Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,061£13,461428,0694,327
Aberdeenshire20£16,307210,25050
Angus7£15,853312,24616
Ayrshire22£11,943525,19535
Bedfordshire39£13,096532,98260
Berkshire22£11,127638,27566
Blaenau Gwent6£12,014534,6346
Borders1£7,795944,0001
Bridgend12£11,183639,58718
Bristol17£12,330632,96548
Buckinghamshire19£12,669536,48759
Caerphilly3£6,128985,0002
Cambridgeshire44£14,845323,07171
Cardiff8£14,013317,10129
Carmarthenshire2£15,343210,019-
Ceredigion1£19,99401004
Cheshire66£14,537419,657157
Clackmannanshire1£16,49813,749-
Conwy16£15,375425,38910
Cornwall15£15,418315,58318
County Antrim17£11,074540,91737
County Armagh11£14,456325,22510
County Down17£11,646626,42323
County Durham43£12,291532,28493
County Londonderry5£13,636335,0945
County Tyrone4£12,960536,6387
Cumbria27£15,959313,88267
Derbyshire49£13,754420,96797
Devon29£13,748430,51978
Dorset24£13,839328,39543
Dumfries & Galloway1£14,49839,1521
East Riding of Yorkshire15£17,46418,18927
East Sussex28£12,861532,85050
Essex57£13,853423,92483
Falkirk15£16,103211,07541
Fife9£16,053318,64020
Flintshire3£6,8951058,2261
Gloucestershire7£12,598537,31329
Greater London99£12,750529,461129
Greater Manchester93£13,438428,064163
Hampshire68£12,022534,574187
Herefordshire1£7,5001147,01211
Hertfordshire31£12,462430,29195
Highland12£15,207216,38021
Inverclyde2£8,999932,8394
Isle of Wight3£10,430825,9214
Kent46£13,676427,321137
Lanarkshire39£14,891316,135192
Lancashire53£12,242532,054107
Leicestershire26£13,326523,88659
Lincolnshire53£14,373319,85886
Merseyside20£12,319528,27131
Merthyr Tydfil2£19,999445,0121
Midlothian24£13,774321,96260
Monmouthshire1£6,8991046,0003
Moray2£15,345325,4583
Neath Port Talbot1£7,4991059,429-
Newport16£12,999525,45546
Norfolk41£14,589423,57052
North Yorkshire39£15,742214,28394
Northamptonshire24£13,394435,64633
Northumberland3£18,159323,5237
Nottinghamshire42£13,506425,53271
Oxfordshire10£14,633318,14536
Pembrokeshire1£5,9958102,5601
Perth & Kinross2£14,998327,7036
Powys1£8,3951051,6351
Renfrewshire11£14,180317,34579
Rhondda Cynon Taf10£10,764648,40530
Rutland1£22,750315,845-
Shropshire24£16,406314,16827
Somerset42£15,295419,93356
South Yorkshire37£11,084638,97776
Staffordshire30£11,813532,709104
Stirling6£17,66526,32438
Suffolk25£12,629435,29444
Surrey64£14,966320,87598
Swansea13£14,842320,85844
Torfaen2£14,495312,4831
Tyne and Wear47£14,789323,38384
Vale of Glamorgan2£13,570513,5925
Warwickshire33£14,265323,45549
West Lothian7£11,640638,25712
West Midlands119£13,446428,775256
West Sussex16£14,848320,68440
West Yorkshire81£13,421428,858188
Wiltshire36£14,429523,97146
Worcestershire18£14,058423,80748
Add postcode for better results.