Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
A bargain price is currently being advertised by this dealership in Bournemouth for this low mileage Kia that only has 28,000 miles clocked-up on the dashboard.
Painted with a black finish, this second hand car has 41,059 miles on the dashboard and comes equipped with a 1000CC petrol motor. It was registered in 2019 and is currently up for sale and ready for its new owner to drive home for only £11,795.
This dealer in Portsmouth is currently advertising a superb price of just £18,450 on this low mileage Kia Stonic 1.0T Gdi 48V Gt-line in splendid, like new condition. This particular model has got 5,518 miles on the dashboard and features a 1.0 LTR hybrid engine.
Currently available at this dealership in Stourbridge is this almost impeccable, nearly new Stonic which is fitted out with a petrol, l engine and automatic gearbox. It is on offer and ready for its next owner to drive away in the tone of grey with 7,040 miles on the clock.
With a mere 36,326 miles on the clock and finished in grey, this Stonic has manual transmission and a 1000 CC petrol engine. On the market at the amazing price of just £14,799 or with the possibility to buy on finance with affordable payments at hand starting at £ per month.
This Stonic First Edition Only 10,875 is equipped with a 1.0 L engine with transmission and it has 41,254 miles clocked up on the dash. First Registered in 2018, it's currently up for sale and ready for its new owner to take home for £10,875.
Now available to buy is this estate Kia Stonic 1.0 T-gdi Isg 48V Gt-line on offer at the great price of only £13,950. This dealership in Redditch also gives its customers the possibility to buy using manageable monthly instalments with repayment packages starting from as little as £ per calendar month.
Get behind the wheel of this Stonic which contains a 1.0 L petrol engine and manual transmission. This used one currently for sale at our dealership in Thatcham comes finished in white and has 35,451 miles clocked-up on the dash.
Up for sale and ready for its next owner to drive away is this Kia which comes equipped with a 1000CC petrol motor with manual transmission. This model currently in stock at our dealership is a second hand vehicle, however it has been well looked after so it is still in an almost pristine, nearly new condition throughout..
Painted in the shade of red, this second hand Stonic 1.0T Gdi 48V Gt-line S Dct is fitted with a 1.0 litre petrol engine with automatic transmission and has got 6,606 miles clocked up on the dash.
At the price of £17,995 or with the option to buy on credit with manageable instalments from £ per month, this white Stonic 1.0 T-gdi 2 Dct Euro 6 Ss has clocked up 9,130 miles and incorporates a 1.0L petrol motor.
Are you planning on going for a Kia Stonic 1.0T Gdi 48V Gt-line? Then consider choosing this used model from this dealer, it has 23,193 miles clocked up on the dashand incorporates a 1000 CC petrol motor and manual transmission.
Advertised at the full price of £14,200 or with the option to buy using finance with affordable instalments starting out at £ per calendar month, this grey Stonic 2 has 26,005 mi clocked up on the dash and comes fitted out with a 1.0 L petrol engine with manual transmission.
There is a fantastic price at this dealer on this like new, near mint Stonic with a 1.0 litre hybrid motor, automatic transmission and a mere 5,766 miles clocked up on the dash.
Currently available to buy - second hand Stonic which contains a 1000 cc petrol engine with manual transmission. Buy it at the amazing price of just £18,465 from this dealer in Boston.
Be the new owner of this Stonic 1.0T Gdi 98 2 that is fitted out with a 1.0 litre petrol motor and manual transmission. This second-hand model from this dealer has got 50 miles clocked up on the dash and has been finished in red.
This Kia comes fitted out with manual transmission, a 1.0 L petrol motor and has done 13,155 miles. It's currently available for sale for the terrific price of just £18,465.
At the fantastic price of only £16,998 is this Kia Stonic that comes fitted with a 1000 cc petrol motor and manual transmission. This used one comes finished in black and has 16,830 miles clocked-up on the dashboard.
At this dealership in Chorley you'll find the great price of just £15,150 on this Stonic with a litre petrol motor, manual transmission and 13,200 miles on the clock.
Painted with a red finish, this vehicle has 25,125 miles clocked up on the dashboard and incorporates a 1.0 LTR petrol motor. First Registered in , it is currently on the market and ready for its next owner to take home for only £12,099.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.