up on the dash.
Up for sale and ready for a test drive is this Kia finished in the tone of black - this model comes with manual transmission, a 1.0l petrol motor and has 64,539 miles on the clock.
There's a terrific price at this dealer in Braintree on this used, low mileage Stonic with manual transmission, a mere 4,941 miles clocked-up on the dash and a 1.0 ltr petrol engine.
This suv second hand car is currently on offer and ready for its next owner to drive away. It has 37,461 miles clocked up on the dash and comes equipped with a 1.0 litre petrol motor and automatic transmission.
On offer and ready for you to take home is this Stonic fitted with a 1.0l hybrid engine and automatic transmission. This low mileage one at this dealer has just 8,911 miles clocked up on the dashboard and comes in the tone of red.
This Stonic Gt-line Isg Mhev comes with manual transmission and a 1.0 Litre petrol motor with 8,277 miles clocked-up on the dash. First Registered in 2023, this Stonic Gt-line Isg Mhev is up for sale and ready for its new owner to drive away for £17,995.
In a like new condition both inside and out, this white Kia Stonic 1.0T Gdi 99 2 Dct is now available to buy at the marvellous price of just £16,787. It only has 8,611 miles on the dashboard and is equipped with a 1.0 Litre petrol engine. Achievable payments are at hand from this dealer commencing from £ per month.
Available to buy is this Stonic 2 for the total price of just £10,000. This dealer also gives you the possibility to pay with affordable monthly instalments with instalment packages starting at as little as £ per month.
Up for sale at the full price of £15,425 and with the possibility to purchase using credit with manageable payments commencing from £ per calendar month, this Stonic has 23,614 miles clocked up on the dash and features a 1.0 LTR motor with transmission.
This motor has 22,172 miles on the clockand incorporates a 1.0l motor and transmission. It's currently available to buy for the marvellous price of only £12,995.
Painted in the shade of white, this second hand car contains a 1.6l diesel engine with manual transmission and has 24,489 miles clocked-up on the dash.
Painted with a black finish, this second hand car has 41,059 miles on the dashboard and comes equipped with a 1000CC petrol motor. It was registered in 2019 and is currently up for sale and ready for its new owner to drive home for only £11,795.
This dealer in Portsmouth is currently advertising a superb price of just £18,450 on this low mileage Kia Stonic 1.0T Gdi 48V Gt-line in splendid, like new condition. This particular model has got 5,518 miles on the dashboard and features a 1.0 LTR hybrid engine.
A bargain price is currently being advertised by this dealership in Bournemouth for this low mileage Kia that only has 28,000 miles clocked-up on the dashboard.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.