Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,837£13,187528,7693,333
Aberdeen City13£17,55127,58524
Aberdeenshire2£13,245720,6605
Antrim7£12,769431,25110
Ards6£9,272837,7905
Argyll and Bute1£9,4791015,000-
Armagh1£11,995452,000-
Ballymena1£10,490643,2611
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire39£11,164642,55540
Belfast6£11,977541,24623
Berkshire26£8,874945,36873
Bexley - Greater London1£14,595214,554-
Blaenau Gwent1£18,19907823
Brent - Greater London1£6,4421192,6432
Bristol22£10,747737,54745
Bromley - Greater London1£18,49528,8313
Buckinghamshire30£14,590525,89756
Cambridgeshire44£14,247431,54766
Cardiff1£14,950315,0861
Carmarthenshire1£15,990110,996-
Carrickfergus1£12,895421,000-
Ceredigion2£15,997218,21510
Cheshire76£14,699419,124145
City of Edinburgh24£12,688527,66151
City of London - Greater London2£8,348979,38312
Coleraine1£7,995769,0002
Conwy14£15,357425,0737
Cornwall14£14,963428,3438
County Durham42£13,910425,73994
Craigavon6£15,418212,5953
Croydon - Greater London4£18,81914,46717
Cumbria20£15,681317,10842
Denbighshire1£12,995414,456-
Derbyshire46£13,745426,73389
Devon26£14,289526,23669
Dorset20£14,689317,78438
Down1£12,995335,0002
Dumfries and Galloway2£15,99827,9361
Dundee City3£18,23115,42312
Dungannon4£14,898328,4864
Ealing - Greater London1£6,995770,0006
East Ayrshire11£15,688312,51918
East Riding of Yorkshire10£17,55316,17617
East Sussex16£12,922532,95121
Essex36£12,691530,21053
Falkirk14£14,133421,55632
Fife8£14,653425,42921
Glasgow City31£14,709317,62773
Gloucestershire9£16,083219,80830
Greater Manchester81£13,139529,786169
Gwynedd1£6,4951171,000-
Hampshire57£11,683631,258122
Havering - Greater London12£11,554636,9928
Herefordshire3£15,431218,18015
Hertfordshire45£12,272527,08383
Highland7£16,712213,57013
Hillingdon - Greater London7£7,481957,78614
Hounslow - Greater London1£7,9991036,0003
Inverclyde3£12,432623,1314
Isle of Wight3£12,164619,4086
Kent36£14,078322,83390
Lancashire52£13,297423,97179
Larne2£11,223530,0002
Leicestershire20£12,392530,91057
Lincolnshire47£13,915426,63189
Lisburn2£10,923544,6754
Magherafelt1£13,450422,000-
Merseyside12£13,395426,07221
Merthyr Tydfil3£17,166543,3041
Monmouthshire1£3,2001748,400-
Moray3£8,161953,5701
Newry and Mourne4£16,280217,7797
Newtownabbey4£11,097534,56712
Norfolk28£13,488423,73542
North Ayrshire5£13,625422,3803
North Down12£15,412319,12520
North Lanarkshire13£14,952421,85316
North Yorkshire55£15,922317,47982
Northamptonshire22£13,449435,55339
Northumberland4£13,187632,6139
Nottinghamshire27£13,524423,93348
Omagh1£7,9501118,0001
Oxfordshire11£12,754532,60632
Pembrokeshire1£11,495630,585-
Perth and Kinross3£15,762217,8083
Renfrewshire14£13,355423,91222
Rhondda Cynon Taf15£12,568536,04512
Scottish Borders1£7,795944,0003
Shropshire21£16,979316,14729
Somerset21£13,125530,01935
South Ayrshire5£12,415525,5006
South Yorkshire44£13,493528,18176
Staffordshire46£14,503420,29876
Stirling11£20,14113,58318
Strabane1£12,895454,115-
Suffolk27£14,169422,80840
Surrey53£16,093213,82175
Swansea2£9,747747,078-
Tyne and Wear40£14,131428,46571
Warwickshire26£16,152320,30342
West Lothian7£13,235525,03011
West Midlands120£13,667427,041210
West Sussex20£14,590322,24850
West Yorkshire75£13,922528,815128
Wiltshire30£15,993316,17856
Worcestershire18£13,012624,75744
Wrexham1£14,495323,679-
Add postcode for better results.